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Stepping Stones

Building a small-business credit and debit card portfolio to achieve greater loyalty and profitability from corporate customers

By John Yarley

While the economy continues to recover from recession, small businesses have been leading the recovery. The U.S. Census estimates that the number of small businesses in the United States is approaching 28 million. It is worth noting that most of these are truly small businesses; about 22 million have no employees, and of the six million that do have employees, almost 80 percent have fewer than 10 employees. In fact, most have four or fewer employees.

Quote to Note

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hs_Tim_Zimmerman

Americans have rightly concluded that the nation’s largest banks and the systemic risks they pose must be reined in.
—Bill Loving
incoming ICBA chairman

HS_Cam_Fine

Only after ensuring that all financial institutions operate on a level playing field can we begin to restore our financial system to proper health.
—Camden Fine,
ICBA president and CEO
—Camden Fine,
ICBA president and CEO