At ICBA Securities, we provide community bankers the tools to grow their investments.

Ensure the physical safety of your bank, staff, and customers. Cover everything from the basics of bank security to some situations you may not have even prepared for.

Learn to address security situations through interactive sessions and discussions that will inspire new ideas and challenge you to look at security from a new perspective.

To earn the Certified Community Bank Security Officer (CCBSO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

• Understand what is required of the security officer with regulation H, the supervision of staff, and the training requirements for staff.
• Sharpen your observation skills and detect potential threats in events happening around you.
• Distinguish body language in a confrontation and proactively address verbal and potentially physical confrontations.
• Identify the warning signs a person might show when embezzling.
• Recognize the dos and don’ts as it relates to speaking with the media.
• Outline the key steps to take in preparing your bank and staff in the event of a robbery.
• Identify physical security enhancements you can make to improve security at your bank.
• Understand the methodology required to solve a case using a scientific approach.
• Recognize when you have a crime scene.
• Understand the components of conducting an interview after an incident.
• Institute effective security reporting to your board.
• Identify specific records to retain for effective security management.
• Recognize the security gaps when working with cash intensive businesses and onboarding casinos, private ATM operators, or marijuana related businesses.

No credit committee wants to read an epic non-fiction piece of work. The key to an effective credit write-up is to focus on the core risks. Each credit request begins with a problem, usually a cash shortfall. As a banker, your job is to find out why the borrower is short on cash and how the asset will generate enough money to repay the loan.

Each request will have three to five key credit risks. You need to clearly explain these risks and show how your loan structure will address them. These risks might involve the market, management, financial numbers, inventory, receivables, or other business issues. Learn how to spot these concerns and explain them clearly and effectively.

Learning Objectives:

Identify the main credit risks in a loan request and analyze their impact.

Explain key risk factors and connect them to loan structure for effective mitigation.

Apply best practices to create credit write-ups that address the borrower’s cash flow and repayment plan.

Duration: 60 minutes

The formal requirements for financial institution compliance under the Bank Secrecy Act (BSA) are significant. With the regulatory agencies committing to tougher and more inclusive BSA/AML examinations, it is important to make certain your BSA/AML program is appropriate for your institution's risk exposure. 

Gain in-depth knowledge, resources, and peer networks to effectively manage your BSA/AML function or audit this function properly. This comprehensive training covers the primary requirements of each segment of the regulation and offers guidance on best practice expectations in each area.

To earn the Certified BSA/AML Professional (CBAP) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

• Review Bank Secrecy Act and Anti-Money Laundering program requirements, including emerging trends and industry observations.
• Analyze traditional financial recordkeeping elements of currency transactions, monetary instrument sales, and funds transfers.
• Take a comprehensive look at the CTR and SAR forms, including filing scenarios and dynamic “should you file” discussions.
• Study Customer Identification Program (CIP) requirements including the Customer Due Diligence and Beneficial Ownership requirements.
• Discuss high-risk customer monitoring tactics-including an in-depth look at account ownership expectations, enhanced account review, and OFAC compliance.
• Review key suspicious activity monitoring program components.
• Identify techniques to improve your BSA risk assessment to address all business lines and risk exposures at various levels within your bank.