Top-tier education for the nation's community bankers.

Information technology solutions continue to evolve creating opportunities for community banks to increase efficiency, improve service capabilities, and better safeguard customers. 

Your ability to understand how these solutions can be applied to your bank's current technology platform can mean all the difference in today's competitive environment.

Developed for community bank IT managers and officers, the IT Institute provides solutions to strengthen existing IT security capabilities, develop operational efficiencies, create business continuity solutions, enhance social marketing capabilities, and more.

To earn the Certified Community Bank Technology Officer (CCBTO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285

Learning Objectives

• Understand IT budgeting and systems selection.
• Learn cloud trends.
• Be familiar with asset management.
• Gain knowledge of cybersecurity tactics.

The Board’s Responsibility in Managing the Credit Portfolio

The largest asset your bank has is the credit portfolio. Mismanagement of this aspect is all too easy and carries with it dire outcomes. Growth in higher risk loans outside your established parameters can lead to losses, declining earnings, stressed ratios, and possible regulatory actions such as Matters Requiring Attention, Memorandum of Understanding or worse, a Consent Decree.

It is imperative that the board have a strong hand in the credit process. This includes setting the core credit priorities, approving the credit policy, approving larger deals but also monitoring the credit portfolio to assure it aligns with the bank’s risk appetite and strategic goals.

This session explores how boards can build a strong credit foundation through the right culture, governance, and oversight practices. Participants will gain practical insights into evaluating credit processes, monitoring portfolio health, and addressing emerging risks in commercial real estate and agricultural lending before they become larger challenges. 

Learning Objectives

• Understand the board's role in establishing credit priorities, overseeing the credit process, and maintaining a strong credit culture.
• Learn the governance structures and oversight practices that support effective portfolio development and alignment with the bank's risk appetite.
• Gain a foundational understanding of credit analysis to assess whether proposed loans meet bank standards.
• Learn how to effectively monitor portfolio performance through key reports and director actions.
• Examine risks associated with commercial investment real estate and agricultural lending and identify actions to address emerging credit concerns before they affect the bank.

Register for all four Bank Director Forums and save $200!

Many community banks have re-entered HMDA reporting as coverage thresholds and lending activity evolve. This refresher seminar provides a clear overview of HMDA requirements, including institutional and transactional coverage, data collection basics, and reporting expectations. Participants will review current best practices, common errors cited in examinations, and practical steps to strengthen HMDA compliance and data accuracy.

Learning Objectives

• Understand key HMDA coverage rules, reporting requirements, and regulatory expectations for financial institutions.
• Identify common HMDA data collection and reporting errors and how to avoid them.
• Apply best practices to improve HMDA compliance processes and examination readiness.