At ICBA Securities, we provide community bankers the tools to grow their investments.

Gain in-depth knowledge, resources, and peer networks to effectively manage your BSA/AML function or audit this function properly. This comprehensive training covers the primary requirements of each segment of the regulation and offers guidance on best practice expectations in each area.

To earn the Certified BSA/AML Professional (CBAP) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

• Review Bank Secrecy Act and Anti-Money Laundering program requirements, including emerging trends and industry observations.
• Analyze traditional financial recordkeeping elements of currency transactions, monetary instrument sales, and funds transfers.
• Take a comprehensive look at the CTR and SAR forms, including filing scenarios and dynamic “should you file” discussions.
• Study Customer Identification Program (CIP) requirements including the Customer Due Diligence and Beneficial Ownership requirements.
• Discuss high-risk customer monitoring tactics-including an in-depth look at account ownership expectations, enhanced account review, and OFAC compliance.
• Review key suspicious activity monitoring program components.
• Identify techniques to improve your BSA risk assessment to address all business lines and risk exposures at various levels within your bank.

Many financial institutions struggle to navigate the complex requirements of Regulation E and the risks tied to electronic fund transfers (EFTs). This session helps you stay compliant and reduce potential losses by reviewing key EFT rules, including those governing debit card transactions and ACH debit entries. You’ll learn how error notices, liabilities, and responsibilities are defined under Regulation E, and work through scenarios that illustrate how liability is shared between consumers and financial institutions.

Learning Objectives:

• Describe how Regulation E governs debit card transactions and ACH debit entries and outline the related ACH Rules.
• Understand notice of errors, institutional responsibilities, and consumer rights in the EFT process.
• Evaluate tiers of liability for consumers and financial institutions and apply this knowledge to minimize potential loss and ensure compliance.

Duration: 75-minutes

Presented live and recorded on 04/14/26.

Move through each step of the credit approval process — from prospecting to post close monitoring. Gain an understanding of the required information for the loan request and how the information is used, basic analysis to assist in pre-qualification, documentation, and learn the various types of loans and their use.

Learning Objectives:

• Learn how to move the customer from prospect to client organizing the lender and their team through the process.
• Assessing and collecting the correct financial information for the type of financing requested.
• Understanding basic financial statement analysis and credit risk.
• Preparing for closing, the right documents for the right type of financing.
• Understanding the importance of post-closing monitoring to catch early warning signs of credit deterioration.

Innovation in banking is the intentional creation and adoption of new ideas, technologies, products, or business models that improve how financial services are delivered, experienced, or operated. Innovation has become a strategic necessity for community banks.

The Innovation Workshop gives bankers a clear framework for building an innovative culture and implementing solutions that drive growth.

Community banks face unique challenges when pursuing innovation. From evaluating emerging technologies and navigating partnerships to managing third-party risk, the rewards of innovation come with significant responsibility. This workshop provides a structured framework for identifying opportunities, assessing risk, and aligning innovation strategies with long-term business goals, ensuring that progress doesn’t compromise security or compliance.

Through interactive sessions, case studies, and expert insights, attendees will explore the competitive landscape, map innovation opportunities, and learn practical approaches to implementation and measurement.

A dedicated fintech panel will offer real-world perspectives, while tools and templates will help translate ideas into actionable plans. By the end of the program, participants will be equipped with the knowledge, tools, and resources to drive innovation forward in their institutions, to remain competitive and relevant in the ever-changing community banking environment.

Learning objectives

Participants will explore the innovation lifecycle and discuss:

• How to assess your bank’s innovation readiness and the competitive market.
• Strategies for identifying and prioritizing innovation opportunities.
• Approaches for selecting the right innovation path: build, buy, or partner.
• Best practices for managing third-party risk throughout the innovation process.

Throughout the workshop, practical advice and guidance will be shared including:

• Methods for fostering an innovative culture within your institution.
• Key compliance and governance considerations when implementing new solutions.
• Tools for measuring impact and ensuring innovation initiatives deliver intended results.