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The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.

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How Visa’s Updated Compelling Evidence Rule Impacts Community Banks

Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial services firms $4.23, 16 percent higher than in 2020.
March 16, 2023 | Payments Quarterly   Payments 

Closing The Digital Divide, Opening New Threats

While cash is still considered to be the most secure form of payment by merchants and consumers, there are a litany of options—including checks, credit and debit cards, wire transfers, and ACH payments—and more recently, new and innovative solutions are emerging—further altering the payments ecosystem.
March 16, 2023 | Payments Quarterly   Payments 

Customers as a First Line of Defense

As the payment card industry continues to strengthen its overall fraud posture with the introduction of security features like machine learning fraud detection, chip cards, EMV 3DS (previously termed 3DS 2.0), and one-time passcodes, criminals have resorted to classic techniques such as social engineering to successfully perpetrate account takeover attempts.
March 16, 2023 | Payments Quarterly   Payments 

Preventing Mobile Fraud in Nine Steps

As consumer smart phone adoption has grown over the years, so has the share of online purchases transacted via mobile devices—and with it, incidents of fraud.
March 16, 2023 | Payments Quarterly   Payments 

Independent Banker

Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.

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