ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
Credit union acquisition of Nebraska community bank denied
The Nebraska Department of Banking and Finance denied an application by $7.9 billion-asset GreenState Credit Union in North Liberty, Iowa, to acquire $395 million-asset Premier Bank in Omaha.
January 06, 2022 |
ICBA NewsWatch Today
Credit Unions
CFPB: Credit bureaus top consumer complaints
More than half of all consumer complaints received by the Consumer Financial Protection Bureau from January 2020 through September 2021 were directed at Equifax, Experian, and TransUnion, the bureau said.
January 06, 2022 |
ICBA NewsWatch Today
CFPB Compliance
1071 comment letters due tomorrow
Comments on the Consumer Financial Protection Bureau’s 1071 data collection and reporting requirements are due tomorrow, Jan. 6.
January 05, 2022 |
ICBA NewsWatch Today
Compliance Lending
2022 ThinkTECH Accelerator virtual kickoff next week
Community bankers can join forward-thinking innovators for the 2022 ICBA ThinkTECH Accelerator Program kickoff next week.
January 05, 2022 |
ICBA NewsWatch Today
Technology
1071 comment letters due Thursday
Comments on the Consumer Financial Protection Bureau’s 1071 data collection and reporting requirements are due this Thursday, Jan. 6.
January 04, 2022 |
ICBA NewsWatch Today
Compliance Lending
ICBA: GSE disclosures key, but conservatorship must be addressed
ICBA said that while it supports robust financial disclosures for Fannie Mae and Freddie Mac, it is concerned that the government-sponsored enterprises seem to be in a perpetual conservatorship.
January 04, 2022 |
ICBA NewsWatch Today
Federal Housing Finance Agency
CFPB updates HMDA, TILA asset thresholds
The Consumer Financial Protection Bureau issued two annual threshold adjustment final rules under the Home Mortgage Disclosure Act and Truth in Lending Act, effective Jan. 1, 2022.
January 03, 2022 |
ICBA NewsWatch Today
Compliance
How to respond to buy now, pay later
Consumers are increasingly interested in buy now, pay later products, which are cutting into credit card usage. Here’s what community banks need to know about these products and how they can take advantage of this model.
January 03, 2022 |
Independent Banker
Payments
How to build up your Gen Z customer base
Generation Z represents one in four Americans today, and they’re looking for their bank. To attract this new generation of potential customers, community banks must understand what banking means to them and how to meet their financial needs. The key, community bankers and experts say, is to meet this digitally savvy, financially independent group where they are: primarily, online.
January 01, 2022 |
Independent Banker
Growing the Community
De novos in the time of COVID
The 2008 financial crisis kept the number of de novos low for years, but that trend has started to reverse. Then, the pandemic happened. Today, de novos and beginner banks report that they’ve faced a unique set of challenges—and opportunities—while launching their financial institutions.
January 01, 2022 |
Independent Banker
Growing the Community
Community Bank CEO Outlook 2022: Your priorities for the new year
If 2020 was the year no one expected, 2021 was a year of resetting expectations. Between a smoldering pandemic, the divisive political landscape and strong, albeit uneven, growth, there was a lot to account for in 2021, and some uncertainty remains. What changes will 2022 bring? Independent Banker’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year.
January 01, 2022 |
Independent Banker
Our first Innovation Conversation
Citizens Bank of Edmond evolves its innovation strategy by working with—and for—its community partners. We spoke to two of its business customers for the first article in a new series.
January 01, 2022 |
Independent Banker
Payments
FNB Community Bank is conquering TikTok
FNB Community Bank’s investment in social media has paid off. Marketing manager and assistant vice president Julie Waddle has excelled at making fun and informative videos that engage the bank’s customers and occasionally reach a viral audience of millions.
January 01, 2022 |
Independent Banker
Growing the Community
Paid social media's place in your marketing strategy
As social media platforms tinker with their algorithms, marketing experts say one trend is clear: Paid social campaigns are becoming increasingly necessary to cut through the noise and reach customers. They share tips for how community banks can get started.
January 01, 2022 |
Independent Banker
Growing the Community
Rebeca Romero Rainey: The spirit of innovation
A spirit of innovation and can-do attitude will serve you well this year, helping you remain ahead of the curve and address issues that arise.
January 01, 2022 |
Independent Banker
Lindsay LaNore: Revisiting recruitment
There’s much talk these days about talent acquisition and retention, with the three Rs—Recruit, Retain and Reward—taking center stage. Let’s start the year by looking at Recruit.
January 01, 2022 |
Independent Banker
Compliance changes coming this year
Driven by uncertainty around the pandemic, few compliance reforms were realized in 2021. This year, regulators are considering reforms centered on the Community Reinvestment Act, the Fair Housing Act and more.
January 01, 2022 |
Independent Banker
Advocacy Compliance
Robert Fisher: The nimbleness of community bankers
Let’s rediscover what it means to be community bankers. Let’s exercise our nimble natures to exceed customer expectations. Because as community bankers, it’s what we do.
January 01, 2022 |
Independent Banker
Advocacy
Charles Potts: Challenging the status quo
ICBA has preached the importance of innovation, not as a project or something to silo inside a department but as an inclusive cultural and philosophical endeavor that should be part of an organization’s DNA.
January 01, 2022 |
Independent Banker
Payments
Jim Reber: Supply chain histrionics
To start the year, here are my thoughts on the municipal bond market.
January 01, 2022 |
Independent Banker
Aaron Stetter: Nonstop advocacy
ICBA stands at the ready to protect the franchise value of the nation’s community banks and develop tools to empower them to speak up and be heard.
January 01, 2022 |
Independent Banker
Advocacy
ICBA Statement on Community Bank Leverage Ratio Guidance
Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on new interagency guidance that indicates temporary relief from the 9% Community Bank Leverage Ratio will expire on Dec. 31.
December 22, 2021 |
Press Release
Advocacy Crisis Preparedness
ICBA updates marketing communications toolkit for 2022
ICBA updated its complimentary "Tell Your Story" Marketing Communications Toolkit for 2022 to help community banks plan for the year ahead.
December 22, 2021 |
ICBA NewsWatch Today
Advocacy
1071 comment letter deadline nears
The deadline for ICBA’s grassroots comment letter campaign on the Consumer Financial Protection Bureau’s 1071 data collection and reporting requirements is rapidly approaching.
December 22, 2021 |
ICBA NewsWatch Today
Compliance Lending
New ICBA podcast recaps opposition to Omarova nomination
The latest episode of ICBA’s Communities of Innovation podcast focuses on ICBA’s public opposition to professor Saule Omarova’s nomination to lead the OCC.
December 21, 2021 |
ICBA NewsWatch Today
OCC
OSHA updates employer mandate compliance dates following court ruling
The Occupational Safety and Health Administration updated the compliance dates for its COVID-19 vaccine mandate for employers with 100 or more employees following a court ruling allowing it to proceed.
December 21, 2021 |
ICBA NewsWatch Today
Compliance Crisis Preparedness
New ICBA podcast focuses on fraud prevention
The third episode of ICBA’s Communities of Innovation podcast focuses on fraud-prevention strategies and partnerships.
December 20, 2021 |
ICBA NewsWatch Today
Technology
OCC issues revised HMDA exam procedures
The OCC issued revised interagency Home Mortgage Disclosure Act examination procedures for determining HMDA compliance. The new procedures update interagency procedures issued in April 2019.
December 20, 2021 |
ICBA NewsWatch Today
Compliance
Court rules in favor of employer vaccine mandate
A federal appeals court ruled that the Biden administration’s COVID-19 vaccine mandate for employers with 100 or more employees may proceed, reversing a separate court’s administrative stay of enforcement.
December 20, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness
Taking Bold and Brave Action for Community Banks – with Rebeca Romero Rainey, President and CEO of ICBA
ICBA on American Banker podcast: New IRS reporting still a threat
ICBA continues its battle against the IRS bank reporting proposal, ICBA’s Paul Merski says on a new American Banker podcast.
December 17, 2021 |
ICBA NewsWatch Today
Taxes & Budget
Complete 1071 grassroots resources available
ICBA offers comprehensive resources for its grassroots comment letter campaign on the Consumer Financial Protection Bureau’s 1071 data collection and reporting requirements.
December 17, 2021 |
ICBA NewsWatch Today
Compliance Lending
OCC seeks feedback on climate principles for large banks
The OCC requested feedback on draft principles designed to help identify and manage climate-related financial risks at OCC-supervised institutions with more than $100 billion in assets.
December 17, 2021 |
ICBA NewsWatch Today
Advocacy
Agencies adjust CRA asset thresholds
Federal regulators announced the annual adjustment to Community Reinvestment Act thresholds.
December 17, 2021 |
ICBA NewsWatch Today
Compliance
ICBA, The Venture Center Announce 2022 Fintech Cohort Lineup for Kickoff Event
ICBA and The Venture Center, in partnership with the State of Arkansas, will formally introduce the 11 growth-stage fintech companies selected for the 2022 ICBA ThinkTECH Accelerator program.
December 16, 2021 |
Press Release
Technology
Senate, House continue pushback on SBA direct lending
ICBA’s grassroots campaign against efforts to authorize SBA direct lending under its 7(a) loan program got a boost Tuesday in the Senate and House.
December 15, 2021 |
ICBA NewsWatch Today
Lending 1071
McWilliams denies including merger review vote in FDIC minutes
FDIC Chairman Jelena McWilliams denied a request by Consumer Financial Protection Bureau Director Rohit Chopra to include in the agency’s official minutes a vote to request public feedback on its bank-merger framework.
December 15, 2021 |
ICBA NewsWatch Today
Compliance
As Senate meets on stablecoins, ICBA urges coordinated approach
Policymakers should take a comprehensive, coordinated regulatory approach to stablecoins and other digital assets, ICBA told the Senate Banking Committee.
December 15, 2021 |
ICBA NewsWatch Today
Cybersecurity Digital Assets Technology
CFPB updates electronic fund transfer FAQs
The Consumer Financial Protection Bureau updated its frequently asked questions on electronic fund transfers.
December 15, 2021 |
ICBA NewsWatch Today
Compliance
FinCEN seeks comments on modernizing AML/CFT regime
The Financial Crimes Enforcement Network requested comments on updating the U.S. anti-money-laundering and countering-the-financing-of-terrorism regime.
December 15, 2021 |
ICBA NewsWatch Today
Compliance
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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