ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
ICBA Statement on Community Reinvestment Act Final Rule
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s interagency final rule on Community Reinvestment Act modernization.
October 24, 2023 |
Press Release
CRA
Agencies acting today on CRA, climate rulemakings
Federal agencies today are set to act on Community Reinvestment Act reform and climate risk.
October 24, 2023 |
ICBA NewsWatch Today
FDIC
New risk management subgroup on ICBA Community
ICBA launched a new risk management subgroup on its ICBA Community online platform.
October 24, 2023 |
ICBA NewsWatch Today
Blog post: the evolving domestic regulatory environment for digital assets
A new ICBA blog post discusses the pursuit of policy initiatives around digital assets by prudential regulators, the White House, and the Treasury Department.
October 24, 2023 |
ICBA NewsWatch Today
Digital Assets
Member Benefits: Breaking Down Best Cybersecurity Practices
Bad actors continually find ways to commit cybercrimes. By using the ICBA Cyber Security Toolkit, community banks can make sure they’re prepared for cyber incidents.
October 23, 2023 |
Independent Banker
Payments
AI webinar bundle starts this week
ICBA this week kicks off a new webinar series to provide community bankers a primer on artificial intelligence.
October 23, 2023 |
ICBA NewsWatch Today
Fintech Innovation
ICBA, groups urge Fed to reject changes to debit card interchange fees
ICBA and other groups urged the Federal Reserve Board to reject merchant requests for further changes to Regulation II governing debit card interchange fees during this week’s board meeting.
October 23, 2023 |
ICBA NewsWatch Today
Agencies set to act on CRA, climate rulemakings
Federal agencies this week are set to act on Community Reinvestment Act reform and climate risk.
October 23, 2023 |
ICBA NewsWatch Today
Federal Reserve FDIC
Regulators extend comment deadlines on megabank capital proposals
Federal regulators extended the comment deadline on their proposal to implement stricter regulatory capital standards on banks over $100 billion in assets while the Federal Reserve collects additional data on the impact of the proposal.
October 23, 2023 |
ICBA NewsWatch Today
Federal Reserve
Is Cybersecurity Insurance Worth the Higher Premiums?
Cybersecurity should be a foundational element of any community bank, but do you really need to be insured for it, especially as premiums rise? We spoke to experts to learn more about cyber insurance.
October 20, 2023 |
Independent Banker
Payments Growing the Community
New Letter: ICBA, Financial Trades Call on Fed to Reject Requests for Changes to Debit Card Interchange Fees
In a new letter sent to the Federal Reserve Board of Governors, ICBA and a coalition that includes organizations representing the vast majority of federally-regulated financial institutions across the country, urged the Fed to reject merchant requests for further changes to Regulation II governing debit card interchange fees.
October 20, 2023 |
Press Release
Interchange
FinCEN proposes designating crypto mixers as money-laundering concern
The Financial Crimes Enforcement Network issued a proposed rule that identifies international convertible virtual currency mixing as a primary money-laundering concern.
October 20, 2023 |
ICBA NewsWatch Today
CFPB issues 1033 proposal on sharing consumer data
The Consumer Financial Protection Bureau released its proposal to implement standards for sharing consumer financial data under Section 1033 of the Dodd-Frank Act.
October 20, 2023 |
ICBA NewsWatch Today
CFPB Compliance
Agencies issue anti-ransomware guidance
The Cybersecurity and Infrastructure Security Agency and other agencies released an updated version of the joint #StopRansomware Guide. The update includes new prevention tips, revised response steps, and added threat hunting insights.
October 20, 2023 |
ICBA NewsWatch Today
Cybersecurity
Charles Potts: Put Innovative Thinking to Work in Risk Mitigation
Risk mitigation—supported by innovative thinking—drives reward for our banks, our customers and our communities.
October 19, 2023 |
Independent Banker
Payments
ICBA Statement on Today’s CFPB Proposed Rule on Sharing Consumer Financial Data
ICBA President and CEO Rebeca Romero Rainey issued the following statement on today’s Consumer Financial Protection Bureau proposal to implement Section 1033 standards for sharing consumer financial data.
October 19, 2023 |
Press Release
CFPB
Senate passes ICBA-advocated resolution to scrap CFPB 1071 rule
ICBA commended the Senate for passing an ICBA-advocated resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 small-business data collection and reporting requirements.
October 19, 2023 |
ICBA NewsWatch Today
CFPB
Administration, Congress target crypto role in terror attacks
Policymakers announced efforts to address the role of crypto-assets in the Oct. 7 Hamas attacks on Israel.
October 19, 2023 |
ICBA NewsWatch Today
Digital Assets
ICBA backs DeFi policy recommendations
ICBA expressed support for the International Organization of Securities Commissions’ recommendations for establishing policies on decentralized finance.
October 19, 2023 |
ICBA NewsWatch Today
Compliance
Tech Solutions That Can Help Stop Elder Fraud
Elder financial abuse is a rising crime across the country. Using technology, community bankers can help detect this type of fraud and protect their customers.
October 18, 2023 |
Independent Banker
Compliance Payments
ICBA Commends Senate for Passing Resolution to Scrap CFPB’s 1071 Small-Business Reporting Rule
The Independent Community Bankers of America (ICBA) today commended the Senate for passing an ICBA-advocated resolution (S.J.Res.32) to nullify the Consumer Financial Protection Bureau’s Section 1071 small-business data collection and reporting requirements. The 53-44 Senate vote included five Democratic senators voting yes and follows July’s House Financial Services Committee passage of the House version of the resolution.
October 18, 2023 |
Press Release
CFPB
Senate slated to vote today on 1071 reversal
With the Senate scheduled to vote today on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to support the measure.
October 18, 2023 |
ICBA NewsWatch Today
CFPB
Fed meeting next week on revising debit interchange fee cap
The Federal Reserve Board scheduled a meeting for next week on proposed revisions to the agency’s debit interchange fee cap.
October 18, 2023 |
ICBA NewsWatch Today
Agencies meeting next week on CRA reform, climate risk
The Federal Reserve Board and FDIC board of directors scheduled meetings for next week on two high-profile regulatory issues: the Community Reinvestment Act and climate risk.
October 18, 2023 |
ICBA NewsWatch Today
Fed’s Bowman: CBDC benefits remain unclear
Federal Reserve Governor Michelle Bowman said she has yet to see a compelling argument that a U.S. central bank digital currency could address payments system problems more effectively, efficiently, or with fewer risks than alternatives.
October 18, 2023 |
ICBA NewsWatch Today
Jim Reber: Don't Discount Discounts
Below-market coupons could be your friends in 2024.
October 17, 2023 |
Independent Banker
New blog post: Crypto concerns renew digital assets policy debate
A new ICBA blog post recaps the significant upheaval in the digital assets market over the past year and what it means for Washington’s response.
October 17, 2023 |
ICBA NewsWatch Today
Digital Assets
FHFA’s Thompson addresses rise in enterprise repurchase requests
Federal Housing Finance Agency Director Sandra Thompson recognized mortgage lenders’ concerns with rising repurchase requests from Fannie Mae and Freddie Mac, though she said requests have declined since their peak in early 2022.
October 17, 2023 |
ICBA NewsWatch Today
Federal Housing Finance Agency
FHFA expands ‘rep and warrant’ relief to loans with COVID-19 forbearance
The Federal Housing Finance Agency said it will revise the treatment of active single-family mortgages backed by Fannie Mae and Freddie Mac for which borrowers elected a COVID-19 forbearance under the enterprises' representations and warranties framework.
October 17, 2023 |
ICBA NewsWatch Today
Federal Housing Finance Agency
FHFA issues new set of appraisal data
The Federal Housing Finance Agency published a new set of data points and trends found in appraisal reports.
October 17, 2023 |
ICBA NewsWatch Today
Federal Housing Finance Agency
Farmers and Merchants' Digital Transformation in Farm Country
Working in an agricultural community, Farmers and Merchants Bank is supporting its farm customers by innovating its products and services.
October 16, 2023 |
Independent Banker
Lending
ICBA plan to promote mortgage affordability makes news
ICBA’s joint proposal to reduce mortgage rates by an estimated 100 to 150 basis points is making news.
October 16, 2023 |
ICBA NewsWatch Today
Mortgage Rules
The Community Bankers Association of Kansas endorses CRA Partners
The Community Bankers Association of Kansas recently endorsed CRA Partners as a means to help reduce incidents of crime in area nursing homes, while offering banks the opportunity to earn CRA credit. CRA Partners is a subsidiary of the Independent Community Bankers of America (ICBA).
October 16, 2023 |
News
Senate hearing tomorrow on CDFIs
The Senate Banking Committee is scheduled to meet tomorrow for a subcommittee hearing on community development financial institutions.
October 16, 2023 |
ICBA NewsWatch Today
CDFI
Credit unions labeling themselves community banks: Romero Rainey
Community bankers have for years warned of the expansion of credit union powers, but Navy Federal Credit Union’s new “Community Bank” brand indicates credit unions recognize they’ve gone too far, ICBA President and CEO Rebeca Romero Rainey wrote in a recent LinkedIn post.
October 16, 2023 |
ICBA NewsWatch Today
Credit Unions
ICBA National Campaign Toolkit offers audio materials
The ICBA National Campaign Toolkit features numerous assets for community banks and state partners, including customizable audio ads.
October 16, 2023 |
ICBA NewsWatch Today
Marketing
Lindsay LaNore: How to Dress Up Discussions
Workdays can bring both exciting opportunities and challenging headwinds, and often it’s the ability to have open dialogue that makes it easier to manage both. Being able to communicate effectively within your team can unlock potential for new ideas, products and efficiencies.
October 13, 2023 |
Independent Banker
CFTC charges head of failed crypto bank with fraud
The Commodity Futures Trading Commission charged the former head of failed crypto brokerage firm Voyager Digital with fraud and registration failures in connection with the digital asset platform.
October 13, 2023 |
ICBA NewsWatch Today
Digital Assets
Payments council releases instant payments operational guide
The U.S. Faster Payments Council released a new resource for banks working to implement instant payments.
October 13, 2023 |
ICBA NewsWatch Today
Faster Payments
CFPB, DOJ: Law protects credit applicants regardless of immigration status
The Consumer Financial Protection Bureau and Justice Department said in a joint statement that all credit applicants are protected from discrimination under the Equal Credit Opportunity Act, regardless of their immigration status.
October 13, 2023 |
ICBA NewsWatch Today
CFPB Compliance
An Update on Data Protection Regulations
Last year, the CFPB issued an advisory opinion on privacy protection for personal data compiled from community banks. Here’s what you need to know.
October 12, 2023 |
Independent Banker
Advocacy Compliance
ICBA Proposes Solution to Promote Mortgage Affordability
ICBA, Community Home Lenders of America, and National Association of REALTORS today proposed a solution to reduce historically high long-term mortgage rates relative to long-term Treasury bonds.
October 12, 2023 |
Press Release
Mortgage Lending
CFPB issues guidance on fees for providing account information
ICBA said it is reviewing new Consumer Financial Protection Bureau guidance requiring banks and credit unions over $10 billion in assets to provide account information requested by customers without charging fees.
October 12, 2023 |
ICBA NewsWatch Today
CFPB Compliance
FDIC launches deposit insurance awareness campaign
The FDIC launched a national campaign to increase the public’s awareness of deposit insurance and how it can protect people’s money in the event of a bank failure.
October 12, 2023 |
ICBA NewsWatch Today
FDIC
Bowman: Regulators should avoid harming bank viability
Banking regulators should ensure changes to the regulatory framework do not harm the long-term viability of banks, especially midsized and smaller banks, Federal Reserve Governor Michelle Bowman said.
October 12, 2023 |
ICBA NewsWatch Today
Federal Reserve
Oxford Bank Presents Cybersecurity Lessons from the FBI
Oxford Bank connected its community with the FBI during an educational, interactive session about the importance of cybersecurity and awareness.
October 11, 2023 |
Independent Banker
Payments
ICBA Statement on Today’s CFPB Advisory Opinion
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s guidance from the Consumer Financial Protection Bureau.
October 11, 2023 |
Press Release
CFPB
Fed’s Bowman: Advocacy on CDFI proposal making a difference
Federal Reserve Board Governor Michelle Bowman recognized community banker concerns with proposed changes to the community development financial institution certification application.
October 11, 2023 |
ICBA NewsWatch Today
ICBA supports bill to establish USDA Express loan program
ICBA expressed support for a recently introduced House bill based on an ICBA proposal to speed up approval times for USDA loans and thereby enhance access to credit in rural communities.
October 11, 2023 |
ICBA NewsWatch Today
USDA Farm Loan Programs
Agencies issue additional guidance on open-source security
The Cybersecurity and Infrastructure Security Agency and other agencies issued a fact sheet on improving security of open-source software in operational technology and industrial control systems.
October 11, 2023 |
ICBA NewsWatch Today
Cybersecurity
Credit unions now labeling themselves community banks: Romero Rainey
Community bankers have for years warned of the expansion of credit union powers, but Navy Federal Credit Union’s new “Community Bank” brand indicates credit unions recognize they’ve gone too far, ICBA President and CEO Rebeca Romero Rainey writes in a new LinkedIn post.
October 11, 2023 |
ICBA NewsWatch Today
Credit Unions
Derek Williams: Strengthening Cybersecurity Together
While cyberattacks are not going away, we’re all in this battle together and can learn from one another.
October 10, 2023 |
Independent Banker
Nacha expanding spot checks of ACH Contact Registry info
Nacha encouraged financial institutions to ensure their information in the ACH Contact Registry is correct and up to date.
October 10, 2023 |
ICBA NewsWatch Today
ACH
Credit union data reporting exemption covered in Politico
A new Politico column draws attention to the lack of regulatory transparency at tax-exempt credit unions, particularly their exemption from federal reporting requirements on overdraft fees.
October 10, 2023 |
ICBA NewsWatch Today
Credit Unions
Chopra: CFPB’s 1033 consumer data proposal coming this month
The Consumer Financial Protection Bureau this month will propose standards for sharing consumer financial data, CFPB Director Rohit Chopra said.
October 10, 2023 |
ICBA NewsWatch Today
Compliance
ICBA releases handout on 1071 rule for small-business customers
ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.
October 10, 2023 |
ICBA NewsWatch Today
CFPB Compliance
Interagency appraisal panel meeting next month
The Federal Financial Institutions Examination Council’s Appraisal Subcommittee next month is scheduled to hold its third public hearing on appraisal bias, the residential appraisal process, and associated regulations.
October 10, 2023 |
ICBA NewsWatch Today
How Community Banks Can Cut Down Data Privacy Threats
Education on how to keep data safe is important for both community bank employees and their customers. Community bankers and data privacy experts share their tips to help keep data safe.
October 09, 2023 |
Independent Banker
Compliance Payments
Rebeca Romero Rainey: Combatting Cyber Threats
We need to continue our training … to identify threats and prepare ourselves, our staff and our customers for what’s possible and what’s potentially next.
October 06, 2023 |
Independent Banker
ICBA releases handout on 1071 rule for small-business customers
ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.
October 06, 2023 |
ICBA NewsWatch Today
CFPB
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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