ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
5 things to know about crypto today
Cryptocurrency is here to stay. As Wall Street gets involved, we look at some of the factors community banks should consider before they dive into the world of digital currencies.
November 01, 2022 |
Independent Banker
Payments
Brad M. Bolton: FedNow and faster digital payments
FedNow can be another positive differentiator for our nation’s community banks, but we must be ready for this real-time service and its 24/7/365 requirements.
November 01, 2022 |
Independent Banker
Payments
Jim Reber: Inversion investing
Upside-down yield curve offers some possibilities.
November 01, 2022 |
Independent Banker
Growing the Community
5 ways AI can improve customer service
AI can help solve customer pain points—but does it mean community banks will lose the personal touch they pride themselves on? As community bankers themselves tell us, the answer is no.
November 01, 2022 |
Independent Banker
Payments
Rebeca Romero Rainey: Navigating the digital movement
The habits of our customers change, and we’re constantly walking beside them, transforming our services to meet their needs.
November 01, 2022 |
Independent Banker
Payments
Charles Potts: Opportunities in the fintech landscape
A convergence of economic and marketplace factors presents community banks with new opportunities for innovation and growth as they look to the new year.
November 01, 2022 |
Independent Banker
Mark Scanlan: Nobody serves rural America better than community banks
ICBA is dedicated to ensuring the role of community banks is properly communicated to policymakers so community banks can remain viable and compete on a level playing field.
November 01, 2022 |
Independent Banker
Lending
5 marketing strategies to put on your radar for 2023
SPONSORED | Now is the time to evaluate marketing strategies for 2023. Given the latest marketing trends as identified by Vericast in its latest Financial TrendWatch, these five strategies can make the biggest impact on your marketing results.
November 01, 2022 |
Independent Banker
Growing the Community
Lindsay LaNore: Winning the war for talent
Providing employees with the opportunity to learn has proven time and again to increase engagement, fulfillment, performance and productivity.
November 01, 2022 |
Independent Banker
John V. Anderson: 75 years in community banking
John V. Anderson celebrates 75 years in community banking this year. The chairman emeritus of F&M Bank offers us a glimpse of his life, his career and the lessons he’s learned along the way.
November 01, 2022 |
Independent Banker
How these community banks support Native communities
Community banks with deep roots and pride in their Native American heritage are committed to providing financial assistance, housing aid, lending and educational outreach to underserved tribal communities across the United States.
November 01, 2022 |
Independent Banker
Advocacy
Maintaining resilience in a rising rates environment: addressing ALM uncertainties
SPONSORED | Looking for more asset liability management and pricing strategies to help your institution navigate the rising rate environment? Download our latest whitepaper to find out ways to address ALM uncertainties during inflection points in the business cycle.
November 01, 2022 |
Independent Banker
Lending
Imaginative innovation in the banking loyalty space with Zogo Finance
SPONSORED | Powered by gamification, encouragement, and, of course, the latest technology, Zogo’s Mobile Banking Loyalty Integration is the ideal solution to bolstering your bank’s customer engagement and activity. Keep reading to learn more!
November 01, 2022 |
Independent Banker
Payments
Three Essential Strategies for a Winning Contact Center Culture Test
As the pandemic changed the way many customers do their banking, these emerging digital banking leaders took new guidelines and expectations in stride.
October 28, 2022 |
News
Three Essential Strategies for a Winning Contact Center Culture
As the pandemic changed the way many customers do their banking, these emerging digital banking leaders took new guidelines and expectations in stride.
October 28, 2022 |
News
Blog: ICBA's reimagined ThinkTECH Accelerator to support year-round programming
The decision to bring the highly successful ThinkTECH Accelerator program in-house and introduce year-round programming was the natural progression in ICBA’s efforts to cultivate successful community bank-fintech partnerships that address today’s market challenges and opportunities, writes Charles Potts in a new blog post.
October 28, 2022 |
ICBA NewsWatch Today
Technology
CFPB kicks off personal financial data rights rulemaking
The Consumer Financial Protection Bureau issued a discussion guide which outlined options to strengthen consumers’ access to, and control over, their financial data as a first step before issuing a proposed data rights rule that would implement section 1033 of the Dodd-Frank Act.
October 28, 2022 |
ICBA NewsWatch Today
Compliance
ICBA: Biden Administration's Flawed Remarks on Overdraft Are Misleading and Dangerous to Community Banks and The Customers They Serve
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued this statement following the release of overdraft protection guidance from the Consumer Financial Protection Bureau (CFPB), along with related remarks from President Joe Biden.
October 26, 2022 |
Press Release
CFPB Agencies/Regulators Compliance
FDIC minority bank subcommittee meeting tomorrow
The FDIC Advisory Committee on Community Banking’s Minority Depository Institutions Subcommittee will convene at 1 p.m. (Eastern time) tomorrow, Oct. 25.
October 24, 2022 |
ICBA NewsWatch Today
MDI
ICBA pushback on FHFA capital standards rules makes headlines
ICBA’s joint letter urging the Federal Housing Finance Agency to align its capital standards with federal banking agencies was covered in PoliticoPro, American Banker, and Housing Wire.
October 24, 2022 |
ICBA NewsWatch Today
Capital Federal Housing Finance Agency
Court rules CFPB funding structure unconstitutional
A federal appeals court ruled that the Consumer Financial Protection Bureau's funding method is unconstitutional.
October 21, 2022 |
ICBA NewsWatch Today
Compliance
CFPB directs credit bureaus to screen for nonsensical data in credit reports
The Consumer Financial Protection Bureau issued guidance directing consumer reporting companies to take necessary steps to detect and remove conflicting or nonsensical “junk data” from consumer credit reports.
October 21, 2022 |
ICBA NewsWatch Today
Compliance
ICBA Strongly Opposes FDIC Vote on Assessment Rates
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s FDIC board vote approving an ICBA-opposed proposal to dramatically increase deposit insurance assessments.
October 18, 2022 |
Press Release
Deposit Insurance Deposit Insurance
ICBA, Affiliated State Associations Urge FHFA to Align Capital Rules with Banking Agencies
The Independent Community Bankers of America (ICBA) and its affiliated state associations along with other banking organizations today called on the Federal Housing Finance Agency to align its capital rules with those of the federal banking agencies to avoid penalizing community banks for supporting local communities during the COVID-19 pandemic.
October 18, 2022 |
Press Release
FDIC board meeting tomorrow on assessments, supervisory appeals
The FDIC scheduled a board meeting for tomorrow to vote on its ICBA-opposed proposals to dramatically increase deposit insurance assessments and to eliminate its Office of Supervisory Appeals.
October 17, 2022 |
ICBA NewsWatch Today
Deposit Insurance Deposit Insurance
Interchange measure cut from defense bill, but threat remains
While a must-pass defense bill excludes ICBA-opposed legislation that would create new credit card routing mandates, ICBA continues urging community bankers to speak out against the proposed Durbin Amendment expansion.
October 17, 2022 |
ICBA NewsWatch Today
Interchange
Fed’s Waller ‘highly skeptical’ of U.S. CBDC
Federal Reserve Governor Christopher Waller laid out his opposition to a U.S. central bank digital currency, saying he is “highly skeptical” of the need for a digital dollar.
October 17, 2022 |
ICBA NewsWatch Today
Digital Assets
ICBA Foundation continues seeking Hurricane Ian donations
The new ICBA Foundation Disaster Relief Program has raised more than $25,000 in its first 48 hours to assist community bank employees affected by Hurricane Ian—but more donations are needed from community bankers nationwide to support industry colleagues in Florida.
October 14, 2022 |
ICBA NewsWatch Today
Community Bank Awareness Crisis Preparedness
Defense bill leaves out interchange measure, but ICBA campaign continues
The Senate version of a must-pass defense bill introduced this week excludes ICBA-opposed legislation that would create new credit card routing mandates, though the threat of the Durbin Amendment expansion remains.
October 14, 2022 |
ICBA NewsWatch Today
Interchange Lending Payments
CFPB finds high fees on college-endorsed banking products
The Consumer Financial Protection Bureau published a report raising questions about whether some marketing deals between colleges and financial institutions comply with Department of Education rules.
October 14, 2022 |
ICBA NewsWatch Today
Compliance
Survey shows LIBOR transition work remains
The Alternative Reference Rates Committee released survey results that found most respondents indicated they have documented plans in place to remediate USD LIBOR business loans prior to LIBOR’s discontinuation June 30, 2023, though more work remains.
October 14, 2022 |
ICBA NewsWatch Today
Lending 1071
ICBA, state groups urge opposition to Durbin Amendment expansion
ICBA and 44 state community banking associations called on Congress to oppose legislation that would create new credit card routing mandates that expand on Durbin Amendment interchange restrictions.
October 12, 2022 |
ICBA NewsWatch Today
Credit Cards Payments
Edward Jones withdraws ILC application
The Edward Jones Investments parent company said it withdrew plans to establish the Edward Jones Bank ILC following recent conversations with the FDIC and Utah Department of Financial Institutions.
October 12, 2022 |
ICBA NewsWatch Today
Lending
Hsu: Agencies targeting crypto risks, interconnectedness
Acting Comptroller of the Currency Michael Hsu warned of risks posed by crypto-assets and laid out some of his priorities for bringing them within the regulatory perimeter.
October 12, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
Digital Payments – New Conveniences, New Opportunities for Fraudsters
Though consumers have embraced ACH and wire transfers as essential ways to pay and move money, digital tools, such as Apple Pay and Google Pay wallets, Venmo and Cash App, and other digital convenience offerings have increasingly become popular payment methods for consumers due to their convenience and speed.
October 11, 2022 |
ICBA NewsWatch Today
Payments
ICBA Announces Member Relations Team Executive Promotions
The Independent Community Bankers of America (ICBA) today announced promotions for William Pusey, who was named executive vice president, member relations, and Leah Edwards who was promoted to vice president of member relations for the Mid-Atlantic region.
October 07, 2022 |
Press Release
Community Bank Awareness
Former Uber exec convicted for not disclosing breach
Uber’s former chief security officer was convicted of failing to disclose a 2016 data breach in the first criminal prosecution of an executive related to the handling of a breach.
October 07, 2022 |
ICBA NewsWatch Today
Data Breach Cybersecurity
ICBA proposes needed changes to CRE guidance update
ICBA issued a comment letter expressing support for an agency effort to provide clearer guidance on prudent commercial real estate loan accommodations and workouts while suggesting improvements to the proposal.
October 07, 2022 |
ICBA NewsWatch Today
Commercial Lending
Grassroots key amid interchange amendment push
With lawmakers working to include ICBA-opposed credit card legislation in a must-pass defense bill, ICBA is urging community bankers to continue the grassroots campaign against the interchange measure.
October 07, 2022 |
ICBA NewsWatch Today
Credit Cards Interchange
Financial Services Trades to Congress: NDAA Shouldn’t Be a Payday for Retailers
Ten leading financial services trade associations sent a letter to U.S. House and Senate leadership and the top members of the Senate and House Armed Services Committees warning them that attaching the so-called Credit Card Credit Card Competition Act of 2022 to the National Defense Authorization Act (NDAA) “will rob military families of their credit card rewards, reduce the availability of safe credit, and undermine the nation’s data security.”
October 06, 2022 |
Press Release
ICBA Offers Tips to Help Consumers Protect Financial Data During Cybersecurity Awareness Month
In recognition of Cybersecurity Awareness Month, The Independent Community Bankers of America (ICBA) and the nation’s community banks are reminding consumers of practical steps to help safeguard their sensitive data and mitigate losses in the event of a data breach or compromise.
October 05, 2022 |
Press Release
Cybersecurity
ICBA Statement on Recent Report on Zelle Fraud
Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on a recent report from Sen. Elizabeth Warren (D-Mass.) on Zelle.
October 04, 2022 |
Press Release
Cybersecurity Fraud
Grassroots critical as lawmakers seek to advance interchange bill
With Sens. Richard Durbin (D-Ill.) and Roger Marshall (R-Kan.) working to include their ICBA-opposed credit card legislation in a must-pass defense bill, ICBA is urging community bankers to continue the grassroots campaign against the interchange measure.
October 04, 2022 |
ICBA NewsWatch Today
Interchange
ICBA seeking Digital Assets Task Force nominations
ICBA is seeking submissions from volunteers to serve on a new Digital Assets Task Force to examine and deliberate issues related to central bank digital currency and digital assets, such as stablecoins.
October 04, 2022 |
ICBA NewsWatch Today
Digital Assets Technology
Gruenberg: Community bank climate strategies successful
Community banks have successfully employed strategies for managing climate-related financial risk, though the prevalence of risk will increase with climate change, FDIC Acting Chairman Martin Gruenberg said.
October 04, 2022 |
ICBA NewsWatch Today
Climate Community Bank Awareness
Should you offer financial planning services?
Offering financial planning services is one way to expand a community bank’s footprint and deepen customer relationships. We spoke with several banks about why and how they offer wealth management services to new and existing clients.
October 01, 2022 |
Independent Banker
Growing the Community
How fraudsters target different generations
Financial fraud and cyber attacks aren’t a one-age-fits-all scenario. By identifying the preferred banking and spending habits of different generations, scammers can tailor how they reach their targets. We look at community banks’ options for fighting this type of crime.
October 01, 2022 |
Independent Banker
Compliance Payments
Entering the cannabis banking market
While the legal status of banking cannabis-related businesses remains fuzzy at the federal level, community banks in some states are finding that, with proper controls, they’re able to enter this niche market and offer banking services to these local businesses.
October 01, 2022 |
Independent Banker
Advocacy Growing the Community
Data privacy: How to keep customer data safe
Shielding sensitive customer information from prying eyes remains a chronic industry challenge. But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building.
October 01, 2022 |
Independent Banker
Compliance Payments
How New England banks are supporting the tourism industry
Welcome, leaf peepers! Now that autumn is here, it’s time to take a road trip and meet the community banks that call New England home, making an impact on their communities and helping local tourism survive and thrive, year-round.
October 01, 2022 |
Independent Banker
Lending
Improve your community bank’s core with APIs
Application programming interfaces enable community banks to improve and upgrade elements of their core architectures without extensive and costly system overhauls. Banks and core processing providers are now leveraging and integrating APIs to modernize services.
October 01, 2022 |
Independent Banker
Payments
Brad M. Bolton: Protect customers against fraud
The knowledge we have cultivated over years of circumventing attacks means that we have a depth of understanding about cyber and data security that the general population doesn’t—and those are lessons we can share.
October 01, 2022 |
Independent Banker
Compliance
Jim Reber: New trials, new tricks
Proactive investment strategies are appearing in bank portfolios.
October 01, 2022 |
Independent Banker
Aaron Stetter: ICBA fighting Durbin amendment credit card expansion
The newly proposed Credit Card Competition Act could severely restrict community banks’ freedom regarding credit card payments, with cost hikes unfairly passed along to the consumer and the greater likelihood of security risks.
October 01, 2022 |
Independent Banker
Advocacy
Why Community Banks Need a Digital SBA Lending Platform [Checklist]
SPONSORED | Community bankers can take advantage of digital technologies to help improve SBA lending operations and generate more revenue from their SBA lending program. Find out why your bank should switch your SBA lending to digital with this easy checklist.
October 01, 2022 |
Independent Banker
Lending
How Do Banks Mitigate the Risk of Data Breaches?
SPONSORED | Cybercriminals target your employees daily, coercing them to expose credentials and protected data. This is why a cybersecurity awareness training program is no longer a check-the-box compliance standard for community banks. Discover the current cybersecurity challenges and solutions banks are facing.
October 01, 2022 |
Independent Banker
Payments
Does your bank need cyber insurance?
As digital crime evolves, cyber insurance could be part of the solution. We explore how it can protect banks against financial losses and provide resources in the event of a cyber attack.
October 01, 2022 |
Independent Banker
Payments Growing the Community
Charles Potts: Fighting cybercrime one innovation at a time
Community banks are at a critical juncture when it comes to cybersecurity. ICBA has extensive knowledge, expertise and education you can tap into to help you chart the path ahead.
October 01, 2022 |
Independent Banker
Payments
Lindsay LaNore: How to beat burnout
The leading causes of burnout include dealing with unclear expectations, and feeling overworked, underappreciated or unsupported by a manager or team. Combat burnout by renewing your bank’s focus on well-being.
October 01, 2022 |
Independent Banker
More With Less: Managing Risks With Limited Resources
SPONSORED | With risk teams often facing resource constraints, digitizing the risk management process is a great way to improve efficiency. Not only does this save resources, but it improves risk managers’ ability to focus on the insights and actions that matter.
October 01, 2022 |
Independent Banker
Compliance
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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