ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
CISA call today on Microsoft vulnerability
The Cybersecurity and Infrastructure Security Agency is hosting a conference call at noon (Eastern time) today on the active exploitation of a vulnerability in Microsoft Exchange Server 2013, 2016, and 2019
March 05, 2021 |
ICBA NewsWatch Today
Risk Cybersecurity
New Same Day ACH window in effect this month
Nacha's new rule allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day takes effect on at 4:45 p.m. (Eastern time) Friday, March 19.
March 05, 2021 |
ICBA NewsWatch Today
Compliance Payments
FS-ISAC Coronavirus Update, March 5, 2021
The average number of vaccine doses being administered across the US per day topped two million for the first time on Wednesday, according to data from the Centers for Disease Control and Prevention, up from an average of about 1.3 million a month ago.
March 05, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
Treasury launches $9B CDFI, MDI program
The Treasury Department opened the application process for the Emergency Capital Investment Program, which will provide $9 billion in capital to Community Development Financial Institutions and Minority Depository Institutions.
March 05, 2021 |
ICBA NewsWatch Today
MDI
ICBA Expands Preferred Service Provider Relationship with QwickRate to include its IntelliCredit Offering
The ICBA today announced that its Preferred Service Provider relationship with QwickRate LLC now includes its IntelliCredit loan review and credit intelligence solutions, which are designed to help community banks better detect and manage credit risk.
March 04, 2021 |
Press Release
CFPB proposes delaying new QM rule
The Consumer Financial Protection Bureau proposed delaying the mandatory compliance date of its general Qualified Mortgage final rule from July 1, 2021, to Oct. 1, 2022.
March 04, 2021 |
ICBA NewsWatch Today
Compliance Compliance Mortgage Rules
FS-ISAC Coronavirus Update, March 4, 2021
About 80.5 million doses of Covid-19 vaccine have been administered in the US, according to data published Wednesday by the US Centers for Disease Control and Prevention.
March 04, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
SBA issues new PPP rule, applications
The SBA released its new interim final rule and new application forms implementing Paycheck Protection Program changes for sole proprietors and other borrowers that file IRS Form 1040, Schedule C. An SBA webinar on the updates is scheduled for today.
March 04, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Romero Rainey: ICBA pressing PPP reforms
While Congress is fast-tracking the next stimulus package, problems with existing recovery programs remain unaddressed, ICBA President and CEO Rebeca Romero Rainey wrote in an op-ed this week.
March 04, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
FS-ISAC Coronavirus Update, March 3, 2021
Ramped up vaccination rates and the arrival of a new vaccine from Johnson & Johnson are making economists optimistic about their forecast for a strong economic rebound in the summer.
March 03, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
Community Bankers to Convene for ICBA Connect
The Independent Community Bankers of America announced a first-of-its kind team-focused virtual banking conference designed to address the unique challenges and opportunities facing the nation’s community banks.
March 02, 2021 |
Press Release
Romero Rainey named one of Washington's most influential
ICBA President and CEO Rebeca Romero Rainey was named one of Washington's most influential people by Washingtonian magazine.
March 02, 2021 |
ICBA NewsWatch Today
Advocacy
Meeting with constituents during CUNA’s virtual GAC? Here are some things to consider.
Credit unions were created and granted a substantial tax exemption to serve “people of modest means.” However, fewer than 20 percent of credit unions are physically located in an economically distressed area and only 27 percent are in low- and moderate-income areas.
March 02, 2021 |
News
Credit Unions
SBA: New PPP rule coming soon
The SBA said it will "soon" publish a new Paycheck Protection Program interim final rule and issue a new application for Schedule C filers. Until then, it issued the following considerations:
March 02, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Fed issues continuity tips for storm season
In a new post, the Federal Reserve provided resources on pre-storm planning, storm watching, and post-storm procedures
March 02, 2021 |
ICBA NewsWatch Today
Advocacy Risk
FS-ISAC Coronavirus Update, March 2, 2021
he $900 billion Covid relief bill passed in December with $600 stimulus checks and extra unemployment benefits, helped lift about 1.6 million Americans out of poverty in January, according to economists at the University of Chicago and the University of Notre Dame.
March 02, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
IRS issues guidance on employee retention credit
The IRS issued guidance for employers claiming the employee retention tax credit under the CARES Act. The guidance includes clarifications and describes retroactive changes relating to expanded eligibility.
March 02, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness
Here are the benefits of bank-owned life insurance
Over the past two decades, banks have increasingly dabbled in BOLI, or bank-owned life insurance. While there are downsides to consider, experts say the benefits of these policies are two-fold: to generate income in the long term and to retain bank leaders.
March 01, 2021 |
Independent Banker
Improve your next marketing campaign with data
Using data from your community bank, an ad campaign or public sources allows your marketing efforts to find potential or existing customers who’ve already shown interest in your brand.
March 01, 2021 |
Independent Banker
Payments Growing the Community
Jim Reber: The big "if"
General market munis have gained favor among community bankers.
March 01, 2021 |
Independent Banker
New ICBA chairman Robert Fisher is in the driver’s seat
Faced with the unexpected and unexplainable, it’s hard to stay on course. But Robert Fisher is an expert at just that. Between his time as an Air Force navigator and his love for fast cars, ICBA’s next chairman is ready to help community banks and the customers they serve power through the coming year.
March 01, 2021 |
Independent Banker
6 ways to boost your social media strategy
Community banks are building relationships through an active, thoughtful presence on social media. Rather than a distraction, these platforms are an extension of the close customer relationships that community banks foster. Here, experts share their top strategies for a winning social media presence.
March 01, 2021 |
Independent Banker
Growing the Community
How going green can help the planet and your bank
Study after study shows that consumers—especially younger people—expect the brands they support to commit to sustainability. How can community banks put eco‑friendly strategies to work?
March 01, 2021 |
Independent Banker
Are more branches better? Community banks weigh in
With an increase in online traffic and challenges to in-person banking, community banks may be asking themselves if new branches are necessary. But many bank leaders report they’re investing in new branches because they’re strategic tools for growth.
March 01, 2021 |
Independent Banker
The advertising regulations you need to know
Like any business marketing its products and services, a community bank must keep its advertising truthful. There are plenty of regulations specific to financial institutions under the FDIC, CFPB and other regulators.
March 01, 2021 |
Independent Banker
Compliance Growing the Community
Responding to the SolarWinds breach
All institutions, even those with a solid cybersecurity defense, were vulnerable to 2020’s SolarWinds Orion cyberattack. Community banks should be ready for a future cyber event.
March 01, 2021 |
Independent Banker
Advocacy Compliance
The de novo bringing craft banking to Atlanta
Craft Bank, Atlanta’s first de novo bank in more than a decade, was about to open—and then the pandemic arrived. Now open, it promises to give potential customers the ability to craft their banking experience.
March 01, 2021 |
Independent Banker
Passing banking to the next generation
For three decades, Cape Ann Savings Bank has operated a unique program where a branch operates within a local high school. It’s been a vehicle for multiple generations of students to learn banking basics and connect with the community bank.
March 01, 2021 |
Independent Banker
Noah Wilcox: Committed to community
Despite everything, we remain a thriving network of community banks, united in our common passion for and commitment to our communities.
March 01, 2021 |
Independent Banker
Growing Your Loan Portfolio with Construction Lending
SPONSORED | Community Bankers have historically considered construction loans an essential part of their loan portfolio. Whether or not you currently have programs running, the current market conditions lend themselves to an opportunity of portfolio growth with construction lending.
March 01, 2021 |
Independent Banker
Lending
SBA: PPP changes effective this week
The SBA this week plans to issue an interim final rule detailing and implementing pending changes to the Paycheck Protection Program.
March 01, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
ICBA summarizes new House-passed stimulus plan
ICBA released a summary of the House version of the $1.9 trillion American Rescue Plan Act (H.R. 1319), which the House passed Saturday on a nearly party-line vote.
March 01, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness
Bill would expand farm partnership access to PPP
ICBA-supported legislation allowing farmers and ranchers categorized as partnerships to use gross income to calculate maximum Paycheck Protection Program loan amounts was introduced in the House.
March 01, 2021 |
ICBA NewsWatch Today
Advocacy Agriculture Crisis Preparedness Lending Rural Development
FS-ISAC Coronavirus Update, Feb. 26, 2021
ollowing are today’s major Headlines, US Snapshots, US Vaccinations, US Variant Cases, key Highlights, the “Good Stuff” as well as key Statistics, Vaccine and Treatment information, US Restrictions and the Back to Normal Index related to the novel coronavirus pandemic.
February 26, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
Oconee State Bank Taps FINBOA to Automate Back-Office Workflows
Fed payment services back up following disruption
Federal Reserve payment services are back online following a three-hour disruption yesterday that the Fed attributed to "operational error."
February 25, 2021 |
ICBA NewsWatch Today
Federal Reserve
PPP small borrower window opens, other reforms effective next week
One of the Biden administration's Paycheck Protection Program reforms announced earlier this week started yesterday, with the rest set to be implemented next week.
February 25, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
COVID Relief Package Should Include USDA Business & Industry (B&I) Funding
The B&I program is expected to exhaust current funding in the next few months and faces a projected $1 billion shortfall in loan authority this fiscal year. This program is vital to sustaining rural businesses and job creation.
February 25, 2021 |
News
Commerce & Banking
ICBA urges crop insurance support
ICBA and other groups urged policymakers to protect crop insurance from harmful cuts as they develop the fiscal 2022 budget.
February 25, 2021 |
ICBA NewsWatch Today
Agriculture Crop Insurance
FinCEN issues advisory on EIP fraud
The Financial Crimes Enforcement Network issued an advisory to alert financial institutions to fraud and other financial crimes related to Economic Impact Payments.
February 25, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Cybersecurity Lending
What I Have in Common with Matthew McConaughey: We Both Reinvented Our Careers
ICBA Connect is a virtual experience that is designed to energize, inspire and bring community banking teams together. And to magnify that energy, our goal has been to engage community bankers at every level.
February 24, 2021 |
News
CFPB announces plans to rethink QM rules
The Consumer Financial Protection Bureau said it expects to propose a rule to delay its Qualified Mortgage rule’s July 1 mandatory compliance date.
February 24, 2021 |
ICBA NewsWatch Today
Compliance Compliance
ICBA urges garnishment exemption for EIPs
ICBA and other groups urged Congress to include language in the next stimulus package exempting the third round of Economic Impact Payments from garnishment.
February 24, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Community banks again outperform industry: FDIC
Community banks reported net income growth of 21.2 percent in the fourth quarter from a year ago and a 3.6 percent increase in 2020 from the year before, according to the FDIC's Quarterly Banking Profile.
February 24, 2021 |
ICBA NewsWatch Today
Advocacy Commerce & Banking
FS-ISAC Coronavirus Update, Feb. 23, 2021
A new report out Tuesday warns that a more transmissible variant of coronavirus threatens to start a renewed surge of infections in March, and suggests the US speed up vaccination by skipping second doses for now.
February 24, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
ICBA Encourages Americans to Celebrate Saving
During America Saves Week, the Independent Community Bankers of America reminds consumers that building a nest egg can help alleviate stress and provide additional financial security during times of uncertainty.
February 23, 2021 |
Press Release
Agencies announce relief for Texas winter storms
Federal and state agencies announced relief to institutions and taxpayers affected by this month's winter storms in Texas and other states.
February 23, 2021 |
ICBA NewsWatch Today
Advocacy Risk
PPP reforms target smallest businesses
The Biden administration announced several Paycheck Protection Program reforms to target the program to the smallest businesses.
February 23, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
ICBA urges funding for rural development programs
ICBA and other groups called on House appropriators to ensure adequate funding for key USDA rural development programs in the next COVID bill.
February 23, 2021 |
ICBA NewsWatch Today
Advocacy Agriculture Crisis Preparedness Lending
FS-ISAC Coronavirus Update, Feb. 22, 2021
President Joe Biden on Monday criticized the Paycheck Protection Program because small businesses struggled to get loans that instead went to larger companies, and announced a 14-day exclusive loan program using PPP funds for businesses with under 20 employees to apply for financial assistance.
February 23, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
Agencies finalize call report threshold relief
Federal regulators issued final call report changes related to asset threshold relief given the impact of Paycheck Protection Program lending on bank balance sheets.
February 22, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Fed's Powell testifying this week
Federal Reserve Chairman Jerome Powell is slated to testify this week before the Senate Banking Committee and House Financial Services Committee on the agency's Semiannual Monetary Policy Report.
February 22, 2021 |
ICBA NewsWatch Today
Federal Reserve
Minority bank webinar on evaluating capital opportunities
ICBA, ICBA Securities, and Vining Sparks are hosting a complimentary webinar for FDIC-designated Minority Depository Institutions on evaluating unsolicited interest from investors to provide capital and funding.
February 22, 2021 |
ICBA NewsWatch Today
MDI
FS-ISAC Coronavirus Update, Feb. 18, 2021
Treasury Secretary Janet Yellen said Thursday that a major stimulus package is necessary for the economy to recover from the Covid-19 pandemic even amid strong economic momentum to start 2021.
February 19, 2021 |
News
Advocacy Operational Risk Crisis Preparedness
Community banks lead 2021 PPP lending
Insured depository institutions under $10 billion in assets in 2021 have approved more than 740,000 Paycheck Protection Program loans worth $60.7 billion, according to the latest SBA data issued this week.
February 19, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Climate change poses risks to FIs: Fed's Brainard
Federal Reserve Governor Lael Brainard said climate change is already imposing substantial economic costs while presenting risks and opportunities to financial institutions.
February 19, 2021 |
ICBA NewsWatch Today
Agriculture
Fed extends netting protections
The Federal Reserve Board issued a final rule to apply netting protections to a broader range of financial institutions.
February 19, 2021 |
ICBA NewsWatch Today
Federal Reserve Compliance
USDA announces dealer trust for livestock sellers
The USDA Agricultural Marketing Service announced a new Dealer Statutory Trust for livestock sellers, in accordance with the year-end appropriations law.
February 19, 2021 |
ICBA NewsWatch Today
Agriculture
ICBA updates 'Return to the New Normal' guide
ICBA updated its "Return to the New Normal" guide featuring suggestions to help community banks resume more normal operations and person-to-person services amid the COVID-19 pandemic.
February 18, 2021 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
ICBA issues summary on new BSA/AML law
ICBA recently issued a summary on the defense spending law enacted at the beginning of the year that includes BSA/AML reforms.
February 18, 2021 |
ICBA NewsWatch Today
BSA/AML
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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