ICBA submitted a response to the Federal Reserve's request for information on the future of its check services. ICBA said:

• The Reserve Banks' check services are essential to community banks.
• Reducing or eliminating check services would disproportionately affect the communities served by community banks.
• At a minimum, check services should be maintained at their current level of reliability and scope.
• Additional investment presents an opportunity worth exploring, but community banks need to understand the cost implications.