At ICBA Securities, we provide community bankers the tools to grow their investments.

Assessing income for borrowers with multiple entities is often complex, requiring a clear understanding of each business’s cash flow and overall holdings.

This session explores two borrower scenarios, a simple multiple-entity relationship and a complex real estate investor, to demonstrate methods for evaluating risk, interpreting tax forms, and analyzing total cash flow. Emphasis will be placed on qualitative analysis and key questions to deepen your insight into borrower credit.

Ideal for bankers of all experience levels, this session provides practical tools to confidently assess multi-entity income and risk.

Learning Objectives:

Evaluate the overall risk within a borrower’s multiple entity holdings.

Interpret key tax forms accurately.

Develop a structured process to analyze total cash flow across multiple entities.

 

Duration: 60 minutes

Your institution is unique. Your strategic plan should be just as distinct. The environment for community financial institutions has changed drastically in the past five years due to shifts in interest rates, emerging technologies, evolving consumer preferences, market changes, and recent bank failures. These factors necessitate a fluid and adaptable strategic plan. Whether your institution lacks a cohesive strategy or wants to review existing plans, this session addresses critical questions about your institution’s vision, employee alignment with that vision, cultural and brand consistency, risk identification, and having the right people in the right roles.

This webinar provides the framework for you to be able to clarify your vision, mission, and core values, understand the importance of a well-defined strategic plan structure, and identify key components common to successful strategies. You will learn about the role of enterprise risk mitigation and management in your strategic plan, identify four key growth strategies, establish best practices with board governance, and manage the strategic planning and implementation process. Additionally, you will gain tools and ideas to integrate your enterprise risk management and talent management programs into your strategic plan, ensuring it is actively implemented and not simply a document on the shelf.

Learning Objectives:

Clarify your vision, mission, and core values.

Learn the importance of a clearly defined strategic plan structure.

Identify key components common to winning strategies.

Understand the role of enterprise risk mitigation and management.

Identify and implement four key growth strategies.

Establish board governance best practices.

Develop and manage the strategic planning process.

Conduct a strategic risk assessment for new initiatives.

Incorporate your enterprise risk management program into your strategic plan.

Integrate your talent management program into your strategic plan.

Ensure your strategic plan is actively implemented.

 

Duration: 90 minutes

Presented live and recorded on 10/15/2026

Take your CRA expertise to the next level with this comprehensive, six-module seminar designed for professionals ready to build and maintain a best-in-class CRA strategy. 

You’ll dive into every critical component of CRA compliance—from understanding the “who, what, and why” of CRA to mastering assessment areas, capturing and reporting community development activities, conducting a peer analysis, performing self-assessments, developing performance context, and preparing for the exam. 

Through interactive discussions, case studies and practical tools, you’ll gain the knowledge and confidence to design a robust CRA program that meets regulatory expectations and drives meaningful community impact.