At ICBA Securities, we provide community bankers the tools to grow their investments.

This livestream ICBA Compliance Institute is held over two weeks. Dates are May 12-15 and May 19-21, 2026.

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

This high-quality program provides a fast-paced learning environment that will lead to a detailed study of the relevant areas of regulatory compliance with a focus on the key concepts that spell success in the examination context.

Each regulation is approached in terms of the requirements, best practice internal controls, and audit objectives. Learning is reinforced with many sample disclosures, applicability charts, and illustrative quizzes and exercises.

The program addresses current hot issues and areas of focus in regulatory compliance. Deep dives into the common challenges related to recent regulatory reform will be covered and the latest guidance and interpretations on all recent rule-making efforts will be discussed.

This solid foundation allows the attendee to return to their bank and support their product and service offerings and remain competitive in their marketplace.

To earn the Certified Community Bank Compliance Officer (CCBCO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exams. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

• Understand the key elements of a bank’s compliance management program.
• Understand the fundamental and disclosure requirements of bank lending regulations including Reg Z, RESPA, HMDA, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and flood insurance compliance.
• Identify fair lending practices and data collection/reporting requirements as outlined in ECOA/Reg B, FCRA, CRA, HMDA, and Fair Housing Act.
• Outline the key privacy requirements banks must follow under Reg P including the Sections 13, 14, and 15 information-sharing exceptions.
• Associate deposit account disclosure requirements with the appropriate regulations including Reg CC, Reg DD, and Reg E.
• Identify disclosure requirements and permissible activities under Right to Financial Privacy Act, Consumer Sales of Insurance, and Non-Deposit Investment Products.
• Understand the risk exposure and mitigation steps banks may take to manage UDAAP compliance for the bank.
• Recognize compliance risks and disclosure requirements in advertising and marketing activities by a bank.

The regulatory reporting burden faced by community banks today is stronger than ever. As the complexity of the call report and Federal Reserve reports continue to increase, even experienced bankers often have questions about the nuances of these filings. 

During this course, attendees will take a deeper dive into the more complex areas of the current call report including:

• A review of the more complex aspects of loan reporting on Schedule RC-C, RC-L, RC-N, and RC-M.
• A comprehensive discussion of regulatory capital and Schedule RC-R including:
• A discussion of how to review your call report and how to understand and leverage the data contained in your call report filing.
• A discussion of the proposed streamlined call report revisions that will affect 90 percent of all institutions that file Call Reports.
• In addition, this class will include an overview of the Federal Reserve FR Y series reports including:
• FR Y-9SP: Parent Company Only Financial Statements for Small Holding Companies
• FR Y-9LP: Parent Company Only Financial Statements for Large Holding Companies
• FR Y-9C: Consolidated Financial Statements for Holding Companies
• FR Y-11: Financial Statements of Nonbank Subsidiaries
• FR Y-10: Changes in Organizational Structure
• FR Y-8: Section 23A Transaction with Affiliates
• FR Y-6: Annual Report of Holding Companies
• FR Y-3: Application to Acquire an Additional Bank or Holding Company

Use discount code MULTI_CR to register for both the Introduction to Call Report and Advanced Call Report and save $100!

Winter Storm Warning, Hurricane Advisory, Tornado Watch — we’ve seen it all! And while the ACH Rules include a provision for Excused Delay, it’s no substitute for a robust, well-tested business continuity and disaster recovery plan. This session teaches you how Excused Delay is truly meant to be used, how to handle the return process, who to contact, and what absolutely must be included in your disaster recovery plan.

Learning Objectives:

• Explain the purpose of Excused Delay and how it is intended to be used.
• Identify appropriate steps for handling the return process and determine the correct points of contact in the event of an interruption.
• Evaluate essential components that should be included in the disaster recovery strategy beyond reliance on Excused Delay.

Duration: 90-minutes

Presented live and recorded on 05/14/26.

Directors play a critical role in ensuring their institution meets Community Reinvestment Act (CRA) obligations. This session provides an essential overview of CRA requirements, the board’s responsibilities, and key strategies for effective oversight. Learn what regulators expect, how CRA performance impacts your institution, and practical steps to strengthen governance and compliance.

Learning Objectives:

• Examine the details of the Community Reinvestment Act.
• Understand executive roles in CRA compliance.
• Identify strategies for effective oversight.
• Learn what regulators expect.

Duration: 60-minutes

Presented live and recorded on 05/19/26.