ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
How community banks can leverage payment trends
Data analysis can illuminate patterns and trends in your customers’ transactions. Community bankers and industry experts share how to best put this data to use.
February 01, 2023 |
Independent Banker
Payments
Navigating new overdraft fee guidance for community banks
The CFPB recently issued new guidance on overdraft fees that was unanticipated by community banks. Learn what this means for the industry and how community banks can stay in compliance.
February 01, 2023 |
Independent Banker
Advocacy Compliance
Jim Reber: Time to lock in?
SBICs can hit the sweet spot on the yield curve.
February 01, 2023 |
Independent Banker
Lending
Rebeca Romero Rainey: Our banking family
When we assemble at LIVE, it’s about coming together to ignite the passion for community banking on behalf of our communities in a way that moves the industry forward.
February 01, 2023 |
Independent Banker
Member Benefits: Advocacy through digital channels
Digital media gives community bankers a platform for advocacy, and ICBA’s Virtual Advocacy Primer details how you can put it to work.
February 01, 2023 |
Independent Banker
Advocacy
MDIs and CDFIs bolster minority-owned businesses
When the U.S. Treasury created the Emergency Capital Investment Program (ECIP), it provided MDIs and CDFIs with an influx of capital that they’re using to help minority-owned businesses in their communities.
February 01, 2023 |
Independent Banker
Advocacy
What is digital twin technology?
Through digital twinning, a range of industries are better understanding situational risk using technologies that can simulate scenarios using a virtual version of an organization.
February 01, 2023 |
Independent Banker
Payments
Biometrics: Security technology for community banks
The field of biometrics is evolving every day, incorporating new technology that could enhance community banks’ defenses against fraud. Industry experts explain how this technology works and its importance to protecting customer data.
February 01, 2023 |
Independent Banker
Compliance
Charles Potts: Assesing potential fintech partners
Maximizing each step in the innovation journey, including the fintech evaluation process, will set you on the right path to a fruitful fintech partnership.
February 01, 2023 |
Independent Banker
Payments
Brad M. Bolton: Passion for LIVE
[ICBA LIVE is] an opportunity to continue training up the next generation, so I would encourage community bank leaders to join us and bring your rising community continuators with you.
February 01, 2023 |
Independent Banker
Lilly Thomas: Shaping the regulatory year ahead
With a full agenda of topics that need attention, ICBA’s government relations team is meeting with the regulatory agencies, writing comment letters and offering up research and ideas to help shape the discussion.
February 01, 2023 |
Independent Banker
Advocacy
Lindsay LaNore: Fighting the February lull
Here are 12 ways to light up your February and find your focus.
February 01, 2023 |
Independent Banker
Scottsdale Community Bank: Making microloans
De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.
February 01, 2023 |
Independent Banker
Lending
3 Simple Strategies to Maximize your Financial Education Offerings
SPONSORED | Financial literacy is the backbone of consumers’ ability to manage their money and make smart, informed choices. But the absence of accessible, effective financial education is drastically decreasing the average financial literacy rate, thus handicapping people’s potential financial prosperity. This crisis of financial knowledge has led to rapidly rising financial anxiety rates, especially amongst Millennials and Gen Z.
February 01, 2023 |
Independent Banker
Payments
When Every Minute Matters, Choose FirstClose Equity
SPONSORED | Everything old is new again, right? Case in point: Home Equity. These products have been around for decades but in recent years have taken a back seat to cash-out refinances. Now this is changing as borrowers with historically low first mortgage rates and generationally high levels of tappable equity rediscover HELOCs.
February 01, 2023 |
Independent Banker
Lending
FDIC extends deadline on proposed updates to logo rules
The FDIC extended by 45 days the public comment period for proposed changes to its regulations relating to the FDIC’s official sign, official advertising statement, deposit insurance misrepresentations, and misuse of the agency’s name or logo. Comments are now due by April 7.
January 31, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Delivers Policy Priorities to 118th Congress
The Independent Community Bankers of America (ICBA) today shared its policy priorities for the 118th Congress with members of the House and Senate.
January 30, 2023 |
Press Release
Advocacy Community Bank Awareness
Digital transformation webinar series continues tomorrow
ICBA’s Digital Transformation Demystified webinar series continues tomorrow with part three on building or perfecting a digital transformation plan.
January 30, 2023 |
ICBA NewsWatch Today
Instant Payments
House Financial Services Committee announces majority staff
House Financial Services Committee Chairman Patrick McHenry (R-N.C.) announced the panel’s majority staff for the 118th Congress. Staffers include Staff Director Matthew Hoffmann, Chief Counsel and Policy Director Kimberly Betz, and Director of Operations Lindsey Shackelford.
January 30, 2023 |
ICBA NewsWatch Today
Congressional Matters
ICBA supports federal actions to mitigate nonbank risks
ICBA said it supports several federal actions announced Friday that will help mitigate the risks posed by special-purpose depository institutions and digital assets.
January 30, 2023 |
ICBA NewsWatch Today
New resource spotlights six phases of FedNow journey
The Federal Reserve released a guide on the six phases of the FedNow Service journey. The document shows key activities and decisions for organizations to prepare for and go live with FedNow.
January 30, 2023 |
ICBA NewsWatch Today
Instant Payments
ICBA urges CFPB to limit burden of rulemaking on consumer data
ICBA called on the Consumer Financial Protection Bureau to limit the regulatory burden of its pending rulemaking to establish standards for sharing consumer financial data.
January 27, 2023 |
ICBA NewsWatch Today
CFPB Compliance
ICBA meets with Waters on CDFI certification changes
ICBA continued its campaign opposing changes to the Community Development Financial Institution certification application during a meeting with House Financial Services Committee Ranking Member Maxine Waters (D-Calif.).
January 27, 2023 |
ICBA NewsWatch Today
CDFI MDI
ICBA Supports Federal Actions to Mitigate Nonbank Risks
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s federal actions to help mitigate the risks posed by crypto-asset firms.
January 27, 2023 |
Press Release
Digital Assets Technology Fintech Regulation
ICBA announces passing of former chief executive Ken Guenther
ICBA is mourning the passing of former ICBA President and CEO Ken Guenther, who died Wednesday. Guenther’s fierce passion for community banking has served as an inspiration for many in the industry.
January 27, 2023 |
ICBA NewsWatch Today
Community Bank Awareness
NCUA extends credit union interest rate ceiling
The National Credit Union Administration board voted to extend the 18% interest rate ceiling for loans made by federal credit unions through Sept. 10, 2024.
January 27, 2023 |
ICBA NewsWatch Today
Credit Unions
ICBA LIVE 2023: What to expect
With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Here’s a sneak peek of what to expect from the event, held this year from March 12–16 in Honolulu.
January 26, 2023 |
Independent Banker
ICBA Names Stephanie Foster as Director, ThinkTECH Accelerator
The Independent Community Bankers of America (ICBA) today announced the hire of Stephanie Foster as director, ThinkTECH Accelerator. Foster serves in a newly created position following ICBA’s announced plans to bring its highly successful ThinkTECH Accelerator program inhouse.
January 25, 2023 |
Press Release
Technology
ICBA Shares Tips on How to Protect Your Financial Information
In recognition of Data Privacy Week, the Independent Community Bankers of America (ICBA) is reminding consumers of practical steps to help safeguard their sensitive data and protect against losses in the event of a data breach or compromise.
January 23, 2023 |
Press Release
Cybersecurity
Senators echo concerns with CDFI application change
Senate Banking Committee members Mark Warner (D-Va.) and Mike Crapo (R-Idaho) encouraged the Treasury Department to consider all comments responding to its proposal to revise Community Development Financial Institution certification application and reporting requirements.
January 23, 2023 |
ICBA NewsWatch Today
CDFI
ICBA to Regulators: Apply Stricter Resolution Standards on Large Regional Banks
The Independent Community Bankers of America (ICBA) today urged federal regulators to apply stricter regulatory standards on large regional banks.
January 23, 2023 |
Press Release
Regulatory Relief
ICBA urges CFPB to preempt state TILA law
The Consumer Financial Protection Bureau was incorrect in determining that the Truth in Lending Act does not preempt a recently enacted New York State disclosure law, ICBA said in a new comment letter.
January 23, 2023 |
ICBA NewsWatch Today
Compliance
ICBA, groups to CFPB: Seek input on review of credit card late fee safe harbor
ICBA and other groups called on the Consumer Financial Protection Bureau to comply with the Small Business Regulatory Enforcement Fairness Act as it considers reducing or eliminating the safe harbor fee that credit card issuers may charge to avoid scrutiny of their fees as unreasonable.
January 23, 2023 |
ICBA NewsWatch Today
Compliance Credit Cards
FHFA announces Fannie, Freddie fee updates
Fannie Mae and Freddie Mac will reduce their upfront fee for commingled securities to 9.375 basis points after announcing a 50-point fee last year, the Federal Housing Finance Agency announced.
January 20, 2023 |
ICBA NewsWatch Today
Secondary Mortgage Market Secondary Mortgage Market
Regulators should rethink climate proposals: ICBA op-ed
While federal regulators are working to finalize climate risk proposals that purportedly target the nation's largest financial institutions, the proposals would inevitably subject community banks to new and expensive regulatory burdens, ICBA President and CEO Rebeca Romero Rainey wrote in a new op-ed.
January 20, 2023 |
News
Climate
Brainard: Fed ‘staying the course’ in tackling inflation
The Federal Reserve is “determined to stay the course” to address inflation and restore price stability, Fed Vice Chair Lael Brainard said.
January 20, 2023 |
ICBA NewsWatch Today
Inflation
CFPB issues guidance on ‘negative option’ subscriptions
The Consumer Financial Protection Bureau issued a circular affirming that companies offering “negative option” subscription services must comply with federal consumer financial protection law.
January 20, 2023 |
ICBA NewsWatch Today
Compliance
FinCEN announces BSA penalty inflation adjustments
The Financial Crimes Enforcement Network today is set to issue a final rule to reflect annual inflation adjustments to its civil monetary penalties as mandated by the Federal Civil Penalties Inflation Adjustment Act of 1990.
January 19, 2023 |
ICBA NewsWatch Today
Compliance
CFPB updates mortgage servicing exam procedures
The Consumer Financial Protection Bureau released updated mortgage servicing examination procedures for use by CFPB examiners.
January 19, 2023 |
ICBA NewsWatch Today
Compliance
What to expect at ICBA’s 2021 LEAD FWD Summit
No packing your bags, waiting in airport security lines or booking hotel rooms. This year, the LEAD FWD Summit will continue to be open to more community bankers than ever thanks to its virtual format. It’s time to expand what you know about leadership, technology and more.
January 19, 2023 |
Independent Banker
OCC details civil money penalty adjustment
The OCC issued a bulletin on its adjustment to the maximum amount of each civil money penalty within its jurisdiction.
January 18, 2023 |
ICBA NewsWatch Today
Compliance
ICBA updates advocacy dashboard with top priorities
ICBA updated its “Advocacy in Action” government relations dashboard for the first quarter with the latest community banking advocacy successes and priorities.
January 17, 2023 |
ICBA NewsWatch Today
Advocacy
ICBA Offers New Digital Transformation Series to Support Community Banks in their Innovation Journeys
The Independent Community Bankers of America (ICBA) announced a series of curriculum-driven events as part of its expanded ICBA ThinkTECH innovation programming.
January 17, 2023 |
Press Release
Technology
‘Tell Your Story’ Toolkit offers resources for 2023
ICBA’s complimentary "Tell Your Story" Marketing Communications Toolkit offers new and updated resources to help community banks plan for the year ahead.
January 17, 2023 |
ICBA NewsWatch Today
Marketing
FinCEN issues alert on human smuggling at southwest border
The Financial Crimes Enforcement Network issued an alert to support financial institutions in detecting financial activity related to human smuggling along the southwest border of the United States.
January 17, 2023 |
ICBA NewsWatch Today
Compliance
FinCEN requests comment on beneficial ownership information reporting
The Financial Crimes Enforcement Network today is slated to request public comments on two notices related to beneficial ownership information reporting, with comments due by March 20.
January 17, 2023 |
ICBA NewsWatch Today
Technology Fintech Regulation
ICBA Names Chris Gully Assistant Vice President of Member Relations
The Independent Community Bankers of America (ICBA) today announced the hire of Chris Gully as assistant vice president of member relations. In this role he will work with ICBA’s member relationship officers to educate existing and prospective members about the benefits of ICBA and how the association helps community banks achieve their business goals and objectives.
January 13, 2023 |
News
OCC issues revised fair lending booklet
The OCC issued a revised version of the “Fair Lending” booklet of the Comptroller’s Handbook.
January 13, 2023 |
ICBA NewsWatch Today
Compliance
ICBA, state groups meet with Treasury on key issues
ICBA and affiliated state community banking associations met this week with Treasury Department officials to discuss BSA/AML compliance, Corporate Transparency Act implementation, the impact of de-risking the financial system on financial inclusion, and other issues.
January 13, 2023 |
ICBA NewsWatch Today
House Financial Services subcommittee chairs named
House Financial Services Committee Chairman Patrick McHenry (R-N.C.) announced the panel’s subcommittees, chairs, and jurisdiction for the 118th Congress.
January 13, 2023 |
ICBA NewsWatch Today
Congressional Matters
CFPB proposes nonbank registry of form contract terms
The Consumer Financial Protection Bureau proposed a rule to establish a public registry of supervised nonbanks’ terms and conditions in “take it or leave it” form contracts.
January 12, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Announces Nominations for 2023-24 Board of Directors
The Independent Community Bankers of America today announced the nominees to serve on its 2023-24 board of directors.
January 12, 2023 |
Press Release
USDA expands eligibility for emergency programs
The USDA’s Farm Service Agency expanded eligibility and enhanced available benefits for several programs that provide support following natural disasters.
January 11, 2023 |
ICBA NewsWatch Today
Agriculture Climate Risk
Fed’s Bowman: Regulators shouldn’t hinder crypto innovation
Federal Reserve Governor Michelle Bowman said that while crypto-assets can pose significant risks to consumers and the financial system, regulators should avoid hindering innovation.
January 11, 2023 |
ICBA NewsWatch Today
Digital Assets Technology
Powell: Fed climate responsibilities narrow
Federal Reserve Chair Jerome Powell said the Fed has narrow responsibilities regarding climate-related financial risks, while broader climate policies should be made by elected officials.
January 11, 2023 |
ICBA NewsWatch Today
Climate
Register for ICBA LIVE 2023: the Largest Networking Event for the Nation’s Community Bankers
Register today for the Independent Community Bankers of America’s (ICBA) national convention, ICBA LIVE 2023 — the largest, most comprehensive educational event for the nation’s community bankers.
January 10, 2023 |
Press Release
CFPB planning ‘pre-rule’ overdraft activity: agenda
The Biden Administration’s Office of Information and Regulatory Affairs published the regulatory agencies’ fall 2022 rulemaking agenda.
January 06, 2023 |
ICBA NewsWatch Today
Compliance
ICBA to SBA: Don’t Add Unregulated Fintechs to Federal Loan Program
The Independent Community Bankers of America (ICBA) reiterated its call for the Small Business Administration to maintain its long-standing moratorium on the number of non-federally regulated institutions, including nonbank fintech companies, that can make loans under its 7(a) program.
January 06, 2023 |
Press Release
Technology Fintech Regulation
CFPB accepting HMDA data submissions
The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2022 opened on Jan. 1. Submissions will be considered timely if received on or before Wednesday, March 1.
January 05, 2023 |
ICBA NewsWatch Today
Compliance
GSE Form 1103, fair lending requirements effective March 1
Fannie Mae and Freddie Mac are reminding lenders that they will require the Supplemental Consumer Information Form (Form 1103) for new conventional loans with application dates on or after March 1.
January 05, 2023 |
ICBA NewsWatch Today
Compliance
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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