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Rebeca Romero Rainey: Putting the Person in Personalized Marketing

When it comes to community bank marketing, it’s about the person, not the product.

Mar 07, 2024
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Article

Anne Balcer: What Have We Learned One Year After the SVB Failure?

For the past year, ICBA has remained steadfast in advocating for community banks in the wake of Silicon Valley Bank’s collapse. Here are the results of those advocacy efforts.

Mar 04, 2024
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Article
Advocacy

Meet Lucas White, 2024/25 ICBA Chairman and Fourth-Gen Community Banker

Lucas White, fourth-generation family banker and president of The Fountain Trust Company in Covington, Ind., begins his term as the 2024/25 ICBA chairman.

Mar 01, 2024
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Article

Jim Reber: Shop Talk 2024

Another conversation with our consummate community banker, Charlie Brown.

Mar 18, 2024
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Article
Advocacy

How Santa Cruz County Bank's Technology Transforms the Customer Experience

Santa Cruz County Bank has maintained its top rank among local banks by balancing high tech and high touch and elevating the customer above all.

Mar 15, 2024
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Article

Update: Check Re-Presentment Guidance

Check re-presentment fees have resulted in violations of Section 5 of the FTC Act for some banks. Will updated guidance from the federal regulators make things clearer?

Mar 13, 2024
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Article
Compliance

Crossbridge Community Bank's Golden Opportunity for Seniors

Through its Golden Community Club program, Crossbridge Community Bank goes the extra mile for its senior customers and offers an array of social and educational resources.

Mar 12, 2024
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Article

Making Mortgages Happen Amid Higher Interest Rates

Higher interest rates are discouraging many consumers from taking out new mortgages or refinancing existing ones—but community banks are taking steps to fill their pipelines in innovative ways.

Mar 06, 2024
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Article
Lending

5 Tactics to Turbo Boost Your Marketing

It can feel impossible to keep up with shifts in social media and other digital marketing channels.

Mar 05, 2024
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Article
Growing the Community

What Makes a Good Manager?

Even though taking on managerial duties often comes part and parcel with a promotion, not everyone is suited to it.

Feb 27, 2024
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Article

Legends Bank Gives Local Charities a Real Shot

Thanks to Legends Bank, local charities have financial support to bolster their efforts.

Feb 23, 2024
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Article

Member Benefits: Be Proactive With Crisis Preparedness

ICBA’s Crisis Preparedness website offers resources to help community bankers plan for and mitigate the effects of a catastrophe, whether it’s a natural disaster, a cyberattack or an in-person threat.

Feb 22, 2024
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Article

Final Updates to Debit Cards Rules

In October 2022, the Federal Reserve Board finalized updates to the Board’s rule for debit card transactions, which went into effect July 1, 2023.

Feb 21, 2024
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Article
Advocacy

Charles Potts: Convening With the Spirit of More

Thomas Edison once said, “Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” The message resonates, but the standout word for me is “more.”

Feb 20, 2024
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Article
Payments

Sharing the Load With Participation Loans

When a bank wants to provide a loan above its lending limits, it’s time to turn to participation loans. But what are the benefits and risks involved for community banks?

Feb 19, 2024
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Article
Lending

SouthState Bank Unlocks the Doors to Homeownership

The annual income required of potential homebuyers recently experienced its largest increase on record.

Feb 15, 2024
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Article

Lindsay LaNore: Developing Drive

Drive. It’s a quality we all need and a characteristic we look for when hiring new employees, considering who to promote and identifying leaders within the bank. Yet, it’s often elusive.

Feb 14, 2024
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Article

Out of Office: Curtis Anderson

The executive vice president of $12.6 billion-asset Veritex Community Bank in Dallas, Texas, relives his childhood through his collection of unique vending and self-service machines from decades past.

Feb 26, 2024
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Article

Jim Reber: The Big Chill

Might the bond market be range-bound in 2024?

Feb 16, 2024
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Article
Growing the Community

Countybank's Half-Century of Charitable Giving

In a show of unwavering support, Countybank founded the Countybank Foundation more than 50 years ago to fulfill its mission to improve every community it serves.

Feb 12, 2024
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Article

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