Legislation and Regulation

Learn how regulatory changes in 2026, including stablecoin legislation and Section 1071 exemptions, will shape the future of community banking.

Learn about the historical context of the ILC loophole, its implications for community banks and the ongoing regulatory debates surrounding this critical issue.

Thanks to advocacy work from community bankers and ICBA, fairer regulatory compliance standards are on the horizon.

Community bankers share common goals for protecting depositors.

The HPPA curbs trigger leads and reinforces the trust at the heart of community banking.

Fintech and crypto firms continue to seek out trust charters for deposit-like products, raising policy questions and competitive risks for community banks.

When a member of Congress introduces a bill that would affect the community banking industry, ICBA analyzes its implications, provides guidance and begins putting pen to paper. Here’s how ICBA uses letters to try to influence Congress.

A rundown of five areas where ICBA’s advocacy is making an impact.

Customer-owned mutual banks offer a community-focused banking model.