Advocacy

Learn how regulatory changes in 2026, including stablecoin legislation and Section 1071 exemptions, will shape the future of community banking.

Learn about the historical context of the ILC loophole, its implications for community banks and the ongoing regulatory debates surrounding this critical issue.

Community bankers share common goals for protecting depositors.

Credit union acquisitions of community banks are leaving lasting scars on local economies—reducing small business lending, limiting mortgage access and weakening community reinvestment. But community banks are fighting back, armed with data and grassroots advocacy to protect Main Street and their local communities.

The HPPA curbs trigger leads and reinforces the trust at the heart of community banking.

Fintech and crypto firms continue to seek out trust charters for deposit-like products, raising policy questions and competitive risks for community banks.

When a member of Congress introduces a bill that would affect the community banking industry, ICBA analyzes its implications, provides guidance and begins putting pen to paper. Here’s how ICBA uses letters to try to influence Congress.

A rundown of five areas where ICBA’s advocacy is making an impact.

Customer-owned mutual banks offer a community-focused banking model.