Ag Lending

Whether it’s loans for individuals or businesses, community banks’ lending activities keep America running. These high-performing community bank lenders, representing a diverse range of communities and specialties, tell us how they use innovation and relationship-based banking to support their customers’ dreams.

Whether it’s navigating tumultuous markets or providing employees with remote work options, flexibility is a key component in the success of this year’s ICBA top lenders. These community banks have stepped up to thoughtfully support customers’ goals from application to completion.

Working in an agricultural community, Farmers and Merchants Bank is supporting its farm customers by innovating its products and services.

As technology evolves, so do the needs of farmers. From cloud usage to digital lending solutions, ag lending experts explain how community banks can best support their farming clientele.

When ag retailers started offering financing options from national companies at the point of sale, Choice Bank hit back with the development of an innovative POS digital origination platform.

Interest rates are up, house prices are down, and the uncertain economic environment persists. But through it all, community banks have continued to make smart, strategic lending decisions, all with the aim of helping the individuals and businesses in their communities achieve their dreams. In these pages, we reveal the most successful loan producers according to lending category and asset size, and hear from some of the winners as to how they exemplify the community bank difference.

Many lenders are looking for ways to mitigate risk and ease economic burden for their customers amid a predicted recession. Three community bank lenders share their advice for lending during an economic downturn.

ICBA is dedicated to ensuring the role of community banks is properly communicated to policymakers so community banks can remain viable and compete on a level playing field.

Agtech—the application of technology to every aspect of the food production process, from farm to table—is growing in importance to the mission of ICBA and community banks.