Physical Security

As regulators mull easing the requirements for call reports, there are methods that community banks can employ now to streamline the process.

For the CEO and board chair of $295 million-asset Three Rivers Bank of Montana in Kalispell, Montana, fly fishing is an opportunity for connection and reflection.

Community banks stand the test of time. In this month’s issue, we’re celebrating banks that have been around for 100, 150, 200 years, and that’s an achievement to be honored—but it’s not surprising.

ICBA is helping community banks navigate the AI-accelerated threat landscape.

Gateway Bank in Mendota Heights, Minnesota, goes the extra mile for its communities through its Gateway Gives program.

Expert insights from top community bankers on how banks can use data analytics, employee engagement and innovative products to grow deposits.

Regulatory complexities, ongoing cost pressures, low interest rates and other industry changes have posed new challenges to community banks. Independent Banker caught up with several chief financial officers to discuss how community banks are navigating the ever‑changing landscape.

Audit requirements have eased for banks with less than $1 billion in assets due in part to the Part 363 reforms in late 2025. Here’s what community banks need to know about the new rule and how it could affect them in the coming exam cycle.

Due in part to AI, technology and security risks are rapidly evolving, pushing community banks to think about technology planning beyond the traditional budget cycle. Several community banks told us how they’re balancing technology adoption, timing and investment priorities.