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Mitigating Risk in Construction Draw Loans
Construction projects hold great potential but also come with risks. Addressing these challenges head-on will help mitigate each loans risk.
Growth Goals: Navigating IPOs and OTC Trading
Is your community bank thinking about launching an initial public offering or over-the-counter trading of stocks to raise liquidity?
Smart Org Changes That Could Boost Your Bank’s Trajectory
As community banks face increased competition, emerging roles and employees’ desire for advancement, it could be the right time for your community bank to assess its organizational structure.
2025 Lending Outlook: Cautious Optimism
Falling interest rates are expected to fuel borrowing activity at community banks. We examine the prospects for commercial, consumer/mortgage and ag lending in the new year.
4 Regulatory Developments Coming in 2025
Community bankers have a variety of new regulatory changes to prepare for in 2025, across agencies and banking functions. As always, forewarned is forearmed.
2025 Community Bank CEO Outlook: Balancing Between Deposits and Loans
While the business of community banking is ongoing, a new year is always a good time to take stock of the challenges and opportunities ahead.
Michael Benedict: Make Portfolio Strategy Fun Again
Things are looking up for portfolio management in 2025.
Lance Noggle: It's Time to Bolster Cybersecurity Measures—Now and Forever
As the costs of data breaches continue to rise, it’s essential for community banks to access and use available federal cybersecurity tools for combating fraudsters and bad actors.