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New York-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Profitability Solutions 2016 Sept

September 2016 | 1 A Double Shot of Profitability Profitability September 2016 Credit Card Lending Transformed p.4 + Insuring Peace of Mind p.10 2 | Profitability Solutions ...

Aug 1, 2025

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NJ - Coverage Fact Sheet

Community banks average 41 branches per county, and total to 859 branches statewide. *LMI (low-to-moderate income) counties are defined as counties where at least 25 percent of the population...

Oct 15, 2025

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AZ-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Oregon-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Statement for Senate Crypto Hearing

www.icba.org/advocacy July 28, 2022 Cryptocurrencies, including stablecoins, must be subject to comprehensive and effective regulation The Independent Community Bankers of America,...

Jul 31, 2025

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Positive Pay and Reverse Positive Pay Guide

Check & ACH Fraud: A Brief Guide to Positive Pay and Reverse Positive Pay October 2025 This publication is for general information purposes and is not intended to be, and should not be taken...

Nov 3, 2025

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ICBA Best Practices for Community Bank Core Processors

ICBA BEST PRACTICES FOR COMMUNITY BANK CORE PROCESSORS January 2018 The ICBA Best Practices for Community Bank Core Processors (“Core Processor Best Practices”) are designed to help core...

Aug 1, 2025

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Information Technology Services Agreement (ITSA)

Account ID: 27294 OID: 00000000 Prepared for: ICBA Bancard, Inc. Page 1 INFORMATION TECHNOLOGY SERVICES AGREEMENT ICBA Bancard, Inc. 1615 L Street NW, Suite 900 Washington DC...

Jul 31, 2025

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SBA Diect Lending Threatens Small Business Access to Credit

SBA DIRECT LENDING THREATENS SMALL BUSINESS ACCESS TO CREDIT ICBA OPPOSES PROPOSALS FOR SBA 7(A) DIRECT LENDING ICBA opposes proposals to create an SBA 7(a) direct lending program. Such a ...

Jul 31, 2025

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ICBA_Letter_Support_HR1426_17.03.31

March 31, 2017 The Honorable Keith Rothfus U.S. House of Representatives Washington, D. C. 20515 Dear Representative Rothfus: On behalf of the more than 5,800 community banks...

Aug 1, 2025

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Exposition Agreement

EVT_1205A21 1. MANAGEMENT & EXHIBITION OBJECTIVES Independent Community Bankers of America (hereinafter also referred to as “ICBA”) shall mean it and its officers, agents or employees active for...

Jul 31, 2025

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CRA Asset Threshold Briefing Paper

February 17, 2022 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Crossing a New CRA Asset Size Threshold? What Your Bank Needs to Know. By Mickey Marshall Introduction ...

Jul 31, 2025

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Community Reinvestment Act (CRA) - Summary of the 2022 Interagency Proposed Rule

June 14, 2022 1 Community Reinvestment Act (CRA): Summary of the 2022 Interagency Proposed Rule1 Introduction The Community Reinvestment Act (“CRA”)2 was enacted in 1977 to combat...

Jul 31, 2025

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ltr011116

American Bankers Association American Financial Services Association American Land Title Association Consumer Bankers Association Consumer Mortgage Coalition Credit Union National...

Aug 1, 2025

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18.10.26_ReciprocalDepositCL

October 26, 2018 Robert E. Feldman Executive Secretary Attention: Comments/Legal ESS Federal Deposit Insurance Corporation 550 17th Street NW Washington, D.C. 20429 Re: Limited...

Aug 1, 2025

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ICBA Comment on Docket

Via electronic submission December 2, 2024 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20522 RE: Petition for...

Jul 30, 2025

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S 1002 Leave Behind

www.icba.org/advocacy THE CLEAR RELIEF ACT OF 2017 (S. 1002)   Background    The Community Lending Enhancement and Regulatory Relief Act (the CLEAR Relief Act, H.R. 2133) was  ...

Aug 1, 2025

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Comprehensive CRA Final Rule Summary

1 2023 CRA Final Rule Summary Disclaimer: This summary does not, and is not intended to, constitute legal advice. It is further not intended to be a comprehensive guide to the Community...

Jul 31, 2025

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Letter to Administration on AI Regulatory Reform

October 27, 2025 Submitted electronically via Federal Register Office of Science and Technology Policy Executive Office of the President 1650 Pennsylvania Ave NW Washington, DC 20502 ...

Nov 3, 2025

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