Consumer Financial Services Roster

Consumer Financial Services Subcommittee Chairman P.J. Wharton Yampa Valley Bank Steamboat Springs, CO Vice Chairman John T. McElyea Amarillo National Bank Amarillo, TX Subcommittee Member ...

Dialogue-On-Demand-2025

independentbanker.org // 14 DIGITAL OPPORTUNITIES  2025 Dialogue-on-Demand Videos WHAT IS A DIALOGUE-ON-DEMAND VIDEO? Pre-produced 10-minute Zoom (or Webex) customized video, designed to...

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Regulatory Update - Deposit Insurance (Updated October 2025)

October 2025 ICBA Regulatory Update: Deposit Insurance Topic/Issue: Deposit Insurance Reforms, Deposit Insurance Assessments Agency: FDIC Background and Status: I. Base Deposit...

AML Reform NDAA Letter

July 20, 2020 The Honorable Adam Smith Chairman, U.S. House Committee on Armed Services 2216 Rayburn House Office Building Washington, D.C. 20515 The Honorable Mac Thornberry Ranking...

ILC White Paper

ILC INDUSTRIAL LOAN COMPANIES Closing the Loophole to Avert Consumer and Systemic Harm JULY 2023 icba.org 2 TABLE OF CONTENTS Executive Summary and...

Six Keys to Effective Commercial Business Development

11/3/22 1 Six Keys To Effective Commercial Business Development 1 TOM HERSHBERGER CEO tom@crossfinancial.com OPPORTUNITIES. SOLUTIONS. RESULTS. 2 11/3/22 2 Culture (noun, cul-ture) a...

2024 Certification News - Q3

How I Work Arlene Cooper Arlene Cooper is the Internal Audit Officer at CNB Bank in Carlsbad, New Mexico and holds Certified Community Bank Internal Auditor (CCBIA) and Certified Community...

ICBA PAC Thanks to Our Sponsors

ICBA PAC Thanks Our Amazing Sponsors Sponsor Level Abraham Camarena, First New Mexico Bank, Las Cruces, Las Cruces, NM Premier The Citizens Bank Of Clovis, Clovis, NM Premier Brett...

Close Industrial Loan Company Loophole

CLOSE INDUSTRIAL LOAN COMPANY LOOPHOLE INDUSTRIAL LOAN COMPANIES: “BANKS” OWNED BY COMMERCIAL COMPANIES Industrial loan companies (ILCs) are the functional equivalent of full-service banks....

TX-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

EGRPRA guide

Community Bank Guide to Preparing EGRPRA Statement and Comments Summary As part of the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (“EGRPRA”), the three banking...

Support for Close the ILC Loophole Act of 2021

March 1, 2022 The Honorable Jesús G. (“Chuy”) García The Honorable Lance Gooden United States House of Representatives United States House of Representatives Washington, D.C. 20515 ...

Joint Letter on Mortgage Rates

The Hon. Lael Brainard Director of the National Economic Council and Assistant to the President for Economic Policy The White House 1600 Pennsylvania Avenue, NW Washington, DC 20500 ...

South Carolina-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Mississippi

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Letter to FDIC Board Regarding Pending ILC Applications

February 10, 2023 The Honorable Martin J. Gruenberg Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RE: Pending FDIC Deposit Insurance Applications...

18.06.29_PostalBankingLetter

June 29, 2018 The Honorable Steven T. Mnuchin Secretary of the Treasury U.S. Department of the Treasury 1500 Pennsylvania Avenue, N.W. Washington, DC 20220 Dear Secretary Mnuchin:...

Rural America & Agriculture Notebook

2023 MONDAY, MAY 15, 2023 2023 RURAL AMERICA- AGRICULTURE COMMITTEE MONDAY, MAY 15, 2023 ICBA RURAL AMERICA/AG COMMITTEE MEETING NOTEBOOK TABLE OF CONTENTS TAB 1 Meeting...

ICBA Letter in Opposition to FNDCB National Trust Bank Charter Application

July 30, 2025 Sebastian R. Astrada Director for Licensing Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219 RE:...