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ICBA LETTER RE 7.15.25 DODD-FRANK HEARING
July 14, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
Letter in Response to EGRPRA Review
October 23, 2025 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E–218, Washington, DC 20219 Ann E. Misback,...
12-15-2025 Risk Summary Report
Week of 15 December 2025 | Issue 313 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...
South Carolina-3
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
California-37
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
ltr102616
October 26, 2016 The Honorable Lynn Jenkins U.S. House of Representatives Washington, D.C. 20515 Dear Representative Jenkins: On behalf of the nearly 6,000 community banks...
Letter to FinCEN on CIP Information Collection
Via electronic submission May 28, 2024 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Docket Number FINCEN-2024-0009 Dear...
Bulletin UPDATE 02 - Batch Processing Delay - P1C 01.17.2025
Bulletin ID: 436156 Topic Type: Issue Ticket: IN25016208575 Solutions: Payments One Credit (P1C) What you need to know As communicated earlier, FIS® has identified an issue...
FraudPrevention_ICBA_ThoughtLeadership2026
THOUGHT LEADERSHIP 2026 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org Your fraud prevention solutions are key to protecting community...
Check Fraud - Detection Mechanisms
Check Fraud: Detection Mechanisms October 2024 icba.org | 1 Introduction This document explains some of the potential technology solutions and operational mechanisms that are available to...
Serving Agriculture and the Rural Economy
Community Banks Play a Vital Role in Serving Agriculture & Rural America Serving Agriculture and the Rural Economy Serving the Ag Sector – Community banks are vital providers of credit and...
2017 Advocacy Summary
OVER 10,000 PLAN FOR PROSPERITY SIGNATURES 350+ ADVOCATE CONGRESSIONAL MEETINGS 30% INCREASE IN DIGITAL ACTIVATIONS SUSTAINING MOMENTUM The regulatory relief momentum in Washington and...
NV-2
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
Texas-19
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Texas-2
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Strategic Planning for Your Community Bank
Strategic Planning for Your Community Bank: It’s All about Your Strategy! ICBA – Community Banker University® November 29, 2022 Marci Malzahn, President & Founder Overview • Strategic Plan...
Letter on Acquisitions Using Subordinated Debt
September 10, 2024 Hon. Todd Harper Chairman National Credit Union Administration 1775 Duke St #4206, Alexandria, VA 22314 RE: CREDIT UNIONS ARE TURNING TO WALL STREET TO FUND THE...
Comments on Resubmitted Rakuten Application
February 12, 2021 Kathy Moe Regional Director FDIC San Francisco Regional Office 25 Jessie Street at Ecker Square San Francisco, California 94105 Re: FDIC Deposit Insurance...
19.03.11_VolckerLTR
Via electronic submission March 11, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...
Michigan
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
ICBA Summary High Cost Mortgages
ICBA Summary of the High- Cost Mortgage / Home Ownership and Equity Protection (HOEPA) Rule December 2016 Month Year Mon Contact: Joe Gormley Assistant Vice President &...
Visa Business News, Acquirers Must Ensure Small Merchants Meet New Data Security Program Compliance Requirements, Oct 2015
AI04821 Risk Management | Data Security 29 October 2015 This article originally ran in the 29 October 2015 edition of the Visa Business News. It has been updated to clarify the criteria...
Escrow Administration Solution Available for Community Banks
H igh-Priced Mortgage Loans (HPMLs) and loans secured by manufactured homes are required by RESPA to be escrowed. Proposed regulatory changes may require escrows on a wider range of loans in ...
Joint Trades Trust Charter Comment Letter (July 2025)
July 17, 2025 Via Electronic Mail John (J.J.) Hansen, Director for Licensing Community Bank Regions: Midwest, West Carolina Ledesma, Director for Licensing Community Bank Regions: South,...
18.10.02_2155hearing
www.icba.org/advocacy October 2, 2018 Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act: The Community Bank Perspective On behalf of the nearly...
ICBA EGRPRA Comment Letter
March 11, 2025 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E–218, Washington, DC 20219 Ann E. Misback,...
BankPolicies
Send or Fax Registration to:: Community Banker University, PO Box 267, Sauk Centre, MN 56378 Fax: (320) 352-5366 Phone: (800) 422-7285, ext. 7334 Email: communitybankeruniversity@icba.org ...
2013ICBACommunityBankPaymentsSurveyKeyFindings
1 November 12, 2013 2013 ICBA Community Bank Payments Survey: Key Findings About the Study Since 2007, the Independent Community Bankers of America (ICBA) has conducted a biennial ...
Positive Pay Guide
Check & ACH Fraud: A Brief Guide to Positive Pay and Reverse Positive Pay October 2025 This publication is for general information purposes and is not intended to be, and should not be taken...
Written Statement on Check Fraud
Check Fraud: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the nation with nearly 50,000 locations, appreciates the...
Joint ROADs Letter to Congress Sec 705 Final
November 17, 2025 The Honorable Tim Scott The Honorable Elizabeth Warren Chairman Ranking Member Committee on Banking, Housing Committee on Banking, Housing And Urban Affairs ...
Introduction to Commercial Lending
INTRODUCTION TO COMMERCIAL LENDING Brad Stevens Stevens Risk Management Making Banking Better Making Bankers Better INTRODUCTION Brad Stevens BA, Degree Economics, MBA, Finance 30 Plus...
State Associations Joint Letter to Representatives Supporting the ACRE Act
March 5, 2025 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA) and community banks...
Massachusetts-4
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Wyoming
icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...
Bank Director Program Newsletter - Jan/Feb 2016
Community Bank Director news From the ICBA Community Bank Director Program January/February 2016 IN WASHINGTON Liberating Truth By Camden R. Fine, President and...
18.05.08_farmbill
Dear Members of the House of Representatives: The undersigned state banking associations, which represent 5,700 community banks in the United States, most of which are in rural areas, thank...
ltr100815
October 8, 2015 The Honorable Mitch McConnell The Honorable Harry Reid Senate Majority Leader Senate Minority Leader United States Senate United States Senate Washington,...
ICBA OCC CRA Benchmarks NPR Comment - 2021
Submitted via Regulations.gov January 21, 2020 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E–218 ...
Response to First Blockchain Bank & Trust, N.A.'s Application for National Bank Charter
Via Electronic Mail March 2, 2021 The Director for District Licensing Western District Main Office 1225 17th Street Suite 300 Denver, CO 80202 Re: National Bank Charter...