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Affirming our continued support for the Community Development Financial Institutions (CDFI) Fund

October 23, 2025 The Honorable Scott Bessent Secretary of the Treasury U.S. Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 The Honorable Russell Vought Director...

Nov 3, 2025

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Comments on Cloud Computing Business Practices

June 23, 2023 Via Electronic Submission Federal Trade Commission Office of the Secretary 600 Pennsylvania Avenue NW Washington, DC 20580 Dear Sir or Madam, The...

Jul 31, 2025

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PrintAdSpecs_IB_2025

independentbanker.org PRINT ADVERTISING SPECIFICATIONS  2025 NOTICE: All submitted materials are subject to review, edit, and approval by ICBA to meet ICBA’s style guidelines. The audience of...

Oct 4, 2025

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Texas

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Alabama-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Important Exhibitor Info

NASHVILLE Gaylord Opryland, Nashville, TN March 11–14, 2025 | icba.org/live Important Exhibitor Info Please note the items and dates that will need your attention. Feel free to contact Julie with...

Jul 31, 2025

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19.05.20_PostalBanking

May 20, 2019 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of community banks across the country, with more than 52,000 locations, I write to...

Aug 1, 2025

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19.07.31_Bowman

July 31, 2019 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 Washington,...

Aug 1, 2025

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20.04.20_JointLetterQM

1 April 20, 2020 The Honorable Kathleen L. Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Dear Director Kraninger: The undersigned...

Jul 31, 2025

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ltr071116

American Bankers Association Consumer Bankers Association Consumer Mortgage Coalition Credit Union National Association Housing Policy Council of The Financial Services Roundtable ...

Aug 1, 2025

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17.10.05_Ag_ltr

October 5, 2017 House and Senate Agricultural Appropriations and Agriculture Committee Chairs and Ranking Members: The American Bankers Association (ABA) and the Independent Community...

Aug 1, 2025

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AL

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Bank Director Program Newsletter Nov-Dec

FedNow and Faster Digital Payments “FedNow can be another positive differentiator for our nation’s community banks, but we must be ready for this real-time service and its 24/7/365 requirements.” ...

Jul 31, 2025

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ICBA Education Registration Form

Please Note Attendance at all ICBA programs will be considered on a first come, first served basis. If the program is canceled, ICBA’s liability is limited to the registration fee. ...

Nov 7, 2025

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ICBA AND STATES JOINT STATEMENT FOR HFSC DEPOSIT INSURANCE HEARING 11.18.2025

1 Deposit Insurance Reform: The Nationwide Community Bank Perspective On behalf of the Independent Community Bankers of America (ICBA), the undersigned state banking associations...

Nov 17, 2025

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FEMA RFI Re-Entry Credentialing TX and LA

Region Private Sector Update: Hurricane Harvey Louisiana/Texas Re-entry Information Region VI Private Sector Update: Hurricane Harvey Re-entry Information Be advised that Local Law Enforcement...

Aug 1, 2025

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18.07.20_NACHAltr

Submitted via email July 20, 2018 Mr. Michael Herd Senior Vice President, ACH Network Administration NACHA – The Electronic Payment Association 2550 Wasser Terrace, Suite 400 ...

Aug 1, 2025

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PA

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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ICBA - Advanced Tax Return Analysis

ADVANCED TAX RETURN ANALYSIS FOR THE BANKER Presented by: Osburn & Associates, LLC AUTHOR/INSTRUCTOR DAVID L. OSBURN, MBA, CCRA David Osburn, is the founder of Osburn & Associates, LLC that...

Jul 31, 2025

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Letter Opposing HR 7003

May 13, 2022 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

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Serving Agriculture and the Rural Economy

Community Banks Play a Vital Role in Serving Agriculture & Rural America Serving Agriculture and the Rural Economy Serving the Ag Sector – Community banks are vital providers of credit and...

Jul 31, 2025

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California-43

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Risk Weighting for Community Banks

Create Opportunities ©2022 CliftonLarsonAllen LLP  |  1    Risk Weighting for Community Banks  CLA Call Report Preparation Training Note: The following guidance applies to the circumstances...

Jul 31, 2025

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ICBA Letter on April 2 House Financial Services Committee Markup

April 1, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 30, 2025

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cl091213

September 12, 2013 Technical Director Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Leases (Topic 842), a revision of the 2010 proposed FASB Accounting...

Aug 1, 2025

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ICBA Letter on NCIRP

February 14, 2025 Via Electronic Submission Cybersecurity and Infrastructure Security Agency U.S. Department of Homeland Security 245 Murray Lane Washington, D.C. 20528-0380 RE:...

Jul 30, 2025

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NC - SBA Fact Sheet

Community Bank Small Business Administration Lending NORTH CAROLINA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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ltr111215

November 12, 2015 The Honorable James Inhofe The Honorable Bill Shuster Chairman Chairman Committee on Environment & Public Works Committee on Transportation & Infrastructure ...

Aug 1, 2025

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MS-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Iowa-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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NJ-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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QAonHR3329

    Questions and Answers Concerning the Enactment of H.R. 3329 (Small Bank Holding Company Policy Statement) In general, what does the enactment of H.R. 3329 mean for community banks? ...

Aug 1, 2025

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Consumer Cardholder Agreement

114131211109 TCM BANK, N.A. CARDHOLDER AGREEMENT Effective Date: March 31, 2026 This Cardholder Agreement (this “Agreement”), together with the other Cardholder Documents described below,...

Jul 24, 2025

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ICBA-LIVE-2026-Registration-Form

Amount $ Send me an invoice Pay by check payable to ICBA Pay by credit card Card Holder Name Credit Card Number Expiration Date CSC Credit Card Signature Pay by ACH Name: ...

Sep 4, 2025

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cl103013

October 30, 2013 Robert deV. Frierson, Secretary Board of Governors of the Federal Reserve System 20th Washington, DC 20551 Street and Constitution Avenue, NW Docket No. R-1411 ...

Aug 1, 2025

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CoBank Report - Outlook for Ag Sector in 2022

i 2022 THE YEAR AHEAD: Forces That Will Shape the U.S. Rural Economy DECEMBER 2021 COBANK KNOWLEDGE EXCHANGE REPORT – 2022, THE YEAR AHEAD: FORCES THAT WILL SHAPE THE U.S. RURAL ECONOMY ...

Jul 31, 2025

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ADCPrintRegForm

St. Pete Beach, FL • October 15-17, 2017 REGISTRATION INFORMATION CANCELLATIONS If registration is canceled more than 30 days prior to the conference, you will receive a full refund. If...

Aug 1, 2025

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2025 Certification News - Q1

How I Work Michael Hoehn Michael Hoehn is the Assistant Compliance Officer and CRA Officer at First Metro Bank in Muscle Shoals, Alabama. Hoehn explains how he navigates banking regulations...

Nov 10, 2025

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Bulletin RESOLUTION - Batch Processing Delay - P1C 01.18.2025

Bulletin ID: 890235 Topic Type: Resolution Ticket: IN25016208575 Solutions: Payments One Credit (P1C) What you need to know FIS® has resolved an issue affecting Payments One®...

Jul 30, 2025

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ID - Coverage Fact Sheet

Community Bank Presence in Contrast IDAHO Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Nov 3, 2025

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19.11.13_FOMproposal_summary

November 2019 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Re-Proposed Rule to Exclude Urban Core Areas from Credit Union Service Areas Executive Summary The National Credit...

Aug 1, 2025

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Massachusetts-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Statement for Tax Gap Hearing

www.icba.org/advocacy June 10, 2021 The Tax Gap: Enhanced Bank Reporting Must Be Rejected Statement for the Record Submitted by the Independent Community Bankers of America, 1615 L...

Jul 31, 2025

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Missouri

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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IB_ExpertsPromo_2025

EXPERTS PRINT PROFILE Nothing establishes credibility like a print presence! Available in multiple sizes for articles between 175 and 500 words, our Experts Print Profiles offer a unique...

Oct 4, 2025

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ICBA Response to Modernizing Payments Executive Order RFI 1 (1)

June 30, 2025 Tyler Curtis Director, Office of Consumer Policy U.S. Department of the Treasury Washington, D.C. 20220 Re: Request for Information related to the Executive Order 14247,...

Jul 30, 2025

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Comments on Fed Climate Risk Principles

February 6, 2023 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th St. and Constitution Ave. NW Washington, DC 20551 Re: Principles for...

Jul 31, 2025

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New York-22

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Indiana-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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2015PassThroughPrinciplesLetter

The Honorable Orrin Hatch Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Ron Wyden Ranking Member Committee on...

Aug 1, 2025

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cl031716a

March 17, 2016 Alfred M. Pollard General Counsel Federal Housing Finance Agency 400 7th St SW, Eighth Floor Washington, D.C. 20219 Re: Proposed Rule; Enterprise Duty to...

Aug 1, 2025

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Kansas

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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ltr072715

July 27, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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WA-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Texas-34

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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FraudPrevention_ICBA_ThoughtLeadership2026

THOUGHT LEADERSHIP 2026 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org Your fraud prevention solutions are key to protecting community...

Dec 17, 2025

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North Carolina-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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DigitalBanking_ICBA_ThoughtLeadership2026

THOUGHT LEADERSHIP 2026 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org Highlight your newest offerings, products and solutions in Digital...

Dec 17, 2025

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TCM Disclosures

Rewards Platinum Credit Card Information on this disclosure was accurate as of March 31, 2026. This card will be issued and administered by TCM Bank, N.A. Before you submit your application,...

Jul 24, 2025

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