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Retail Banking

ad-sponsored-text Featured Webinars View Retail Banking Example Text Banking on Relationships: Designing Experiences That Deliver 12/2/25 | Webinar Browse other banking related articles, webinars,...

Industry Experts

View All Industry Experts Articles Example Text Featured Webinars ad-sponsored-text Industry Experts Featured Webinars Subscribe Now Banking on Relationships: Designing Experiences That Deliver...

Fraud Hits All Generations: Turning Protection Into a Growth Strategy

WEBINAR | Fraud Hits All Generations: Turning Protection Into a Growth Strategy Nov 4, 2025 We'll explore how institutions can proactively protect consumers across all life stages, unlock new...

Forecasting and Modeling for CECL and ALM: Dynamic Risk Management

WEBINAR | Forecasting and Modeling for CECL and ALM: Dynamic Risk Management Nov 13, 2025 We will focus on the role of forecasting and modeling in building a strong risk management framework,...

Modern Positive Pay for a Modern Fraud Problem

WEBINAR | Modern Positive Pay for a Modern Fraud Problem Nov 18, 2025 In this session, we’ll cover the must-have features for 2025 and show how community institutions can match big-bank defenses...

Main Street Matters

ad-sponsored-text Main Street Matters Blog Featured Webinars News Watch Today Banking on Relationships: Designing Experiences That Deliver 12/2/25 | Webinar Subscribe Today This site does not have...

Home

Columns Check out this month’s digital edition Feel the rhythm at ICBA LIVE 2025! Some Text Category 1 View all Compliance & Risk Example Text Feel the rhythm at ICBA LIVE 2025! Some Text Category...

Marketing Opportunities

Independent Banker covers the topics and trends most important to community bank senior executives and is the number one source of community banking news for ICBA members. The magazine’s mission is...

Advocacy

Subscribe to Our Newsletter Sign up for the Independent Banker newsletter to receive twice-monthly emails about new issues and must-read content you might have missed. ad-sponsored-text Featured...

Print Subscription

Independent Banker® is the monthly publication of the Independent Community Bankers of America, recognized as the number one source ICBA members rely on for community banking news. ICBA members...

Email Subscription

Subscribe to the Independent Banker Newsletter Sign up below to receive Independent Banker via email. Looking to sign up for the print edition of Independent Banker Magazine? Sign up here!

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committee-guidelines

Committee Guidelines Thank you for volunteering your time to serve community banking as a member of an ICBA committee, council or task force. To help ICBA achieve its many and varied goals, your...

Jul 24, 2025

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Bulletin UPDATE 22 - Application Issue 01.17.2025

Bulletin ID: 450973 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Community Bank Perspective on BCFP

COMMUNITY BANK PERSPECTIVE ON THE BUREAU OF CONSUMER FINANCIAL PROTECTION August 2018 www.icba.org http://www.icba.org page 2 Community Bank Perspective on The Bureau of Consumer...

Aug 1, 2025

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bank-education-roster

Bank Education Committee Chairman Anita Drentlaw New Market Bank Lakeville, MN Vice Chairman Andrew Black Princeville State Bank Princeville, IL Committee Member Tim R. Aiken Union Bank, Inc....

Jul 24, 2025

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Ad (2.375 x10) no bleeds

A R E YO U R E A DY ? Join your community banking friends and family at the Henry B. González Convention Center. Take a break from winter in the San Antonio sun. Come to learn, be...

Jul 31, 2025

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Bank Director Program Newsletter - May/June 2018

COMMUNITY BANK DIRECTOR NEWSLETTER Portfolio Power. Barbell Structure May Be The Right Regimen. By: Jim Reber As yields continue to set cyclical highs during 2018, many community bankers have...

Aug 1, 2025

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Community Bank Marketing Strategist

For more detailed information | icba.org/certification | 800-422-7285 Share Certification Success Community bankers who achieve certification earn a digital badge and can effortlessly share with...

Aug 7, 2025

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Loan Commitee Presentation Skills Training

1 2 Author/ Instructor DAVID L. OSBURN, MBA, CCRA David Osburn, is the founder of Osburn & Associates, LLC that specializes in providing seminars, webinars, and keynote speeches to bankers,...

Jul 31, 2025

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Expense Policy - Copy

J:\Common\Policies\General Member Expense Policy March 2017.doc Independent Community Bankers of America EXPENSE ACCOUNT POLICY GENERAL GUIDELINES  When...

Jul 31, 2025

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MT - SBA Fact Sheet

Community Bank Small Business Administration Lending MONTANA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Joint Letter to FHFA on Credit Scores 17.02.08

February 8, 2017 The Honorable Melvin Watt Director Federal Housing Finance Agency Constitution Center 400 7th Street SW Washington, DC 20219 Dear Director Watt: On behalf of the...

Aug 1, 2025

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.BANK Marketing Brochure

TRUST YOUR CUSTOMERS’ MOST VALUABLE ASSET EARN YOUR CUSTOMERS' ONGOING TRUST TODAY: WWW.REGISTER.BANK/GET-STARTED Your internal policies and institutional reputation are important components...

Aug 1, 2025

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Legislative and Regulatory Update - Trigger Leads (1)

July 2024 ICBA Regulatory Update: Trigger Leads Topic/Issue: Mortgage Trigger Leads Agency: CFPB Status: A trigger lead is a marketing product that credit reporting agencies...

Jul 31, 2025

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FSISAC info sharing and situational updates

FS-ISAC 9/17/18 INFORMATION SHARING OPTIONS AND SITUATION UPDATES FOR HURRICANE FLORENCE Summary Storm Update As of 3:00 pm EDT, the remnants of Florence are located about 240 miles west of...

Aug 1, 2025

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Statement-for-the-Record-for-Hearing-on-FinCEN.pdf

September 9, 2025 The Financial Crimes Enforcement Network: Recommendations for Better Coordinated and More Effective Policies and Enforcement The Independent Community Bankers of...

Nov 3, 2025

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Joint Letter on Guarantee Fees

July 22, 2021 The Honorable Kyrsten Sinema The Honorable Rob Portman United States Senate United States Senate 317 Hart Senate Office Building 448 Russell Senate Office Building ...

Jul 31, 2025

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Fourth Quarter Playbook Strategies for 2022

Fourth Quarter Playbook: Strategies for 2022 Jim Reber, President/CEO October 13, 2022 ICBA Securities icbasecurities.com 2 Latest Non-Farm Payroll Numbers  2010-Feb. 2020 Average: +186K ...

Jul 31, 2025

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Bulletin UPDATE 10 - Application Issue 01.16.2025

Bulletin ID: 772229 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Bulletin UPDATE 07 - Application Issue 01.15.2025

Bulletin ID: 114748 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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ICBA's COVID-19 Agency Rulemaking Delay Letter

Via electronic submission March 30, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 The Honorable Jelena...

Jul 31, 2025

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ltr060816

June 8, 2016 The Honorable Mel Watt Director Federal Housing Finance Agency Dear Director Watt: Very recently the undersigned trade associations learned that the Federal Housing...

Aug 1, 2025

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Massachusetts-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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EVT_2340A24_2025 Capital Summit_Registration

To Register Email: events@icba.org Questions? For further information, call 1-866-843-4222 or email us at events@icba.org Consent to Use of Photos & Video Content Registration, attendance, or...

Aug 7, 2025

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South Carolina-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Arizona-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New York-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Colorado-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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OR - SBA Fact Sheet

Community Bank Small Business Administration Lending OREGON SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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NR092815

ABA, ALTA, CBA, CUNA, FSR, ICBA, and NAFCU Support CFPB Commission Bill Washington, D.C. (September 28, 2015) – The American Bankers Association (ABA), American Land Title Association (ALTA),...

Aug 1, 2025

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Visa SavingsEdge Issuer Overview 2018

Visa SavingsEdge® can help issuers and merchants strengthen relationships with small business owners May 2018 Visa SavingsEdge Visa Confidential2 Visa SavingsEdge Confidentiality notice...

Aug 1, 2025

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Bank Director Program Newsletter - Mar-April 2021

Bankers Don’t Foresee Full Economic Recovery Until 2022 or Later PAYCHECK PROTECTION PROGRAM EXPECTED TO BE AT TOP OF PRESIDENT BIDEN’S BANKING AGENDA By IntraFi Network Despite some...

Jul 31, 2025

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MT - Coverage Fact Sheet

Community Bank Presence in Contrast MONTANA Community Bank Branch Locations Community banks in MT represent 95% of rural* counties 94% of LMI* counties 96% of all MT counties In many...

Nov 3, 2025

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Testimony on Cyber and Data Security

Testimony of Jeffrey K. Newgard President and Chief Executive Officer Bank of Idaho On behalf of the Independent Community Bankers of America Before the United States...

Jul 31, 2025

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Regulatory Update - Reg II Debit Interchange

July 2024 ICBA Regulatory Update: Reg II – Proposed Rule to Reduce Debit Interchange   Topic/Issue: Debit Interchange and Routing Agency: Federal Reserve Board Overview: On...

Jul 31, 2025

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ltr072115b

  1        July 21, 2015  VIA ELECTRONIC SUBMISSION www.regulations.gov  Mary Ziegler, Director  Division of Regulations, Legislation and Interpretation  Wage and Hour Division ...

Aug 1, 2025

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IA - Coverage Fact Sheet

Community Bank Presence in Contrast IOWA Community Bank Branch Locations Community banks in IA represent 100% of rural* counties 100% of LMI* counties 100% of all IA counties In many...

Oct 15, 2025

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ICBA Comment Letter on AML/CFT Proposed Rule

Via electronic submission September 3, 2024 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Anti-Money Laundering and Countering the...

Jul 31, 2025

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06-10-2024 Risk Summary Report

© 2024 FS-ISAC, Inc. | All Rights Reserved. TLP GREEN Community Institution & Associations Risk Summary Report Week of 10 June | 2024 Edition | Vol. 235 ...

Jul 30, 2025

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ICBA Letter Supporting S 387

February 22, 2017 The Honorable David Perdue United States Senate Washington, D.C. 20510 Dear Senator Perdue: On behalf of the nearly 6,000 community banks represented by ICBA, I...

Aug 1, 2025

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Regulatory Update - Beneficial Ownership

July 2024 ICBA Regulatory Update: Beneficial Ownership Rule Topic/Issue: Beneficial Ownership Status: On April 1, 2021, FinCEN issued an Advance Notice of Proposed Rulemaking...

Jul 31, 2025

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Idaho-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bank Director Program Newsletter - Sept/Oct 2017

6 Like enterprises of all sizes, in virtually every sector, community banks face the growing threat of ransomware attacks that could lock up their data. Increasingly savvy cybercriminals have...

Aug 1, 2025

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Bank Compliance Bundle Catalog

For more detailed information visit our website at www.icba.org/eduation or call Community Banker University at 800-422-7285. LEARN MORE. LEARN FORWARD. • Americans with Disabilities Act...

Jul 31, 2025

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Bit by Bit, It All Adds Up

iCBA ProF i tAB i L i ty soLut ions14 iCBA ProF i tAB i L i ty soLut ions Bit by Bit, it all adds Up increase the yield on your installment Loans for a Better Bottom Line Consumer lending...

Aug 1, 2025

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cl020113

February 1, 2013 Submitted via http://www.regulations.gov Ms. Monica Jackson, Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street, NW ...

Aug 1, 2025

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Bank Director Newsletter July-August

Inside 2 How to Build an AI Policy at Your Community Bank 4 Whole Lotta Thinkin’ Going On Continued on page 6 Upcoming Events Bank Director Forums Livestreams Sept. 11 Dec. 4 April 3 & June 5...

Sep 17, 2025

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South Carolina-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Arizona-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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