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Bank Director Program Newsletter Sept-Oct
Price Pullback Prospects Availability of Discount Bonds Causes a Rethink of Strategies By Jim Reber I’ve learned a few things about human nature as it relates to bond portfolio management over...
ICBA Comments on Industrial Loan Company Proposal
October 11, 2024 James P. Sheesley Assistant Executive Secretary Attention: Comments—RIN–AF88 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429. RE: NOTICE OF...
1071 Outline of Proposals
October 4, 2020 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 DFA Section 1071 Working Group Summary of Outline of Proposals A. Scope of proposed rule Though the statutory...
Joint Letter on OCC Interpretative Letter 1176
February 11, 2021 Blake Paulson Acting Comptroller Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219 Dear Mr. Paulson: The undersigned trade...
GA - SBA Fact Sheet
Community Bank Small Business Administration Lending GEORGIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...
ICBA Letter in Opposition to the Deposit Insurance Application of Stellantis Bank USA
March 16, 2025 Paul Worthing Regional Director San Francisco FDIC 25 Jessie Street at Ecker Square, Suite 2300 San Francisco, CA, 94105-2780 RE: ICBA LETTER IN OPPOSITION TO THE...
Joint Trades Statement on Subchapter V
October 23, 2023 Members of the Subchapter V Task Force American Bankruptcy Institute 66 Canal Center Plaza Suite 600 Alexandria, VA 22314 Dear Members of the Task Force: The...
Regulatory Update - Bank Fees (Updated May 2025)
May 2025 ICBA Regulatory Update: Bank/Deposit Account Fees Topic/Issue: Deposit Account Fees Agencies: CFPB, FDIC, OCC, FRB Status: ➢ CFPB • Overdraft Lending Final Rule –...
ICBA Letter Supporting William Briggs for SBA Deputy Administrator
March 3, 2025 The Honorable Joni Ernst The Honorable Edward J. Markey Chair Ranking Member Committee on Small Business Committee on Small Business & Entrepreneurship &...
ICBA One Pager USDA Express
Support H.R. 5877, the “USDA Express Loan Act” As Congress writes a new farm bill in 2024, it presents an opportunity to address many needs facing farmers and ranchers. This includes quick...
Certification News Q2 2020
By Brad Stevens, Stevens Risk Management, LLC In medical terms “triage” is defined as the process that is used to assess the viability of patients, determine urgency, and prioritize treatment. ...
18.09.12_DataSecurityltr
September 12, 2018 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member House Committee on Financial Services House Committee on Financial Services ...
Exhibit Prize Drawings
NASHVILLE Gaylord Opryland, Nashville, TN March 11–14, 2025 | icba.org/live Exhibit Prize Drawings This form must be returned by February 12, 2025 ICBA encourages you to provide a prize at your...
Joint Letter on Aggregation Services Market
1 August 2, 2022 Via Electronic Mail Hon. Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, D.C. 20552 Re: Petition for rulemaking...
Joint Letter Opposing SBA Direct Lending
November 17, 2021 The Honorable Charles Schumer The Honorable Mitch McConnell Majority Leader Minority Leader Washington, D.C. 20510 Washington, D.C. 20510 Dear Majority Leader...
LA - Coverage Fact Sheet
Community Bank Presence in Contrast LOUISIANA Community Bank Branch Locations Community banks in LA represent 100% of rural* counties 100% of LMI* counties 100% of all LA counties In...
ICBA Comment Letter on AML/CFT Proposed Rule
Via electronic submission September 3, 2024 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Anti-Money Laundering and Countering the...
ICBA_TCH_cl_021415
February 13, 2015 Via Electronic Delivery David Cotney Chairman Emerging Payments Task Force Conference of State Bank Supervisors 1129 20th Street NW Washington, DC 20036 Re: Draft...
SEC Comment Letter on Schedule 13F
Via Electronic Submission September 27, 2020 Vanessa A. Countryman, Secretary Securities and Exchange Commission 100 F. Street, NE Washington, D.C. 20549 Re: Reporting Threshold for...
Letter on Prohibiting IRS Financial Surveillance Act
October 19, 2021 The Honorable Drew Ferguson U.S. House of Representatives Washington, D.C. 20515 Dear Representative Ferguson: On behalf of ICBA and the nearly 50,000 community...
Bulletin UPDATE 21 - Application Issue 01.17.2025
Bulletin ID: 402929 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...
Markup Letter on LIBOR, De Novo Bills
July 28, 2021 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Republican Committee on Financial Services Committee on Financial Services U.S. House of...
MO
Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...
CoBank Report - Outlook for Ag Sector in 2022
i 2022 THE YEAR AHEAD: Forces That Will Shape the U.S. Rural Economy DECEMBER 2021 COBANK KNOWLEDGE EXCHANGE REPORT – 2022, THE YEAR AHEAD: FORCES THAT WILL SHAPE THE U.S. RURAL ECONOMY ...
18.06.27_HR4015
June 27, 2018 The Honorable Michael Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing and Committee on Banking, Housing and Urban...
ME
Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...
18.03.15_2155ltr
March 15, 2018 United States Senate Washington, D.C. 20510 Dear Senator: The nearly 5,700 community banks across the United States are extremely grateful for Senate passage of...
The Small Business Digital Payments Strategy for the Community Bank White Paper
The Small-Business Edition of ICBA Bancard’s Digital Payments Strategy Guide September 2020 The Small-Business Edition of ICBA Bancard’s Digital Payments Strategy Guide September...
Regulatory Capital Rule-Emergency Capital Investment Program Comment Letter
Via Electronic Submission May 21, 2021 Chief Counsel’s Office Attn: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E–218 Washington, DC 20219 ...
Letter to Chairman Gruenberg Regarding Special Assessment
April 13, 2023 The Honorable Martin J. Gruenberg Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Dear Chairman Gruenberg: The...
Virginia
icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...
Texas-34
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Digital Payments Transformation Exercise One
DIGITAL PAYMENTS TRANSFORMATION WORKBOOK FEB 2023 EXERCISE ONE 3 Exercise One: Establishing a Valuation of Digital Transformation Business Objectives KEY LEARNING: Defining the Most...
Support for Making the CFPB Accountable to Small Business Act
August 18, 2022 The Honorable Scott Fitzgerald U.S. House of Representatives Washington, D.C. 20515 Dear Representative Fitzgerald: On behalf of ICBA and the nearly 50,000...
Support for Resolution of Disapproval on 1071 Rule
April 13, 2023 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of ICBA and the nearly 50,000 community bank locations we represent, I write to...
18.06.012_GSIBltr
June 12, 2018 Ann E. Misback, Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 Docket No. R-1604; RIN...
Oklahoma-5
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
Lender Livestock Trust Letter 7-28-20
July 28, 2020 The Honorable Pat Roberts The Honorable Debbie Stabenow Chairman Ranking Member U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition &...
State Associations Joint Letter to Representatives Supporting the ACRE Act
March 5, 2025 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA) and community banks...
Rhode Island
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...