ad-sponsored-text

Skip to Main Content
ICBA
ICBA

Search Articles

Type
Sort

IT MSP, Integris, Reveals Top IT Trends for the Second Year in New Report, “Understanding US Banks’ Annual IT Spend in 2025”

Discover where banks stand on technology in 2025! Our survey of 1,000+ bank executives reveals IT’s growing role, key infrastructure needs, cybersecurity concerns, and economic impacts.

Mar 01, 2025
|
Article
Payments

Loan Pricing strategies: Don’t let your bank become a Castaway.

With rapidly changing market conditions, your bank could easily find itself isolated like Tom Hanks in Castaway, on a desert island alone.

Mar 01, 2025
|
Article
Lending Payments

Jacob Eisen: The Difference Between Direct and Agent Bank Credit Card Programs

Credit cards remain the most widely used credit product in the U.S., and the Federal Reserve’s latest payments study points to a continued climb in the number of card transactions, their overall...

Feb 05, 2025
|
Article
Payments

Kick Lending Up a Notch With Digital Solutions

Increased efficiency and fewer errors are just two of the benefits of digitalizing your loan production process.

Feb 05, 2025
|
Article
Payments

Future-Proofing Community Banks: Upgrading Check Processing to Enhance Security, Efficiency, and Remain Competitive

Checks remain vital, requiring banks to consolidate systems for better efficiency and fraud mitigation. Modern solutions enhance security, streamline processing, and provide real-time fraud detection.

Feb 01, 2025
|
Article
Payments

7 Lessons Learned by FedNow® Service Participants

Financial institutions live on the FedNow Service have shared valuable lessons they learned along their instant payment journeys.

Feb 01, 2025
|
Article
Payments

Powering Potential: Rethinking Your Payments Strategy With ICBA Payments

ICBA Payments hasn’t just rebranded. It has begun a multiyear phased investment strategy to modernize its technology and service offerings, which are designed to elevate your bank’s payments strategy.

Feb 05, 2025
|
Article
Payments

Lance Noggle: It's Time to Bolster Cybersecurity Measures—Now and Forever

As the costs of data breaches continue to rise, it’s essential for community banks to access and use available federal cybersecurity tools for combating fraudsters and bad actors.

Jan 01, 2025
|
Article
Payments

How Can Community Banks Ride the Digital Wallet Wave?

Looking to drive card usage and ensure continued deposit recapture? As the use of digital wallets continues to accelerate, here’s how you can participate and benefit from this trend.

Jan 01, 2025
|
Article
Payments

Can Software Solve Your Bank's Board Management Woes?

From scheduling and information-sharing to bolstered security, board management software could smooth the bumps in the road that come with manual management processes.

Dec 01, 2024
|
Article
Payments

The Hidden Risks of Legacy Technology: A Community Banker’s Guide

IBT Apps’ newest ebook is available now! Explore the critical risks of legacy systems and learn about a modern solution that helps future-proof your bank.

Dec 01, 2024
|
Article
Compliance Payments

Easing the Way: Current and Upcoming Banking Technology Trends

The best technology is the kind that supports both the customer and the community bank. We look at some key industry challenges and where tech could potentially ease pain points.

Nov 01, 2024
|
Article
Payments

Time’s Up for Excel & Managing Credit Risk

The problem is the overuse of Excel leads many community banks to embrace terrible tradeoffs – especially in commercial lending. It’s time to ditch your spreadsheets.

Nov 01, 2024
|
Article
Payments

Can Faster Payments Lead to Faster Fraud?

Community banks can thwart criminals’ attempts to scam people via instant payments by deploying multilayered controls, including educating customers on how to not fall for scams.

Oct 01, 2024
|
Article
Payments

Helpful Tips for Streamlining the Core Conversion Process

At each step of the process, a core conversion will hold new challenges. Make sure you have the tools and knowledge to address these issues and support your employees through it all.

Oct 01, 2024
|
Article
Payments

How Generative AI Can Revolutionize Cybersecurity in Community Banking

As AI grows in prominence, it’s spreading across different facets of the banking industry and its operations.

Oct 01, 2024
|
Article
Payments

Charles Potts: How Fintech Relationships Can Lessen Compliance Burdens

Compliance consistently ranks as one of the highest business expenses for community banks, and that cost is expected to climb.

Sep 20, 2024
|
Article
Payments

Is Your Community Bank Ahead of the Pack on Instant Payments?

Whether it’s through RTP or FedNow, many community banks are still exploring how instant payments rails can fulfill the needs of and benefit their customers.

Sep 19, 2024
|
Article
Payments

Tips For Sending Transactions Over The FedNow® Service

By enabling customers to send instant payments via the FedNow® Service versus only receive, banks can gain a faster, stronger ROI.

Sep 17, 2024
|
Article
Payments

Charles Potts: 4 Natural Advantages of Solution Provider Partnerships

I have been evangelizing for a while about the importance of strategic partnerships, and now, we’ve come to a place where these very relationships are bolstering community banks’ businesses.

Aug 20, 2024
|
Article
Payments

ad-sponsored-text