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S. 2155 Implementation Matrix as of September 2019

1 Blue rows are already in effect. Last updated: Sept. 30, 2019 Section/Subject Summary Agency Status Sec. 101 – Minimum Standards for Residential Mortgage Loans Certain mortgage loans...

Aug 1, 2025

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Texas-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Affirming our continued support for the Community Development Financial Institutions (CDFI) Fund

October 23, 2025 The Honorable Scott Bessent Secretary of the Treasury U.S. Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 The Honorable Russell Vought Director...

Nov 3, 2025

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FL-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Colorado

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Credit risk and the COVID-19 crisis

Visa Consulting & Analytics Credit risk and the COVID-19 crisis Considering collections 1 Visa Consulting & Analytics The COVID-19 crisis represents one of the biggest disruptions in the...

Jul 31, 2025

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New Jersey

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Legislative Update - SAFE - Cannabis Banking

July 2024 Legislative Update: Safe Harbor for Cannabis Banking Status: While cannabis use is illegal under federal law, more than 20 states and the District of Columbia have approved...

Jul 31, 2025

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Ohio-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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CBLR State Association letter (RIN 3064–AG17) 1.30.26.pdf

January 30, 2026 Federal Deposit Insurance Corporation Jennifer M. Jones, Deputy Executive Secretary 550 17th Street NW Washington, DC 20429. Office of the Comptroller of the Currency ...

Jan 30, 2026

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Maine-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Mississippi

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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CybersecurityAssessmentSummaryMay2017Update

INSERT YEAR HERE Contact Information: Jeremy Dalpiaz AVP, Cyber and Data Security Policy Jeremy.Dalpiaz@icba.org ICBA Summary of FFIEC Cybersecurity Assessment Tool (May 2017...

Aug 1, 2025

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Hill Payments Charter Letter

October 13, 2020 The Honorable Nancy Pelosi The Honorable Mitch McConnell Speaker Majority Leader U.S. House of Representatives U.S. Senate H-232, U.S. Capitol S-230,...

Jul 31, 2025

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New Mexico-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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North Carolina-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Key Principles for a New Farm Bill

Key Principles for a New Farm Bill in 2023 Supporting the Farm Sector & Rural America As Congress writes a new farm bill in 2023, it presents an opportunity to address many needs facing rural...

Jul 31, 2025

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test030514

  k On behalf of the nearly 7,000 community banks represented by the Independent Community Bankers of America (ICBA), thank you for convening today’s hearing titled: “Data Security: ...

Aug 1, 2025

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Close Industrial Loan Company Loophole

CLOSE INDUSTRIAL LOAN COMPANY LOOPHOLE INDUSTRIAL LOAN COMPANIES: “BANKS” OWNED BY COMMERCIAL COMPANIES Industrial loan companies (ILCs) are the functional equivalent of full-service banks....

Jul 31, 2025

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Alabama-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Professional Services Agreement

1 PROFESSIONAL SERVICES AGREEMENT This Professional Services Agreement is entered into this 1st day of August, 2020 (“Effective Date”), by and between Fidelity Information Services, LLC,...

Jul 31, 2025

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ID - SBA Fact Sheet

Community Bank Small Business Administration Lending IDAHO SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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Kentucky-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Washington-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Hawaii-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bank Director Program Newsletter - Jan/Feb 2015

January/February 2015 Community Bank Director From the ICBA Community Bank Director Program Inside 3 MANAGEMENT More Banks Apply Metrics to Employee Bonus Compensation 5 RETAIL...

Aug 1, 2025

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The ICBA Overdraft Payment Services Study (2012 Summary)

The ICBA Overdraft Payment Services Study © 2012 Independent Community Bankers of America carla.taylor Typewritten Text carla.taylor Typewritten Text June 2012 carla.taylor Typewritten Text ...

Aug 1, 2025

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New Hampshire

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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ID-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Bank Director Program Newsletter - Nov/Dec 2018

COMMUNITY BANK DIRECTOR NEWSLETTER Shareholder Activism Defense: Enforcement of an Advance Notice Bylaw for a Bank Holding Company By: Steven M. Haas, Partner, and Peter G. Weinstock, Partner,...

Aug 1, 2025

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Joint Letter on NFIP Reauthorization

September 14, 2021 The Honorable Nancy Pelosi Speaker United States House of Representatives Washington, DC 20515 The Honorable Charles Schumer Majority Leader United States Senate ...

Jul 31, 2025

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Rhode Island

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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test071714

k On behalf of the more than 6,500 community banks represented by the Independent Community Bankers of America, thank you for convening today’s hearing on the Department of Justice’s ...

Aug 1, 2025

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UT - Coverage Fact Sheet

Community Bank Presence in Contrast UTAH Community Bank Branch Locations Community banks in UT represent 62% of rural* counties 80% of LMI* counties 76% of all UT counties In many...

Oct 15, 2025

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Stablecoin Legislation Issue Brief 2025

July 14, 2025 The Latest on Digital Assets Legislation and Community Bank Policy Priorities ICBA has directly engaged with policymakers on developing a regulatory framework for...

Jul 30, 2025

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New York

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr071117

July 11, 2017 The Honorable Rodney Frelinghuysen Chairman House Committee on Appropriations H-305, The Capitol Washington, DC 20515 Dear Chairmen Frelinghuysen and Ranking Member...

Aug 1, 2025

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cl031716a

March 17, 2016 Alfred M. Pollard General Counsel Federal Housing Finance Agency 400 7th St SW, Eighth Floor Washington, D.C. 20219 Re: Proposed Rule; Enterprise Duty to...

Aug 1, 2025

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Illinois

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Illinois

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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