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Enhancing Credit Opportunities for Rural America Act of 20221 - ECORA

ENHANCING CREDIT OPPORTUNITIES FOR RURAL AMERICA ACT OF 2021 (ECORA) NEED FOR LEGISLATION ECORA would help ensure farmers, ranchers, and eligible rural homeowners can access credit at lower...

Jul 31, 2025

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ltr072313

July 23, 2013 The Honorable Max Baucus The Honorable Orrin Hatch Chairman Ranking Member Committee on Finance Committee on Finance United States Senate United States Senate ...

Aug 1, 2025

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Committee Notebook Part 2

Topics for Open Session ▶ Economic Conditions Affecting the Farm Credit System ▪Economic indicators during COVID-19 ▪Commodities and trade ▪Agriculture sector income ▶ FCS Condition and...

Jul 31, 2025

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ltr110513

November 5, 2013 U.S. Representative Frank Lucas U.S. Representative Collin Peterson Chairman Ranking Member Committee on Agriculture ...

Aug 1, 2025

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Maryland-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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2017LEADFWDRegForm

REGISTER TODAY ONLINE www.icba.org/leadfwd FAX 320-352-5567 MAIL ICBA Attn: Conference Registrar 518 Lincoln Road P.O. Box 267 Sauk Centre, MN 56378 CANCELLATION Cancellation must be received...

Aug 1, 2025

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Bank Own ICBAOnboardingGuide [V.7]

1 | P a g e Onboarding Guide Version 1.4 3D-Secure o The Three Domain Secure (3-D Secure™ or 3DS) Protocol has been developed to improve transaction performance online and to accelerate the...

Aug 1, 2025

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CA-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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UT - Coverage Fact Sheet

Community Bank Presence in Contrast UTAH Community Bank Branch Locations Community banks in UT represent 62% of rural* counties 80% of LMI* counties 76% of all UT counties In many...

Nov 3, 2025

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Illinois

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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test031815

Testimony of J. David Williams Chairman and CEO of Centennial Bank Lubbock, TX On behalf of the Independent Community Bankers of America Before the United States...

Aug 1, 2025

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North Carolina-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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NV

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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ltr062017a

June 20, 2017 Honorable Ajit Pai Chairman Federal Communications Commission 445 12th Street, SW Washington, D.C. 20554 Dear Chairman Pai: We write to encourage the Federal...

Aug 1, 2025

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UT - SBA Fact Sheet

Community Bank Small Business Administration Lending UTAH SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Florida-21

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr111913

November 19, 2013 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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NC

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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California-31

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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18.02.14_DataSecurityStatement

www.icba.org/advocacy February 14, 2018 Data Security: The Community Bank Perspective On behalf of the nearly 5,700 community banks represented by ICBA, we thank Chairman Luetkemeyer,...

Aug 1, 2025

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ltr061115a

June 11, 2015 The Honorable Harold Rogers The Honorable Nita M. Lowey Chairman Ranking Member Committee on Appropriations Committee on Appropriations U.S. House of...

Aug 1, 2025

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17.11.06_H.R.1_ltr

November 6, 2017 The Honorable Kevin Brady The Honorable Richard Neal Chairman Ranking Member Committee on Ways and Means Committee on Ways and Means U.S. House of...

Aug 1, 2025

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cl091417

Submitted Electronically – http://www.regulations.gov September 14, 2017 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW ...

Aug 1, 2025

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Illinois-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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GA-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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18.10.30_HMDAsummary

October 2018 1 | P a g e ICBA Summary of Regulation C, the Home Mortgage Disclosure Act I. BACKGROUND The Home Mortgage Disclosure Act (“HMDA”) enacted in 1975, requires...

Aug 1, 2025

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Regulatory Update - Deposit Insurance

July 2024 ICBA Regulatory Update: Deposit Insurance Topic/Issue: Deposit Insurance Reforms, Deposit Insurance Assessments Agency: FDIC Background and Status: I. Base Deposit...

Jul 31, 2025

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Texas-25

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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test050715

1 Statement for the Record Senate Judiciary Committee Hearing entitled S. 1137, the “PATENT ACT” – Finding Effective Solutions to Address Abusive Patent Practices May 7, 2015 ...

Aug 1, 2025

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cl092517a

September 25, 2017 Melissa Smith, Director Division of Regulations, Legislation and Interpretation Wage and Hour Division U.S. Department of Labor 200 Constitution Avenue, NW, Room S-3502 ...

Aug 1, 2025

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ltr072215

July 22, 2015 The Honorable David Vitter The Honorable Jeanne Shaheen Chairman Ranking Member Committee on Small Business Committee on Small Business & Entrepreneurship & Entrepreneurship ...

Aug 1, 2025

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IL-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Texas-33

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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DE - SBA Fact Sheet

Community Bank Small Business Administration Lending DELAWARE SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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ltr031314

March 13, 2014 The Unites States Senate Washington, D.C. 20510 Dear Senator: On behalf of the 7,000 community banks represented by ICBA, I write to express our support for the Homeowner ...

Aug 1, 2025

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ltr060315a

June 3, 2015 The Honorable Charles Grassley The Honorable Patrick Leahy Chairman, Senate Judiciary Committee Ranking Member, Senate Judiciary Committee United States Senate United States...

Aug 1, 2025

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QAonHR3329

    Questions and Answers Concerning the Enactment of H.R. 3329 (Small Bank Holding Company Policy Statement) In general, what does the enactment of H.R. 3329 mean for community banks? ...

Aug 1, 2025

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Texas-22

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr031814

March 18, 2014 United States Senate Washington, D. C. 20510 Dear Senator: On behalf of the nearly 7,000 community banks represented by ICBA, I would like to use this opportunity to ...

Aug 1, 2025

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Maryland-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Mutual Bank Council Agenda

icba.org | info@icba.org | 866-443-4222 ONE MISSION. COMMUNITY BANKS.® ICBA Mutual Council Meeting Agenda Room Name: Meeting Room 7 May 15, 2023, 8:30 a.m. – 11:00 a.m....

Jul 31, 2025

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cl031716

March 17, 2016 Mr. Robert F. Storch Chief Accountant Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Re: Proposed Revisions to the Consolidated Reports...

Aug 1, 2025

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cl052915

Aug 1, 2025

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OH

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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cl052813

May 28, 2013 Federal Housing Finance Agency Office of Housing and Regulatory Policy Constitution Center 400 Seventh Street SW Ninth Floor Washington, DC 20024 RE: Lender-Placed...

Aug 1, 2025

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ltr022615

February 26, 2015 BY COURIER AND ELECTRONIC DELIVERY Ms. Jan Estep, Chief Executive Officer NACHA – The Electronic Payments Association 2550 Wasser Terrace, Suite 400 Herndon, VA 20171 ...

Aug 1, 2025

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ICBA Markup Letter for the Ensuring Diversity in Community Banking Act of 2019

December 9, 2019 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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Massachusetts-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr102913

October 29, 2013 The Honorable Bob Goodlatte Chairman Committee on the Judiciary U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Goodlatte, We commend you for...

Aug 1, 2025

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ltr042715a

April 27, 2015 The Honorable Steve Womack The Honorable Jim Himes U.S. House of Representatives U.S. House of Representatives Washington, DC 20515 Washington, DC 20515 Dear...

Aug 1, 2025

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VT-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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cl032315

Submitted electronically March 23, 2015 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed Rule...

Aug 1, 2025

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Financial Inclusion Report

FINANCIAL INCLUSION REPORT SEPTEMBER 2021 icba.org http://www.icba.org TABLE OF CONTENTS Background...

Jul 31, 2025

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ltr092016

September 20, 2016 United States Senate Washington, D.C. 20510 Dear Senator: Community bankers across the country are outraged by the rampant consumer fraud perpetrated by...

Aug 1, 2025

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test062514

Credit Availability in Rural America Sean Williams Independent Community Bankers of America House Agriculture Committee Subcommittee on Livestock, Rural Development...

Aug 1, 2025

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Maryland-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Colorado-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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19.08.23_FDICcompetitions

Via electronic submission August 23, 2019 Ms. Jennifer Jones Counsel MB-3105 Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Re: Information...

Aug 1, 2025

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Financial Inclusion Report

FINANCIAL INCLUSION REPORT SEPTEMBER 2021 icba.org http://www.icba.org TABLE OF CONTENTS Background...

Jul 31, 2025

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test062514

Credit Availability in Rural America Sean Williams Independent Community Bankers of America House Agriculture Committee Subcommittee on Livestock, Rural Development...

Aug 1, 2025

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