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Mutual Capital Principles Position Paper

Core Principles for Mutual Capital Instruments Regulatory Objectives • Establish a consistent and efficient framework for mutual banks to raise CET1 or Tier 1 capital. • Ensure uniform...

Nov 3, 2025

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Comment Letter on Possible Changes to Industry Guide 3

May 8, 2017 Secretary Securities and Exchange Commission 100 F Street, NE Washington, DC 20549-1090 Re: Request for Comment on Possible Changes to Industry Guide 3 (Statistical ...

Aug 1, 2025

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Capital Summit Farm Bill

SUPPORTING THE FARM SECTOR & RURAL AMERICA The new farm bill, which must be reauthorized by September 30, 2023, presents an opportunity to address many needs facing rural America and our farmers...

Jul 31, 2025

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19.02.11_NALsSandbox_CL

Via electronic submission February 11, 2019 Mr. Paul Watkins Assistant Director, Office of Innovation Consumer Financial Protection Bureau 1700 G St, NW Washington, DC 20552 Re:...

Aug 1, 2025

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Letter on NCUA Simplified Capital Proposal

October 15, 2021 Ms. Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Capital Adequacy: The...

Jul 31, 2025

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cl062714

Submitted electronically June 27, 2014 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: CFPB eRegulations...

Aug 1, 2025

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Comments on Credit Score Models

August 25, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Validation and Approval of Credit Score...

Jul 31, 2025

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CRRD_ltr_18.01.09

January 9, 2018 The Honorable Pat Roberts Chairman U.S. Senate Committee on Agriculture 109 Hart Senate Office Building Washington, D.C. 20510 The Honorable Debbie Stabenow Ranking...

Aug 1, 2025

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cl090415

CONSUMER MORTGAGE COALITION HOUSING POLICY COUNCIL of the FINANCIAL SERVICES ROUNDTABLE INDEPENDENT COMMUNITY BANKERS of AMERICA NATIONAL ASSOCIATION of FEDERAL CREDIT UNIONS September...

Aug 1, 2025

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Bank Director Program Newsletter July-August

The Rising Importance of Climate Change at Financial Institutions By Brandon Koeser Banking organizations have no shortage of economic factors to navigate as geopolitical tensions continue and...

Jul 31, 2025

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New Jersey-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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New Mexico

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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AR - Coverage Fact Sheet

Community Bank Presence in Contrast ARKANSAS Community Bank Branch Locations Community banks in AR represent 100% of rural* counties 100% of LMI* counties 100% of all AR counties In...

Nov 3, 2025

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UT - Coverage Fact Sheet

Community Bank Presence in Contrast UTAH Community Bank Branch Locations Community banks in UT represent 62% of rural* counties 80% of LMI* counties 76% of all UT counties In many...

Nov 3, 2025

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ICBA Statement for Hearing on Romance Confidence Scams

Combating Crypto-Enabled Scams: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the nation with nearly 50,000 locations,...

Jul 30, 2025

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ltr072913a

July 29, 2013 Chairman Jay Rockefeller Committee on Commerce, Science and Transportation U.S. Senate 531 Hart Senate Office Building Washington, D.C. 20510 Ranking Member John...

Aug 1, 2025

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Nebraska-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint Letter on Withdrawing CRA Rule

May 3, 2021 Via Electronic Mail Mr. Blake Paulson Acting Comptroller Office of the Comptroller of the Currency 400 7th Street, SW Washington, D.C. 20219 Re: Request to...

Jul 31, 2025

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Regulatory Update - Reg II Debit Interchange (Updated May 2025)

May 2025 ICBA Regulatory Update: Durbin Reg II – Proposed Rule to Reduce Debit Interchange   Topic/Issue: Debit Interchange and Routing Agency: Federal Reserve Board Status:...

Aug 7, 2025

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WV - SBA Fact Sheet

Community Bank Small Business Administration Lending WEST VIRGINIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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