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UT - Coverage Fact Sheet

Community Bank Presence in Contrast UTAH Community Bank Branch Locations Community banks in UT represent 62% of rural* counties 80% of LMI* counties 76% of all UT counties In many...

Nov 3, 2025

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ICBA Statement for Hearing on Romance Confidence Scams

Combating Crypto-Enabled Scams: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the nation with nearly 50,000 locations,...

Jul 30, 2025

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Hawaii-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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cl090415

CONSUMER MORTGAGE COALITION HOUSING POLICY COUNCIL of the FINANCIAL SERVICES ROUNDTABLE INDEPENDENT COMMUNITY BANKERS of AMERICA NATIONAL ASSOCIATION of FEDERAL CREDIT UNIONS September...

Aug 1, 2025

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Bank Director Program Newsletter July-August

The Rising Importance of Climate Change at Financial Institutions By Brandon Koeser Banking organizations have no shortage of economic factors to navigate as geopolitical tensions continue and...

Jul 31, 2025

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CRRD_ltr_18.01.09

January 9, 2018 The Honorable Pat Roberts Chairman U.S. Senate Committee on Agriculture 109 Hart Senate Office Building Washington, D.C. 20510 The Honorable Debbie Stabenow Ranking...

Aug 1, 2025

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New Jersey-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr072913a

July 29, 2013 Chairman Jay Rockefeller Committee on Commerce, Science and Transportation U.S. Senate 531 Hart Senate Office Building Washington, D.C. 20510 Ranking Member John...

Aug 1, 2025

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Nebraska-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Comments on Credit Score Models

August 25, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Validation and Approval of Credit Score...

Jul 31, 2025

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Expo Online Directory

EVT_1628A23 EXPO ONLINE DIRECTORY EXHIBITOR DATES: MARCH 13–15, 2024 ORLANDO WORLD CENTER MARRIOTT—FLORIDA For your company to be listed in the 2024 Expo Directory, please complete the entire...

Jul 31, 2025

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Utah-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Kentucky-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Idaho

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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WV - SBA Fact Sheet

Community Bank Small Business Administration Lending WEST VIRGINIA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Comment Letter IFR Real Estate Appraisals

June 1, 2020 Robert E. Feldman Executive Secretary, Federal Deposit Insurance Corporation 550 17th Street, N.W. Washington, D.C. 20429 Ann E. Misback Secretary, Board of...

Jul 31, 2025

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test120313

      Testimony of B. Doyle Mitchell, Jr. President and CEO of Industrial Bank Washington, D.C. On behalf of the Independent Community Bankers of America Before the United...

Aug 1, 2025

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3. Travel Accident Insurance Rider

COPY O NLY Travel Accident Insurance; underwritten by Federal Insurance Company, one of the Chubb Group of Insurance Companies. Your Institution is a sponsoring member of the Financial...

Aug 7, 2025

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test062917

On behalf of the more than 5,800 community banks represented by ICBA, we thank Chairman Crapo, Ranking Member Brown, and members of the Senate Banking Committee for convening today’s hearing on...

Aug 1, 2025

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ltr062416

June 24, 2016 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Recordkeeping for Timely Deposit Insurance...

Aug 1, 2025

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Disclosures by FDIC-Insured State Nonmember Banks

    November 26, 2018 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re:...

Aug 1, 2025

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Comment Letter on Real Estate Lending Standards

July 26, 2021 Mr. James P. Sheesley Assistant Executive Secretary Attention: Comments/Legal ESS RIN 3064-AF72 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC ...

Jul 31, 2025

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LettertoCongress091216a

September 12, 2016 The Honorable Mike Bost U.S. House of Representatives Washington, D.C. 20515 Dear Representative Bost: On behalf of the more than 6,000 community banks represented...

Aug 1, 2025

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MD - SBA Fact Sheet

Community Bank Small Business Administration Lending MARYLAND SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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MA-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Travelers and ICBA Highlight Sheet

ICBA Insurance Program COMMUNITY BANKS Key ICBA member benefits Through the Travelers ICBA Insurance Program, you get access to all of the advantages of a Travelers policyholder, along with...

Jul 30, 2025

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Bank Director Program Newsletter - May/June 2018

COMMUNITY BANK DIRECTOR NEWSLETTER Portfolio Power. Barbell Structure May Be The Right Regimen. By: Jim Reber As yields continue to set cyclical highs during 2018, many community bankers have...

Aug 1, 2025

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01-05-2026 Risk Summary Report

Week of 5 January 2026 | Issue 314 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...

Jan 9, 2026

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Letter to Secretary Yellen on Climate Risks

December 13, 2021 The Honorable Janet Yellen Secretary U.S. Treasury 1500 Pennsylvania Avenue, NW Washington DC 20220 Re: Climate Risks and Community Banks Dear...

Jul 31, 2025

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NY - SBA Fact Sheet

Community Bank Small Business Administration Lending NEW YORK SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Materials for Sr Management & Directors

EDU_2016A23 BSA/AML Video Training Series Senior Management & Directors 2 BSA/AML Training | Senior Management & Directors Overview of the Training 1 Key Principles 2 Role of Directors...

Aug 7, 2025

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Legislative Update - Stablecoins (Updated Feb 2026)

February 2026 Digital Assets: Ensure Regulatory Frameworks Preserve Community Bank Lending ICBA is fighting to ensure any legislation crafting a regulatory framework for digital assets ...

Feb 23, 2026

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Kentucky

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Comment Letter for FinCEN Cryptocurrency Mixer Proposal

January 22, 2024 Via Electronic Submission Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Proposal of Special Measure Regarding Convertible Virtual...

Jul 31, 2025

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Letter Supporting Protecting Financial Privacy Act

September 27, 2021 The Honorable Tommy Tuberville United States Senate Washington, D.C. 20510 Dear Senator Tuberville: On behalf of ICBA and the nearly 50,000 community bank...

Jul 31, 2025

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NC-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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California-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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TCM Disclosures

Rewards Platinum Credit Card Information on this disclosure was accurate as of March 31, 2026. This card will be issued and administered by TCM Bank, N.A. Before you submit your application,...

Jul 24, 2025

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How To - Custom Banner Ads + Socials w Design Layouts-1

How to Place Banner Ads These banners are built to Google standards, which means they will work for almost every possible online placement. The only item you will need to provide is a click-thru...

Jul 31, 2025

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ltr030415

March 4, 2015 The Honorable Blaine Luetkemeyer Chairman Subcommittee on Housing and Insurance Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear...

Aug 1, 2025

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Main St Coalition PSPA Changes

1 April 6, 2021 The Honorable Janet Yellen Secretary Department of the Treasury 1500 Pennsylvania Ave, NW Washington, DC 20220 The Honorable Mark A. Calabria Director Federal...

Jul 31, 2025

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Virginia-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter Relating to CARES Act and Net Operating Losses

June 22, 2020 The Honorable Charles Grassley The Honorable Ron Wyden Chairman Ranking Member Senate Finance Committee Senate Finance Committee 219 Dirksen Building 219 Dirksen...

Jul 31, 2025

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Digital Payments Transformation Workbook

Digital Payments Transformation Workbook 1 TABLE OF CONTENTS Your Digital Payments Transformation Journey ............................................................................2 ...

Oct 16, 2025

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20180104 Equifax FAQs Final (1)

www.icba.org/advocacy 1 ICBA’S EQUIFAX LAWSUIT: Q & A WHAT IS THE CASE ABOUT? The 2017 Equifax data breach is deeply troubling, not only for its massive scale, but also for the failure of...

Aug 1, 2025

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ltr072913d

American Financial Services Association Community Home Lenders Association Consumer Mortgage Coalition Council for Affordable and Rural Housing Credit Union National Association Financial...

Aug 1, 2025

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California-34

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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MA-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Credit Union Series Part 3

ICBA strongly recommends to all public policymakers the American Banker’s recent series on the credit union tax exemption, its evolution, and its impact on the American financial services...

Aug 1, 2025

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TX-28

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Georgia-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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OR - Coverage Fact Sheet

Community Bank Presence in Contrast OREGON Community Bank Branch Locations Community banks in OR represent 100% of rural* counties 100% of LMI* counties 97% of all OR counties In many...

Nov 3, 2025

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Lessons Learned from Russia-Ukraine 1

LESSONS LEARNED FROM RUSSIA’S INVASION OF UKRAINE Lessons Learned From Russia’s Invasion of Ukraine I 1 September 13, 2022 TRAFFIC LIGHT PROTOCOL (TLP): AMBER – RECIPIENTS MAY ONLY SHARE...

Jul 31, 2025

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Arkansas

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Meetings on Main Street

icba.org 1 Meetings on Main Street. A guide to hosting legislators at your community bank Congress writes the laws that impact community bank’s ability to serve your community! Why isn’t your...

Jul 31, 2025

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Michigan

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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19.09.26_FPhearing

Testimony of Robert A. Steen Chairman and Chief Executive Officer Bridge Community Bank Mount Vernon, Iowa On behalf of the ...

Aug 1, 2025

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ICBA Letter to OMB Director Russell Vought

February 21, 2025 The Honorable Russell Vought Director Office of Management and Budget Executive Office of the President 725 17th Street, NW Washington, D.C. 20503 Dear...

Jul 30, 2025

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VT

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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ICBA Thanks 67 Senators

March 7, 2018 United States Senate Washington, D.C. 20510 Dear Senator: On behalf of the nearly 5,700 community banks represented by ICBA, I write to thank the 67 U.S. Senators...

Aug 1, 2025

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