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Basics of Cash Flow
Cash flow, not collateral, deposits, or guarantors, repays loans. As bankers, we need to understand how borrowers will generate the cash to repay debt.?Every loan request stems from a cash...
Bomb Proofing Your Commercial Loan Documentation
Commercial banking staff often manage multiple loan types, each with unique documents, terms, and collateral. The speed of closing combined with last-minute document delivery increases the risk of...
Best Practices for Loan Processing
Navigating the commercial credit approval process can be overwhelming, leading to delays and miscommunication. This guide helps you establish an effective workflow for the Loan Assistant,...
Brokered Deposits (2025)
Brokered deposits are a key funding source for community banks, helping diversify their funding mix. This session will cover the legal framework for brokered deposits, including the FDIC's proposed...
BSA Hot Topics
As regulatory scrutiny increases, staying up to date on the Bank Secrecy Act's latest trends and critical issues is essential for compliance. This overview highlights valuable insights from recent...
BSA Hot Topics
Staying up to date on the Bank Secrecy Act's latest trends and critical issues is essential for compliance. This session highlights valuable insights from the Government Accountability Office (GAO)...
Capital Planning
As regulatory expectations increase and financial pressures mount, creating and maintaining a robust capital plan is more important than ever. This session will provide an in-depth look at the...
Building a Better Community Bank Board
Financial institutions must build and maintain high-performing boards to drive success and navigate complex challenges. Focused on key corporate governance issues, emerging trends, and how to...
Building Your RTP Business Case
Real-time Payments (RTP) volume represents many of the instant payments volume in the U.S. Approximately 1,000 financial institutions have made the connection to receive real-time payments (RTP),...
Check Returns & Adjustments
Each method of returning a check to the Depositary Bank, whether through a return or an adjustment, has distinct advantages and potential impacts on customers. As a follow up to the Check Rules &...
Combatting ID Theft and Other Fraudulent Activity: Do Employers Have a Role
Identity theft is on the rise, with the FTC predicting an increase in fraud victims. This session covers the types of identity theft crimes, prevention strategies, and how employers and individuals...
Check Rules & Regulations
Each payment network has its own set of rules and regulations, and the check network is no exception. Regulation CC and the Uniform Commercial Code Article 3 and Article 4 pertain to all checks....
Community Bank Capital Raising Simplified
The current and prospective banking environment has many community banks considering capital raising alternatives. If your bank is in this position, it is important that your board understands all...
Community Bank Capital Raising Simplified
Is your bank considering raising capital? With the current banking environment, it is important that your board understands all available options. This session will explore various capital raising...
Community Bank Director Guide to Compliance Issues
The demands on community bank directors have increased exponentially in recent years. Without question, the most difficult challenge for community bank directors (most of whom are not career...
Compelling Advertising for Community Banks
We've all been in that crunch, racing against the clock to meet a looming deadline. But how do you create an ad that stands out and drives results? Here is your chance to learn proven strategies...
Credit Analysis Basics
Banks face increasing pressure to make sound lending decisions while adhering to evolving regulations. This makes it essential for professionals to understand the key factors — such as the 5 Cs of...
Cybersecurity: Trends & What the Board Can Do
There's no denying that cybercrime is on the rise, and that means your institution needs to do everything it can to prepare for the worst. To that end, we'll look at cybersecurity trends from the...
Effective Methods to Build Your Credit Portfolio
In the current environment of scarce deposits and stiff competition for loans, we need a solid plan to build our portfolios. Learn how your bank can differentiate itself by using its credit policy...
Digitization & Compliance: How to Avoid Digital Disaster
The banking industry has seen a rapid adoption of advanced technologies to streamline operations, enhance services, and optimize performance. Although this digital transformation has greatly...