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19.11.13_FOMproposal_summary
November 2019 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Re-Proposed Rule to Exclude Urban Core Areas from Credit Union Service Areas Executive Summary The National Credit...
LEAD FWD Registration Form
icba.org/leadfwd Hotel Information Radisson Blu Mall of America 2100 Killebrew Drive Bloomington, MN 55425 Room Rate: $209 Group rate ends on August 4, 2025, or when the block fills. ...
HMDASummary
INSERT YEAR HERE Contact Information: Rhonda Thomas-Whitley Assistant Vice President & Regulatory Counsel Rhonda.Thomas-Whitley@icba.org ICBA Summary of the Home Mortgage Disclosure ...
Certification News Q2 2020
By Brad Stevens, Stevens Risk Management, LLC In medical terms “triage” is defined as the process that is used to assess the viability of patients, determine urgency, and prioritize treatment. ...
ICBA to Nacha Increasing the Same Day ACH limit.pdf
December 18, 2025 Jane Larimer President and CEO Nacha 11951 Freedom Drive, Suite 1001 Reston, Virginia 20190 RE: INCREASING THE SAME DAY ACH DOLLAR LIMIT TO $10 MILLION Dear Ms....
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On behalf of the more than 6,000 community banks represented by ICBA, thank you for convening today’s hearing on “Protecting Critical Infrastructure: How the Financial Sector Addresses Cyber...
ICBA-Amicus-Curiae-Brief-Final.pdf
No. 25-229 In the Supreme Court of the United States ————————————— EMIGRANT MORTGAGE COMPANY, INC. ET AL., Petitioners, v. JEAN ROBERT SAINT-JEAN, ET AL., Respondents. ————————————— ...
04-14-2025 Risk Summary Report
Week of 14 April 2025 | Issue 278 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...
CEO Alert S. 2155 (5.23)
View ICBA Timeline and Summary Landmark Community Bank Relief Headed to President House Passage of S. 2155 Delivers ICBA Reg Relief Policies Community bankers, success is yours. The House...
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July 14, 2016 The Honorable Patrick McHenry U.S. House of Representatives Washington, D.C. 20515 Dear Representative McHenry: On behalf of the more than 6,000 community banks...
Letter on Credit Union Form 990 Submissions
February 28, 2022 The Honorable Richard Neal The Honorable Kevin Brady Chairman Ranking Member Committee on Ways and Means Committee on Ways and Means United States House...
WI-1
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...
Bank Director Program Newsletter - Nov/Dec 2017
6 In response to the economic downturn, the bank regulatory authorities imposed a remarkable number of administrative actions on fi nancial institutions. The fi rst wave of such matters...
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Testimony of Jack Hartings President and CEO Of Peoples Bank Co. Coldwater, OH On behalf of the Independent Community Bankers of America Before the United States House...
New York-12
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
19.04.23_1071
Via electronic submission April 23, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Cost-Benefit...
Comments on NFIP Standards
January 27, 2022 Deanne Criswell Administrator Federal Emergency Management Agency 3801 Nebraska Ave, NW Washington, D.C. 20016 RE: Request for Information on the National Flood...
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June 11, 2015 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the more than 6,000 community banks represented by ICBA and our affiliated state...
Colorado-2
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
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AMERICAN BANKERS ASSOCIATION CONSUMER BANKERS ASSOCIATION CONSUMER MORTGAGE COALITION CREDIT UNION NATIONAL ASSOCIATION INDEPENDENT COMMUNITY BANKERS OF AMERICA MORTGAGE BANKERS...
18.10.30_SScashout
October 29, 2018 Unlimited Cash-Out Operations Cyber criminals continue to target financial institutions (FI) and processors with malware to access internal banking infrastructure enabling...
KY - Coverage Fact Sheet
Community Bank Presence in Contrast KENTUCKY Community Bank Branch Locations Community banks in KY represent 100% of rural* counties 100% of LMI* counties 100% of all KY counties In...
ICBA LETTER IN SUPPORT OF SCAM ACT.pdf
February 13, 2026 The Honorable Dan Meuser The Honorable Lou Correa U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...
PrintAdSpecs_IB_2026_11_5 (1)
independentbanker.org NOTICE: All submitted materials are subject to review, edit, and approval by ICBA to meet ICBA’s style guidelines. The audience of ICBA media is exclusive to community...
10-06-2025 Risk Summary Report
Week of 6 October 2025 | Issue 303 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...
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January 28, 2015 Dear Member of Congress: The financial services industry, like many other sectors of the economy, has faced deceptive demand letters and frivolous litigation from patent...
03-31-2025 Risk Summary Report
Week of 31 March 2025 | Issue 276 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...
Florida-1
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...
ICBA Response to Federal Reserve Check Services RFI.pdf
March 6, 2026 Benjamin W. McDonough Deputy Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Request for...
20190906 ICBA FedNow
Key Features of the FedNow Service To support faster payments in the U.S., the Federal Reserve announced that it will develop a new 24x7x365, real-time payment and settlement service called...
Bancard Digital Banking Research Webinar 1_26_17
Jeff Gibson Principal Taylor Goldaper Associate Analyst Sanjeev Verma Associate Analyst Implications for Community Banks January 26, 2017 Consumer Insights: Digital Disruption to Banking...
11-24-2025 Risk Summary Report
Week of 24 November 2025 | Issue 310 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...
Vermont
Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...
2013 ICBA Community Bank Payments Survey Key Findings
1 November 12, 2013 2013 ICBA Community Bank Payments Survey: Key Findings About the Study Since 2007, the Independent Community Bankers of America (ICBA) has conducted a biennial ...
Policy Development Roster
Policy Development Committee Chairman 91840 $620,438,000 Ms. Alice P. Frazier sp: Todd Alice Frazier President/Chief Executive Officer Bank...
Regulatory Update - Mergers and Acquisitions (Updated May 2025)
May 2025 ICBA Regulatory Update: Mergers and Acquisitions Overview In 2024, both the OCC and FDIC issued new Statements of Policy (SOPs) describing their merger review process. In recent...
Virginia-2
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Mastercard_Covid-19 Security Alert
Covid-19 Security Alert From Mastercard The COVID-19 pandemic has triggered a notable increase in cyber-attacks as fraudsters look to take advantage of system vulnerabilities and changes in...
New Mexico
Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...
FDIC Special Assessment Comment Letter
July 21, 2023 Mr. James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RE: SPECIAL ASSESSMENTS PURSUANT TO...
ICBA Comments on Nonbank Cross Border Payments
September 9, 2024 Financial Stability Board c/o Secretariat to the Financial Stability Board Bank of International Settlements Centralbahnplatz 2 CH-4002 Basel Switzerland ...
CONFIDENTIAL IN25016208575 INITIAL FIS Action Items For Distribution
Confidential Page 1 of 1 This document provides an overview of the corrective actions for this incident. CORRECTIVE ACTIONS OVERVIEW Completed Actions: • January 21, 2025 – Upon...
Oklahoma-2
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Comments on DOJ Bank Merger Analysis
via electronic submission February 15, 2022 Mr. Jonathan Kanter Assistant Attorney General for the Antitrust Division Department of Justice 950 Pennsylvania Avenue, NW Washington, DC...
Comments on Equal Credit Opportunity Act and Reg B
Via Electronic Submission December 1, 2020 Comment Intake Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request for Information on the...
Joint Letter Requesting NCUA Hearing
The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services United States House of...
Florida-28
icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...
Letter to Bureau of the Fiscal Service on adoption of changes to Nacha rules
Via electronic submission October 7, 2024 Ian Macoy Director of Settlement Services Bureau of the Fiscal Service 3201 Pennsy Drive, Building E Landover, MD 20785 RE: FEDERAL...
ICBA Letter in Support of Senator Crapo's Amendment Regarding Bank Reporting of Account Information to the IRS
August 10, 2021 Members of the United States Senate Re: Crapo amendment to budget resolution regarding reporting of bank account information to the IRS Dear Senators: On...
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July 24, 2015 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17 th Street NW Washington, DC 20429 Re: Large Bank Deposit Insurance...
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November 4, 2015 The Honorable Paul Ryan The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...
December Content Calendar 2018
Sunday Monday Tuesday Wednesday Thursday Friday Saturday National Christmas Lights Day National Cookie Day Download our 12 Days of Christmas Images National Letter Writing Day National...
Main St Coalition PSPA Changes
1 April 6, 2021 The Honorable Janet Yellen Secretary Department of the Treasury 1500 Pennsylvania Ave, NW Washington, DC 20220 The Honorable Mark A. Calabria Director Federal...
Statement for House Hearing on SEC Climate Rule
April 10, 2024 Climate Risk Regulation: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across the nation with nearly 50,000...
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January 17, 2014 U.S. Senate Washington, DC 20510 Dear Senator: The recent security breaches at Target, Neiman Marcus and others have made headlines and affected tens of millions of...
19.07.26_NCUA
July 26, 2019 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: Delay of Effective Date of the...
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April 9, 2013 Mr. Chris A. McWilton President, U.S. Markets MasterCard Worldwide 2000 Purchase Street Purchase, New York 10577 Re: Extension of Liability Shift Deadline for...
Hearing Statement on Central Bank Digital Currency
www.icba.org/advocacy May 26, 2022 Central Bank Digital Currency: Significant Risks Must Preclude Adoption The Independent Community Bankers of America, representing community banks...
SD - Coverage Fact Sheet
Community Bank Presence in Contrast SOUTH DAKOTA Community Bank Branch Locations Community banks in SD represent 93% of rural* counties 82% of LMI* counties 95% of all SD counties In...