Respondents to the Federal Reserve’s latest survey of senior financial officers shared their opinions on the standards and terms on, and demand for, bank loans to businesses and households over the past three months.
Bank financial officers report tighter standards for commercial industrial loans
November 04, 2025 / By ICBA
Respondents to the Federal Reserve’s latest survey of senior financial officers shared their opinions on the standards and terms on, and demand for, bank loans to businesses and households over the past three months.
Respondents to the Federal Reserve’s latest survey of senior financial officers shared their opinions on the standards and terms on, and demand for, bank loans to businesses and households over the past three months.
Details: Respondents reported:
Tighter standards and stronger demand for commercial and industrial loans to firms of all sizes over the third quarter, and unchanged standards and demand for all commercial real estate loan categories.
Unchanged lending standards and stronger demand for residential mortgage loans and home equity lines of credit.
Standards remained basically unchanged for credit card and other consumer loans and eased for auto loans, while demand remained basically unchanged for credit card and other consumer loans and weakened for auto loans.
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