Consumer credit up in 2025, Q4, and December
February 09, 2026 / By ICBA
The Federal Reserve reported that consumer credit increased 5.7% in December, capping an increase of 3.0% in the fourth quarter.
2025 Data: Overall in 2025, consumer credit rose 2.4%. Revolving credit, which includes credit card spending, increased 3.4%. Nonrevolving credit, such as auto and student loans, increased 2.0%.
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