Fed finalizes scenarios for annual stress test
February 05, 2026 / By ICBA
The Federal Reserve finalized the hypothetical scenarios for its annual stress test for large banks.
Details: The Fed:
Said the final scenarios are substantially similar to the scenarios proposed in October.
Voted to maintain the current stress capital buffer requirements until 2027, when new requirements can be calculated based on models that take public feedback into consideration.
Background: The Fed conducts stress tests to ensure that large banks are sufficiently capitalized even in a severe recession. The agency in December 2024 announced it would modify the test, proposed changes in April 2025, and requested feedback last October.
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