The Federal Housing Administration published a request for information regarding “buy now, pay later” unsecured debt.
FHA seeks input on the effect of BNPL loans on housing affordability
June 25, 2025 / By ICBA
The Federal Housing Administration published a request for information regarding “buy now, pay later” unsecured debt.
The Federal Housing Administration published a request for information regarding “buy now, pay later” unsecured debt.
Details: The FHA said it is particularly interested in receiving input on:
BNPL use and FHA borrower risk profiles.
BNPL impact on financial health and housing stability.
Visibility in mortgage underwriting.
Eligibility for FHA programs.
Data and research needs.
FHA policy recommendations.
Deadline: Comments are due by Aug. 25. ICBA will be providing comments to the FHA.
ICBA View: ICBA has consistently called for greater parity between nonbank BNPL providers and more traditional credit products.
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