Regulators to host forum next month on bank capital proposals

The FDIC, Federal Reserve, and OCC will host an Ask the Regulators event next month to discuss recent proposals to revise bank capital requirements.

Details: At 2 p.m. (Eastern time) Tuesday, May 5, the banking regulators will meet with bankers to discuss proposals announced last month:

• A proposed update to certain elements of the calculation of risk-weighted assets under the standardized approach to reduce disincentives for mortgage lending, which would make certain adjustments to the definition of regulatory capital and modify capital requirements for servicing and originating mortgages, including for banks that apply the community bank leverage ratio framework.

• A proposal to revise the measurement of risk-weighted assets applicable to the largest banking organizations, including for credit risk, operational risk, market risk, and credit valuation adjustment.

• A proposal to reform how the Federal Reserve measures systemic risk in its framework for determining the additional capital requirement for the largest and most complex banks, known as GSIB surcharges.

ICBA View: In a national news release, ICBA in March thanked the regulators for considering the community bank perspective in developing the proposals and said it is reviewing them to ensure they help community banks thrive, promote financial stability, and minimize systemic risk posed by the largest financial institutions.

Participate: Bankers can register for Ask the Regulators here. During the session, the agencies will respond to questions submitted in advance to asktheregulators@stls.frb.org.