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Yes, You CAN Offer Government-Guaranteed Lending Without Burdening Staff

Government-guaranteed lending isn’t just smart—it’s essential for community banks looking to serve more local businesses, add non-interest income, and stay competitive.

Sep 01, 2025
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Article
Lending

How to Balance Collections With Compassion for Customers

Community banks face the delicate task of collecting past-due loans while maintaining a compassionate approach, There are ways to be successful at both, experts say.

Sep 01, 2025
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Article
Lending

Smart Strategies for Community Bank Construction Lending

Community banks take on a large amount of risk when it comes to construction lending. But by doing their due diligence, applying the right strategies and connecting with their customers, banks can...

Jun 05, 2023
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Article
Lending

Growing SBA lending for small businesses

Community banks are seizing opportunities to grow SBA lending and provide small and minority-owned businesses with capital that would otherwise be difficult to find.

May 02, 2023
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Article
Lending

Jim Reber: Time to lock in?

SBICs can hit the sweet spot on the yield curve.

Feb 01, 2023
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Article
Lending

Scottsdale Community Bank: Making microloans

De novo Scottsdale Community Bank set out to provide microloans to small and mid-size businesses, family organizations and nonprofits—a project that was inspired by the humble lemonade stand.

Feb 01, 2023
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Article
Lending

Why Community Banks Need a Digital SBA Lending Platform [Checklist]

SPONSORED—Community bankers can take advantage of digital technologies to help improve SBA lending operations and generate more revenue from their SBA lending program. Find out why your bank...

Oct 01, 2022
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Article
Lending

Who were ICBA's Top Lenders of 2022?

Highlighted here are some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending.

Jul 01, 2022
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Article
Lending

Niche lending ideas: Green products and services

Community banks thrive in niche markets, and lending in new spaces is just one of the ways they serve their communities. As the market for “green” products and services evolves, we asked community...

Apr 01, 2022
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Article
Lending

First Women’s Bank tackles small business inequity

Dismayed at the lack of business ownership opportunities and advancement afforded to entrepreneurial women, Marianne Markowitz spearheaded a consortium to form a women-founded, women-owned and...

Mar 01, 2022
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Article
Lending

The benefits of micro-lending programs

Despite the large number of PPP loans distributed to small businesses, funding didn’t always reach those who needed it the most. These community banks are working to fix that through microlending...

Feb 01, 2022
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Article
Lending

The power of a CDFI

First Southwest Bank is carving out new business models to address a need for credit and financial services through nonprofit lending programs and software that leverages its community development...

Dec 01, 2021
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Article
Lending

The community banks standing by hospitality customers

Many hotels and other hospitality businesses haven’t fully bounced back from COVID-19 travel and safety restrictions, but community banks have been by their side through the challenges. Luckily,...

Dec 01, 2021
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Article
Lending

Overcoming banking hurdles for Native American customers

Native American customers on tribal lands have historically been redlined and ignored by the mainstream financial system. Native-owned community banks have been there to serve these communities by...

Oct 01, 2021
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Article
Lending

How Community Banks Are Navigating Lending Growth

Explore the 2026 lending landscape for community banks, including trends in CRE, SBA loans, consumer spending and credit quality monitoring.

Jan 01, 2026
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Article

The CFPB is Planning Sweeping Changes to Small Business Lending

Finastra’s SBDC module is a cloud-native solution that seamlessly integrates with Finastra’s retail lending products.

Dec 01, 2024
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Article
Lending

Technology Is Revamping Equipment Financing

From 3D printers to robotic feeders, equipment has shifted toward tech-savvy solutions that require community banks’ equipment financing expertise.

Oct 01, 2024
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Article
Lending

Specialize and Thrive: Community Banks Find Success Lending to Niche Markets

When it comes to organic growth, niche lending is one way to reach lucrative new markets.

Oct 01, 2024
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Article
Lending

Extend Customer Relationships With Better Business Payments

Consistently fulfilling commercial customers’ payments needs can make community banks indispensable to small businesses.

May 17, 2024
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Article
Lending Payments

b1Bank Paves the Way for New Businesses

Entrepreneurs find education and capital through b1Bank’s b1 Foundation, furthering its small business relationships and the community’s economic development.

May 15, 2024
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Article
Lending

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