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Jim Reber and Ron Haynie: Fannie and Freddie 3.0
The Trump administration shows interest in reprivatizing the housing GSEs.
The Data Advantage: Key Strategies for Community Bank Success
With larger regional banks increasingly viewing community financial institutions as rising competition, the time to tap into your data advantage is now.
2025 Community Bank CEO Outlook: Balancing Between Deposits and Loans
While the business of community banking is ongoing, a new year is always a good time to take stock of the challenges and opportunities ahead.
Charles Potts: Banking and Staffing Gen Z Into the Future
As Gen Z graduates into the full-time workforce, they are looking to community banks as financial partners as well as potential employers.
Gen Z's Top 5 Financial Goals and How You Can Help
Many Gen Zers are now in their 20s, which means they're facing new financial tasks and dilemmas.
Charles Potts: Driving Strategy With AI as a Tool
Artificial intelligence has become the buzzword for financial services, but it’s moved beyond just hype.
How Community Banks Can Nurture Relationships With Next-Gen Customers
With the “great wealth transfer” approaching, now’s the time for community banks to plan with individuals passing on their generational wealth and to connect with those who will receive it.
Charles Potts: Making the Case for Responsible Innovation
The rapid pace of today’s financial services landscape pulls community banks in varied directions. You must balance technology upgrades with budgetary constraints and identify pressing priorities.
CFO Roundtable 2024: Preparation, Perspective, Diligence
This past year has been one of fluctuation for many community banks, amid inflation, rule changes and other uncertainties.
Navigating Compliance in Cannabis Banking
With potential regulatory guidance for cannabis banking on the horizon, these community banks are positioning themselves strongly and safely within this growing industry.
Charles Potts: Setting the Stage for Banking the Next Generation
In recent years, community bankers have embraced constant change to drive the future of banking.
4 CFPB Rules to Watch for This Year
From limitations on fee practices to personal financial data rights, these proposed and final Consumer Financial Protection Bureau rules could have a significant impact on the community bank industry.
Practical Tips for Community Bank Innovation
Innovation doesn’t just happen. It takes forethought, planning and follow-through.
Jim Reber: Whole lotta thinkin’ going on
I hope the readers of this column will excuse the lack of decorum in the title, but in reading and listening to the words of the Federal Reserve Board’s members over the past month, I hear a lot of...
Evaluating Credit Card Rewards in Modern Banking
Younger generations prefer debit to credit, but consumers’ appetite for card rewards is still strong. Learn how your community bank can integrate rewards as part of its payments strategy.
Law Firm Evaluation for Community Banks
Community banks need to maintain a healthy relationship with their legal representatives, especially when it’s through a third party.
ICBA's Best-Performing Banks of 2024
These community banks hit their stride in 2024, and they intend to keep the momentum going with hard work, flexibility and the expertise they've built over their years of service.
The Status of De Novos Going Into 2024
De novos breathe new life into the banking sector, but activity is still far below its historic highs. That said, a new crop of community banks shows there’s great potential for success.
The Lending Outlook for 2024
A pullback in lending from some institutions creates opportunities for community banks to pick up new customers.