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Aaron Stetter: Sounding the alarm on IRS reporting overreach
ICBA is building a coalition of associations, community banks and customers to oppose a Treasury Department proposal adding burdensome reporting to the plates of all financial institutions.
Ponce Bank serves the underserved
Ponce Bank has brought banking services to minority neighborhoods in the Bronx and greater New York City for more than six decades with a clear focus on community investment.
Aaron Stetter: Pushing back against postal banking
ICBA is fighting a flawed proposal that would have the U.S. Postal Service enter the banking industry.
11 hot-button issues you should know about
While the political landscape in Washington, D.C., has changed considerably over the past year, ICBA continues to work with regulators and lawmakers on both sides of the aisle for the betterment of...
Banking on minority-owned businesses
Four community banks came together to launch a $1 million interest-free loan program to help local business owners who have faced barriers to the traditional banking system.
Aaron Stetter: Congress needs hearings on credit unions
We’re calling on Congress to hold hearings on credit unions’ misuse of their outdated tax exemption. With credit union acquisitions of banks rising, policymakers must re-evaluate and eliminate this...
Mark Scanlan: Fighting for ag and rural tax relief
ICBA is pushing for the Enhancing Credit Opportunities in Rural America Act, legislation that would help rural borrowers and level the playing field against unfair competition.
Aaron Stetter: Setting the advocacy agenda
ICBA’s 2021 legislative agenda aims to assist banks through the pandemic and beyond.
From redlining to modernization: A CRA overview
The Community Reinvestment Act was designed to stop redlining, the impact of which is still felt in metro areas today. We look at the past and current CRA, including upcoming revisions from...
3 banks investing in communities under the CRA
Many community banks invest in low- and moderate-income neighborhoods to make lasting impacts while also getting Community Reinvestment Act, or CRA, credit. Here’s how three community banks are...
FedNow is coming. Here’s what you need to know
Years of advocacy culminated in the Fed’s announcement of a real-time payments and settlement service. Here’s what to know about FedNow and what remains to be answered.
Two approaches to overdrawn accounts
What community bankers should know about overdraft and sweep account rules.
A Look at ICBA's Community Banker-Led Committees
How member-driven ICBA committees and councils power advocacy, innovation and education for community banks.
Rhonda Thomas-Whitley: Why Risk-Based BSA Compliance Matters for Banks
BSA compliance is critical to financial security, but it works best when oversight aligns with risk. Learn how outdated thresholds, inconsistent exams, and evolving guidance affect community banks,...
How CDFIs and MDIs Are Navigating Uncertainty
CDFIs and MDIs share how potential funding cuts and regulatory shifts could affect their ability to serve underserved communities, and why their mission matters more than ever.
Mickey Marshall: Mutual Banks Are Mutually Beneficial
Customer-owned mutual banks offer a community-focused banking model.
Q&A: Amy Ledig on the EGRPRA Review Process
Independent Banker caught up with Amy Ledig, vice president of capital, accounting and finance policy at ICBA, to discuss the regulatory outlook.
Amy Ledig: Setting Deregulatory Priorities to Help Community Banks
A rundown of five areas where ICBA’s advocacy is making an impact.
Mickey Marshall: Why National Trust Bank Charters Sparked a Growing Policy Fight
Fintech and crypto firms continue to seek out trust charters for deposit-like products, raising policy questions and competitive risks for community banks.
Powering Potential: How ICBA's Letters Influence Congress
Here’s how ICBA uses letters to try to influence Congress.