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Building greater strength with FICO
SPONSORED | As the world has evolved, so has the way we analyze credit. New and exciting technology makes way for innovative algorithms that give us a more defined look at an even greater data set.
Developing leaders in mortgage lending – Navigating uncertainty with leadership strategies
SPONSORED—Will the high loan origination activity originally witnessed in 2020 continue over time? Numbers from 2021 would indicate that a decline is underway. Download Finastra’s white paper...
The benefits of micro-lending programs
Despite the large number of PPP loans distributed to small businesses, funding didn’t always reach those who needed it the most. These community banks are working to fix that through microlending...
The power of a CDFI
First Southwest Bank is carving out new business models to address a need for credit and financial services through nonprofit lending programs and software that leverages its community development...
The community banks standing by hospitality customers
Many hotels and other hospitality businesses haven’t fully bounced back from COVID-19 travel and safety restrictions, but community banks have been by their side through the challenges. Luckily,...
The banks serving active duty personnel
Community banks operate on a majority of the country’s military installations. Given their selfless service, active-duty personnel rely on community banks that understand their unique needs.
How University Bank is redressing redlining
Widespread housing discrimination made homeownership unattainable for Black Americans for generations. To address this, University Bank and a nonprofit launched a new mortgage program, creating a...
Overcoming banking hurdles for Native American customers
Native American customers on tribal lands have historically been redlined and ignored by the mainstream financial system. Native-owned community banks have been there to serve these communities by...
End Document Chaos and Close Loans Faster with FileInvite
Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...
First Liberty Bank is Digging Deep Into Energy Lending
With tailored solutions and long-term partnerships, First Liberty Bank’s energy lending program is fostering growth for businesses, communities and the bank itself.
How Community Banks Are Navigating Lending Growth
Explore the 2026 lending landscape for community banks, including trends in CRE, SBA loans, consumer spending and credit quality monitoring.
Native American Bank Helps Bring Modern Utilities to an Alaskan Island
Learn how a partnership between Native American Bank and Metlakatla Indian Community is bringing cheaper, faster electricity and internet to an underserved island in Alaska.
Community Bank Ag Lending in Uncertain Times for Farmers
From volatile commodity prices to rising input costs, farmers face mixed conditions. Learn how community banks are supporting ag customers through uncertainty with relationship-based lending,...
The CFPB is Planning Sweeping Changes to Small Business Lending
Finastra’s SBDC module is a cloud-native solution that seamlessly integrates with Finastra’s retail lending products.
Alternative Credit Scoring Models: Beyond FICO
Community banks can expand access to capital by looking at other factors for loan approval. Here’s what to consider.
Technology Is Revamping Equipment Financing
From 3D printers to robotic feeders, equipment has shifted toward tech-savvy solutions that require community banks’ equipment financing expertise.
Specialize and Thrive: Community Banks Find Success Lending to Niche Markets
When it comes to organic growth, niche lending is one way to reach lucrative new markets.
Community Banks Support Ag Lending, Rain or Shine
Farming is never without its ups and downs, but whatever the weather, ag-focused community banks are there for farmers.
Keeping in Line With Equal Lending Practices
Regulators continue to crack down on unfair lending practices and redlining.
How To Drive Auto Loan Opportunities
By working with local car dealers and using new lending technology, community banks can boost their presence in the auto lending sector.