ad-sponsored-text

Skip to Main Content
ICBA
ICBA

Search Articles

Type
Sort

What's Attracting Small Businesses to Small-Dollar SBA Loans?

Lenders are seeing an increase in small-dollar loans as demand from small business customers surges due to new SBA 7(a) program reforms and higher interest rates.

May 01, 2025
|
Article
Lending

Paycheck Protection Program's Impact Four Years On

Community banks went above and beyond to help customers and noncustomers alike during the Paycheck Protection Program (PPP) four years ago, and they continue to reap the benefits of that service.

May 06, 2024
|
Article
Lending

6 Ways to Deepen Small-Business Relationships

When it comes to small businesses, a personal touch is needed to develop the relationship between bank and business.

Apr 25, 2024
|
Article
Lending

CRE Lending: Challenge or Opportunity?

CRE lending is down, but should community banks see it as an opportunity to win business that the megabanks won’t take?

Apr 08, 2024
|
Article
Lending

Making Mortgages Happen Amid Higher Interest Rates

Higher interest rates are discouraging many consumers from taking out new mortgages or refinancing existing ones—but community banks are taking steps to fill their pipelines in innovative ways.

Mar 06, 2024
|
Article
Lending

SouthState Bank Unlocks the Doors to Homeownership

The annual income required of potential homebuyers recently experienced its largest increase on record.

Feb 15, 2024
|
Article

Sharing the Load With Participation Loans

When a bank wants to provide a loan above its lending limits, it’s time to turn to participation loans. But what are the benefits and risks involved for community banks?

Feb 19, 2024
|
Article
Lending

Specialty Lending That Strengthens Communities

Doing what they do best, these three community banks offer financing in specialty areas for organizations that contribute to the well-being of their served markets.

Oct 01, 2025
|
Article
Lending

Strategic Loan Modifications That Work

When a customer gets into trouble with loan payments, a modification is sometimes the easiest way to help them get back on track.

Nov 03, 2025
|
Article
Lending

How Bridge Loans Can Bolster Your Mortgage Offerings

In a complex real estate environment, these community banks are providing bridge loans and other offerings to supplement their mortgage services.

Oct 01, 2025
|
Article
Lending

Ozark Bank Offers Custom Solutions for Nonprofit Partners

From lease-purchase solutions to crisis support, Ozark Bank shows how tailored financial services help local nonprofits and municipalities thrive.

Nov 03, 2025
|
Article
Lending

Making Homeownership Achievable, Together

Prospective homebuyers today might feel like the odds are stacked against them as they face increasing costs, market challenges and other socioeconomic barriers.

Nov 03, 2025
|
Article
Lending

Why Face-to-Face Lending Still Matters

Many people want face-to-face interaction when they’re on the cusp of a major financial decision.

Jul 01, 2025
|
Article
Lending

What's the Secret to Becoming an Exceptional Lender?

Whether it’s loans for individuals or businesses, community banks’ lending activities keep America running.

Jul 01, 2025
|
Article
Lending

Community Banks Propel Multi-Family Home Growth

During a housing shortage, community banks are using their agility, relationships and market insight to support apartment developments when larger lenders fall short.

Jun 01, 2025
|
Article
Lending

Rocket Pro Helped Elly Turn 'Maybe' Into 'Move-in'

Rocket Pro ​helped Elly ​turn 'Maybe' ​into 'Move-in' SPONSORED | Discover how Rocket Pro helped Elly expand her options, close more deals and turn “maybe” into “move-in” for families in her...

Dec 01, 2025
|
Article

How Community Banks Are Navigating Lending Growth

Explore the 2026 lending landscape for community banks, including trends in CRE, SBA loans, consumer spending and credit quality monitoring.

Jan 01, 2026
|
Article

Community Bank Ag Lending in Uncertain Times for Farmers

From volatile commodity prices to rising input costs, farmers face mixed conditions. Learn how community banks are supporting ag customers through uncertainty with relationship-based lending,...

Feb 01, 2026
|
Article

Native American Bank Helps Bring Modern Utilities to an Alaskan Island

Learn how a partnership between Native American Bank and Metlakatla Indian Community is bringing cheaper, faster electricity and internet to an underserved island in Alaska.

Feb 01, 2026
|
Article

ad-sponsored-text