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How your bank can fight first-party fraud
First-party fraud puts banks in the tough position of deciding which account applicants are synthetic and which are real. But experts agree that there are ways to can use technology and...
Preventing and detecting mortgage fraud
Many compliance functions are needed to detect mortgage fraud, from FACTA and FCRA to the SAFE Act. Here’s a look at the requirements.
How your bank should handle consumer complaints
It’s important for community banks to understand and respond to customer complaints. But what should a complaint program include, and how might complaint data be an opportunity to improve your...
How your bank can stay compliant on social media
It’s common for community banks to have a presence on one, two or up to half a dozen social media platforms to engage with customers. But what does being an active social media user mean for...
Protect your bank from remote deposit capture risks
Despite the advancements of today’s banking industry, checks remain a common part of the customer experience, and remote deposit capture (RDC) has followed. What risk management strategies should...
Five steps to building an effective deposit strategy plan
SPONSORED | Building an effective deposit strategy plan is an integral tool to acquiring new, and retaining existing, deposits. Here are the five steps for designing, organizing and implementing a...
Let's define 'unfair, deceptive or absuive'
More than its predecessors, the Unfair, Deceptive, or Abusive Acts or Practices can be a murky regulation for compliance officers. How well do you know the ins and outs of UDAAP?
Ways to avoid flood insurance compliance violations
Avoiding flood insurance-related violations requires understanding loans, notifying customers and/or assessing insurance coverage requirements.
Site visits still matter. Here’s why
Site visits are the key to protecting your community bank’s commercial and industrial portfolio. Here’s why.
Focus: The Right to Financial Privacy Act
What community bankers need to know about protecting and disclosing customers’ financial records.
Best practices for fighting counterfeit bills
Cash may no longer be king in the U.S., but millions of dollars in counterfeit bills make their way into the system each year. Fortunately, there are some simple ways community banks can stop...
Internal audit: in-house or third-party?
An internal audit reveals opportunities for improvement across the board, making your community bank safer and more efficient. Take a look at the pros and cons of conducting an internal audit...
Qualitative ALLL
Considering qualitative factors in calculating loan-loss allowances
What happens when a bank hits $10 billion?
How—and when—should you prepare for the regulatory and cultural aftershocks? And can smaller but ambitious community banks learn from these best-practice preparations?
Creative Solutions for Fortifying ATM Defenses
Faced with continued ATM security theft and threats, community banks and vendors are banding together to share creative strategies and bolster ATM defenses.
The Overlooked Role of ECM in Compliance, Privacy, and Customer Experience
Enterprise content management (ECM) systems have traditionally been viewed as tools for organizing documents and managing retention schedules.
Scott Anchin: Let's Win the Fight Against Elder Fraud
June 15 is World Elder Abuse Awareness Day. Recognized by the United Nations since 2011, the date serves as a reminder to protect vulnerable, older members of our community from exploitation.
Taking the Proper Steps to Unmask Deepfake Fraud
Community banks face the threat of deepfake fraud as developments in AI continue to refine it. While addressing such a challenge, banks must remain cognizant of reporting practices.
How Community Bankers Can Fight (and Win) Against Fraud
IBT Apps’ newest ebook is available now! Discover the rising threat of fraud and learn how community banks can proactively defend against it with modern tools and strategies.
How Fraudsters Prey on Good Nature Following Disaster
Even as people suffer and others help their neighbors after devastation from fires, tornadoes or floods, fraudsters are looking to capitalize on both vulnerability and generosity.