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Update: Check Re-Presentment Guidance
Check re-presentment fees have resulted in violations of Section 5 of the FTC Act for some banks. Will updated guidance from the federal regulators make things clearer?
Crossbridge Community Bank's Golden Opportunity for Seniors
Through its Golden Community Club program, Crossbridge Community Bank goes the extra mile for its senior customers and offers an array of social and educational resources.
Making Mortgages Happen Amid Higher Interest Rates
Higher interest rates are discouraging many consumers from taking out new mortgages or refinancing existing ones—but community banks are taking steps to fill their pipelines in innovative ways.
5 Tactics to Turbo Boost Your Marketing
It can feel impossible to keep up with shifts in social media and other digital marketing channels.
What Makes a Good Manager?
Even though taking on managerial duties often comes part and parcel with a promotion, not everyone is suited to it.
Legends Bank Gives Local Charities a Real Shot
Thanks to Legends Bank, local charities have financial support to bolster their efforts.
Member Benefits: Be Proactive With Crisis Preparedness
ICBA’s Crisis Preparedness website offers resources to help community bankers plan for and mitigate the effects of a catastrophe, whether it’s a natural disaster, a cyberattack or an in-person threat.
Final Updates to Debit Cards Rules
In October 2022, the Federal Reserve Board finalized updates to the Board’s rule for debit card transactions, which went into effect July 1, 2023.
Charles Potts: Convening With the Spirit of More
Thomas Edison once said, “Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” The message resonates, but the standout word for me is “more.”
Sharing the Load With Participation Loans
When a bank wants to provide a loan above its lending limits, it’s time to turn to participation loans. But what are the benefits and risks involved for community banks?
SouthState Bank Unlocks the Doors to Homeownership
The annual income required of potential homebuyers recently experienced its largest increase on record.
Lindsay LaNore: Developing Drive
Drive. It’s a quality we all need and a characteristic we look for when hiring new employees, considering who to promote and identifying leaders within the bank. Yet, it’s often elusive.
Out of Office: Curtis Anderson
The executive vice president of $12.6 billion-asset Veritex Community Bank in Dallas, Texas, relives his childhood through his collection of unique vending and self-service machines from decades past.
Jim Reber: The Big Chill
Might the bond market be range-bound in 2024?
Countybank's Half-Century of Charitable Giving
In a show of unwavering support, Countybank founded the Countybank Foundation more than 50 years ago to fulfill its mission to improve every community it serves.
Parsing the Proliferation of Payments
Remaining competitive in the banking industry doesn’t mean you have to have your hand in every bucket and offer every available payment solution.
Rebeca Romero Rainey: The Spirit of Community
As it’s often stated, “A rising tide lifts all boats.” When applied to community banking, that sentiment couldn’t be truer. We come together as a community of bankers, having one another’s best...
The Status of De Novos Going Into 2024
De novos breathe new life into the banking sector, but activity is still far below its historic highs. That said, a new crop of community banks shows there’s great potential for success.
From Vision to Reality: How CDFIs and MDIs Fund Their Important Efforts
Minority-owned banks are a lifeline to their communities—but their needs often outstrip deposits. These MDIs are securing the capital and resources to LIFT UP their communities.
Schooling Customers on Student Loan Fraud
With student loan payments recently unpaused, cybercriminals have new ways of scamming banks and their customers. Here’s what community banks and their customers need to know.