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Proven Practices For Back-Office Efficiency

Shrinking net interest margins, rising costs, and manual processes challenge community banks to maintain efficiency and profitability in a competitive market.

Apr 01, 2025
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Article
Payments

Community Bank of Parkersburg Shreds for Security

Community Bank of Parkersburg, partnered with local shredding company Gator Shredding to host a community “shred day,” where members of the community could bring documents to be safely destroyed.

Mar 01, 2025
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Article

Ways to Get the Most Out of Your AML/CFT Program

Anti-money laundering and combating the financing of terrorism programs have become a priority for regulators. Here’s how to ensure your program is up to par.

Mar 01, 2025
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Article
Compliance

ESSA Bank & Trust Is All in on Accessible Homeownership

ESSA Bank & Trust is committed to empowering first-time homebuyers and historically underserved communities with its financial education and loan programs.

Mar 01, 2025
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Article

Marketing Personalization Is More Than Adding Names to Emails

The advent of data-focused, personalized marketing has opened up doors to deeper customer relationships for community banks.

Mar 01, 2025
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Article
Growing the Community

Charles Potts: Putting the "Person" in Personalized Banking

Today, personalization reigns supreme. According to Deloitte, about half of Gen Zers and millennials find personalized experiences important in their banking and business relationships.

Mar 01, 2025
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Article

Lindsay LaNore: How to Bridge Gaps With Fellow Employees

In a diverse world, one of the greatest skills a leader can have is the ability to talk to people with different perspectives.

Mar 01, 2025
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Article

How Marketing Can Win Over the C-Suite

Getting buy-in from the C-suite is essential in all facets of the bank, including marketing. Here are tips for how to get executives and the marketing team working toward the same goals.

Mar 01, 2025
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Article
Growing the Community

Kari Mitchum: The Fedwire Transitions to ISO 20022

What community banks need to know about the Fedwire ISO 20022 switch.

Mar 01, 2025
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Article
Advocacy

Out of Office: Richard Thiessens

The EVP and chief technology officer at $746 million-asset FinWise Bank in Murray, Utah, makes his own wine, cider and mead.

Mar 01, 2025
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Article

Renovation Lending: The Solution to a Tough Mortgage Market?

With many prospective and first-time homebuyers buying fixer-uppers, community banks can tap into a new market to supplement their mortgage and construction portfolios.

Mar 01, 2025
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Article
Lending

Powering Potential: Marketing Made Easier for Your Community Bank

The ICBA Marketing Resource Center delivers dynamic, evolving resources that can help you save time, elevate your messaging and win over current and prospective customers.

Mar 01, 2025
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Article
Growing the Community

How Community Banks Are Fighting AI-Powered Elder Fraud

Generative AI has made scamming vulnerable people alarmingly simple. Banks must raise awareness among their senior customers of the dangers and help build financial security.

Feb 18, 2025
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Article
Compliance

Streamline Your Bank’s Appraisal and Vendor Management with ValuTrac

Tired of juggling spreadsheets, emails, and phone calls to manage appraisals and vendors? ValuTrac offers a unified workspace that transforms how banks manage their appraisal and valuation processes.

Mar 01, 2025
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Article
Lending

IT MSP, Integris, Reveals Top IT Trends for the Second Year in New Report, “Understanding US Banks’ Annual IT Spend in 2025”

Discover where banks stand on technology in 2025! Our survey of 1,000+ bank executives reveals IT’s growing role, key infrastructure needs, cybersecurity concerns, and economic impacts.

Mar 01, 2025
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Article
Payments

Loan Pricing strategies: Don’t let your bank become a Castaway.

With rapidly changing market conditions, your bank could easily find itself isolated like Tom Hanks in Castaway, on a desert island alone.

Mar 01, 2025
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Article
Lending Payments

Jacob Eisen: The Difference Between Direct and Agent Bank Credit Card Programs

Credit cards remain the most widely used credit product in the U.S., and the Federal Reserve’s latest payments study points to a continued climb in the number of card transactions, their overall...

Feb 05, 2025
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Article
Payments

Kick Lending Up a Notch With Digital Solutions

Increased efficiency and fewer errors are just two of the benefits of digitalizing your loan production process.

Feb 05, 2025
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Article
Payments

Lucas White: Tackling Fraud With Technology and Education

Community bankers consistently rank cybersecurity and fraud among our highest internal risks, and those risks are growing.

Feb 05, 2025
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Article

United Community Bank Helps Veterans Take Flight

On Oct. 4, United Community Bank in Perham, Minn., hosted a Tailgate for Troops event in the nearby city of Frazee to raise money for the Veterans Honor Flight of ND/MN.

Feb 05, 2025
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Article

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