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Timeline: 180 years of banking technology

A look at the history of retail banking technology—and where it’s going.

Nov 01, 2017
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Article
Payments

Reduce Collateralization: A Path to Greater Efficiency and Depositor Satisfaction

Banks can use a reciprocal deposit network to make large deposits eligible for millions in aggregate FDIC insurance across network banks — replacing the need for collateral or repos.

Sep 01, 2025
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Article

Why Your Community Bank Should Offer a Switch Kit

Switching banks is a pain, making potential customers’ best intentions fall by the wayside. But modern switch kits are evolving, with personalized service and tech-driven tools making the process...

Dec 01, 2025
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Article

Tips for Winning the Retail Banking Game

Technology continues to evolve, and community banks must do the same. To cater to and better support young, tech-savvy customers, these local banks are partnering with fintechs to revamp their...

Mar 01, 2025
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Article

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