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Portfolio and Loan-Level Stress Testing: Be Proactive & Examiner-Ready
Banks should consider easier and more affordable methods to conduct both portfolio- and loan-level stress testing for more comprehensive risk management.
RESPA and HMDA Violations: What to Know
In the second half of 2023, the CFPB penalized Freedom Mortgage for violating both RESPA and HMDA. Here’s what community banks need to know about complying with these acts.
Update: Check Re-Presentment Guidance
Check re-presentment fees have resulted in violations of Section 5 of the FTC Act for some banks. Will updated guidance from the federal regulators make things clearer?
Community Banks' Regulatory Guidance for Third-Party Relationships
Earlier this year, federal bank regulatory agencies released final guidance on third-party risk management for financial institutions. Here’s what community banks need to know.