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Keeping in Line With Equal Lending Practices
Regulators continue to crack down on unfair lending practices and redlining.
Generative AI Fraud: How to Fight It
Generative AI allows fraudsters to easily impersonate real people and makes phishing emails even harder to detect—but your community bank can still dodge these attacks by staying vigilant.
Securing Your Cloud Banking Network
Cloud banking is rising in popularity. And as with every new technology, community bankers must learn how to limit risk and secure the platform to protect bank customers and their data.
Could Freelancers Solve Your Bank's Staffing Problems?
During staff shortages, leaves and short-term projects, freelancers can fulfill the needs of your community bank in a variety of areas and concentrations.
Fine Tuning the Fine Print for Bank Disclosures
As regulators continue to go through financial institution messaging with a fine-tooth comb, community banks must be diligent about maintaining best compliance and regulatory practices.
What Banks Need to Know About the CFPB's Open Banking Rule
ICBA’s advocacy efforts have affected the outcome of the Consumer Financial Protection Bureau’s open banking rule. Learn about these changes and understand which guidelines apply to your bank.
The Year in Compliance: 6 Notable Updates for Community Banks
New guidance and proposed rules from regulatory agencies in 2024 have kept community banks on the alert for forthcoming changes to compliance processes.
How to Prepare for a Potential 1071 Implementation
While ICBA continues to challenge the 1071 rule’s legality, community banks must prepare for its potential passage.
The Most Notable 2025 Audit Updates So Far
A change in government leadership has led to adjustments in how examiners conduct audits. Learn what experts are seeing at a bank level.
FHFA Updates Enable Faster, Fairer Mortgages
The Federal Housing Finance Agency announced updates that it says are designed to deliver more efficiency, cost savings and a fairer appraisal process for borrowers and lenders alike.
Personalization Strategies, Driven by Community Bank Data
By exploring and analyzing data-driven customer insights, community banks can enhance their personalization efforts to deliver proactive solutions with enhanced trust.
Creative Solutions for Fortifying ATM Defenses
Faced with continued ATM security theft and threats, community banks and vendors are banding together to share creative strategies and bolster ATM defenses.
What Every Community Bank Needs to Fight Fraud
When it comes to fraud, everything old is new again—and then some.
Fighting Fraud Under the USA PATRIOT Act Section 314(b)
Information sharing, permitted under the USA PATRIOT Act Section 314(b), presents opportunities for banks to work together and combat suspicious bank activity.
4 CFPB Rules to Watch for This Year
From limitations on fee practices to personal financial data rights, these proposed and final Consumer Financial Protection Bureau rules could have a significant impact on the community bank industry.
Law Firm Evaluation for Community Banks
Community banks need to maintain a healthy relationship with their legal representatives, especially when it’s through a third party.
RESPA and HMDA Violations: What to Know
In the second half of 2023, the CFPB penalized Freedom Mortgage for violating both RESPA and HMDA. Here’s what community banks need to know about complying with these acts.