Search Articles
How to Unlock Hidden Card Revenue with BINs
When it comes to card revenue, having the right bank identification number (BIN) type is critical.
Innovation Strategies for Community Banks
Explore how community banks can use data insights, fintech tools and innovation to stay competitive.
4 Reasons Community Banks Should Offer E-Invoicing
E-invoicing can transform community banking by increasing deposits, reducing check fraud and fostering deeper customer connections.
Should Community Banks Offer Subscription Management?
Build your customers’ financial health by helping them manage their subscriptions in-app.
Jacob Eisen: Card Programs Can Drive Community Bank Growth
As the financial services competitive landscape continues to evolve, payments have emerged as a critical component of community bank strategies. It extends beyond interchange revenue to deepening...
How Community Banks Should Evaluate New Fintech
Six ThinkTECH Accelerator fintechs explain how their products support community banks—and what bankers should prioritize when evaluating new technology partnerships.
Personalized Community Banking Starts With Data
Discover how community banks can use transaction data, AI and predictive analytics to deliver personalized banking experiences that drive customer growth and loyalty.
Teen Debit Cards: Financial Literacy for the Next Generation
Teen debit cards help community banks teach financial literacy while building long-term customer relationships. Explore features, safeguards and youth banking strategies that drive generational...
How Instant Payments Can Accelerate B2B Payments Modernization
How Instant Payments Can Accelerate B2B Payments Modernization SPONSORED | Community banks have the opportunity to provide new payment offerings, including instant payments, to help businesses move...
How to Maximize Your Community Bank's Core Capabilities
Learn how community banks can maximize core processing capabilities to avoid a disruptive core conversion. Discover optimization reviews and vendor strategies.
New News About the FedNow® Service
New News About the FedNow® Service SPONSORED | Instant payments and the FedNow Service continue to grow and gain adoption momentum. The FedNow Service has continued to grow rapidly since its 2023...
Strong Tech Provider Relationships, Faster Growth for Community Banks
Strong Tech Provider Relationships, Faster Growth for Community Banks SPONSORED | Sustainable growth depends on more than technology - it relies on strong relationships with your banking technology...
Community Bank Small Business Credit Card Programs
Learn how community banks can leverage in-house or partner small business credit card programs to drive growth.
Three Questions to Ask About Moving Deposits Off Balance Sheet
Three Questions to Ask About Moving Deposits Off Balance Sheet SPONSORED | Deposit networks are far more than just funding tools. They can also offer flexible liquidity management - including the...
Jacob Eisen: 5 Benefits of Digital Wallet Adoption
Discover how community banks can achieve top-of-wallet status through digital wallet adoption. Learn strategies for instant card provisioning, increasing revenue and enhancing security.
Do Paper Checks Have a Future?
While the federal government appears to be phasing out paper checks, checks aren’t going away as a payment method anytime soon. See how checks are evolving, and how community banks can advocate for...
Driving Community Prosperity with Reciprocal Deposits
Driving Community Prosperity with Reciprocal Deposits SPONSORED | To stay competitive and continue providing the vital banking services their communities depend on, community banks need every...
Instant Payments Insights Every Community Bank Needs
Vendors share their specialized insight into the instant payments market to help community banks understand how they can grow in this technology-forward area.
Charles Potts: The Process of Bringing Innovation to You
Technology has become an integral part of success in banking.
What Innovative Advantage Does Cloud Lending Give Community Banks?
Community banks are using cloud technology to improve efficiency and enhance customer convenience. See how cloud lending is transforming operations for banks and borrowers alike.
Jacob Eisen: A Can't-Miss Business Card Opportunity
Thirty-four percent of small businesses in the U.S. are not comfortable with their cash flow in today’s economy, according to the U.S. Chamber of Commerce Small Business Index for Q1 2025.
Maximizing Profitability with Today's Point-of-Sale Tech
The goal of community banks in a digital age: Be top of wallet. Learn how to take advantage of growing POS innovations like digital wallets.
Charles Potts: Turning Strategy Into Success With the Right Tech
In the current economic environment, your bank’s strategy is worth its weight in gold.
Unlocking Strategic Advantages with ECM Technology
Selecting the right ECM solution for your financial institution can unlock strategic advantages.
Jacob Eisen: Changing for the Better
Winston Churchill famously said, “To improve is to change, so to be perfect is to have changed often.”
What Role Will Your Core Play in Open Banking?
The CFPB’s open banking rule opens financial data to authorized third parties. Will your core processor be ready if it takes effect?
5 Ways Community Banks Can Take Advantage of FedNow
FedNow has solidified its place in the banking industry, and now’s the time for community banks to get in on the action. Learn how your bank can ease the instant payments system into its operations.
Proven Practices For Back-Office Efficiency
Shrinking net interest margins, rising costs, and manual processes challenge community banks to maintain efficiency and profitability in a competitive market.
IT MSP, Integris, Reveals Top IT Trends for the Second Year in New Report, “Understanding US Banks’ Annual IT Spend in 2025”
Discover where banks stand on technology in 2025! Our survey of 1,000+ bank executives reveals IT’s growing role, key infrastructure needs, cybersecurity concerns, and economic impacts.
Loan Pricing strategies: Don’t let your bank become a Castaway.
With rapidly changing market conditions, your bank could easily find itself isolated like Tom Hanks in Castaway, on a desert island alone.
Jacob Eisen: The Difference Between Direct and Agent Bank Credit Card Programs
Credit cards remain the most widely used credit product in the U.S., and the Federal Reserve’s latest payments study points to a continued climb in the number of card transactions, their overall...
Kick Lending Up a Notch With Digital Solutions
Increased efficiency and fewer errors are just two of the benefits of digitalizing your loan production process.
Future-Proofing Community Banks: Upgrading Check Processing to Enhance Security, Efficiency, and Remain Competitive
Checks remain vital, requiring banks to consolidate systems for better efficiency and fraud mitigation. Modern solutions enhance security, streamline processing, and provide real-time fraud detection.
7 Lessons Learned by FedNow® Service Participants
Financial institutions live on the FedNow Service have shared valuable lessons they learned along their instant payment journeys.
Powering Potential: Rethinking Your Payments Strategy With ICBA Payments
ICBA Payments hasn’t just rebranded. It has begun a multiyear phased investment strategy to modernize its technology and service offerings, which are designed to elevate your bank’s payments strategy.
Lance Noggle: It's Time to Bolster Cybersecurity Measures—Now and Forever
As the costs of data breaches continue to rise, it’s essential for community banks to access and use available federal cybersecurity tools for combating fraudsters and bad actors.
How Can Community Banks Ride the Digital Wallet Wave?
Looking to drive card usage and ensure continued deposit recapture? As the use of digital wallets continues to accelerate, here’s how you can participate and benefit from this trend.
Can Software Solve Your Bank's Board Management Woes?
From scheduling and information-sharing to bolstered security, board management software could smooth the bumps in the road that come with manual management processes.
The Hidden Risks of Legacy Technology: A Community Banker’s Guide
IBT Apps’ newest ebook is available now! Explore the critical risks of legacy systems and learn about a modern solution that helps future-proof your bank.
Easing the Way: Current and Upcoming Banking Technology Trends
The best technology is the kind that supports both the customer and the community bank. We look at some key industry challenges and where tech could potentially ease pain points.