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Scott Anchin: A New Resource for Fighting Fraud

The rise in fraud has become one of the biggest concerns for community banks and their customers in recent years.

Feb 05, 2025
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Article
Compliance

What Banks Need to Know About the CFPB's Open Banking Rule

ICBA’s advocacy efforts have affected the outcome of the Consumer Financial Protection Bureau’s open banking rule. Learn about these changes and understand which guidelines apply to your bank.

Feb 05, 2025
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Article
Compliance

Jim Reber: Spreading the Good News

Incremental yield can indicate relative value.

Feb 05, 2025
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Article
Growing the Community

Michael Emancipator: ICBA Speaks Out Against One-Size-Fits-All Regulations

In the face of disproportionate compliance requirements, ICBA is advocating for threshold changes that would lighten community banks’ regulatory burden.

Feb 05, 2025
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Article
Advocacy

Find Your Rhythm at ICBA LIVE 2025

Do you hear that? That’s the sound of community bankers across the nation heading to Nashville to learn, network and enjoy all Music City has to offer.

Feb 05, 2025
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Article

Is Data the Key to Enhancing Bank Customer Relationships?

Conversion data from social media, websites and marketing platforms can help prove whether banks are successful in their personalization, outreach and differentiation.

Feb 05, 2025
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Article
Growing the Community

Amplifying Nashville's Booming Businesses

ICBA members are coming to Nashville, Tenn., from across the nation for ICBA LIVE, but there are plenty of community banks already in Music City.

Feb 05, 2025
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Article
Lending

OneUnited Bank Uses Tech to Bridge the Racial Wealth Gap

OneUnited Bank’s AI-powered financial wellness tool is enabling the bank’s customers to make better financial decisions and build generational wealth.

Feb 05, 2025
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Article

Relief From the Aftermath of Hurricane Helene

Community banks around the country came together to help those affected by Hurricane Helene, assisting with cleanup, donating supplies and more.

Feb 05, 2025
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Article

Out of Office: Aaron Hines

The commercial loan manager and SVP of $500 million-asset Denali State Bank in Fairbanks, Alaska, has ridden his snowmobile through the state’s vast landscapes.

Feb 05, 2025
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Article

Future-Proofing Community Banks: Upgrading Check Processing to Enhance Security, Efficiency, and Remain Competitive

Checks remain vital, requiring banks to consolidate systems for better efficiency and fraud mitigation. Modern solutions enhance security, streamline processing, and provide real-time fraud detection.

Feb 01, 2025
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Article
Payments

7 Lessons Learned by FedNow® Service Participants

Financial institutions live on the FedNow Service have shared valuable lessons they learned along their instant payment journeys.

Feb 01, 2025
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Article
Payments

Insights from ICBA's Minority Bank Advisory Council

Minority depository institutions ensure their communities have access to the financial services that will help them succeed in the long term.

Feb 05, 2025
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Article

Powering Potential: Rethinking Your Payments Strategy With ICBA Payments

ICBA Payments hasn’t just rebranded. It has begun a multiyear phased investment strategy to modernize its technology and service offerings, which are designed to elevate your bank’s payments strategy.

Feb 05, 2025
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Article
Payments

Mitigating Risk in Construction Draw Loans

Construction projects hold great potential but also come with risks. Addressing these challenges head-on will help mitigate each loans risk.

Feb 01, 2025
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Article
Lending

Growth Goals: Navigating IPOs and OTC Trading

Is your community bank thinking about launching an initial public offering or over-the-counter trading of stocks to raise liquidity?

Jan 01, 2025
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Article
Growing the Community

Smart Org Changes That Could Boost Your Bank’s Trajectory

As community banks face increased competition, emerging roles and employees’ desire for advancement, it could be the right time for your community bank to assess its organizational structure.

Jan 01, 2025
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Article

2025 Lending Outlook: Cautious Optimism

Falling interest rates are expected to fuel borrowing activity at community banks. We examine the prospects for commercial, consumer/mortgage and ag lending in the new year.

Jan 01, 2025
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Article
Lending

4 Regulatory Developments Coming in 2025

Community bankers have a variety of new regulatory changes to prepare for in 2025, across agencies and banking functions. As always, forewarned is forearmed.

Jan 01, 2025
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Article
Advocacy

2025 Community Bank CEO Outlook: Balancing Between Deposits and Loans

While the business of community banking is ongoing, a new year is always a good time to take stock of the challenges and opportunities ahead.

Jan 01, 2025
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Article

Michael Benedict: Make Portfolio Strategy Fun Again

Things are looking up for portfolio management in 2025.

Jan 01, 2025
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Article
Growing the Community

Lance Noggle: It's Time to Bolster Cybersecurity Measures—Now and Forever

As the costs of data breaches continue to rise, it’s essential for community banks to access and use available federal cybersecurity tools for combating fraudsters and bad actors.

Jan 01, 2025
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Article
Payments

Lucas White: Why Advocacy Should Be a Top Priority in 2025

The start of the new year brings with it a fresh slate and a collective reset on priorities.

Jan 01, 2025
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Article

Out of Office: Kati LeBreton

The vice president and director of P.O.W.E.R., a program for women in business, at $1 billion-asset Fidelity Bank in New Orleans, hosts The Big Bad Boot, a podcast.

Jan 01, 2025
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Article

Community Bank Delaware Salutes Space Heroes

Last July, Community Bank Delaware in Lewes, Del., donated $3,000 to American Legion Post 28.

Jan 01, 2025
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Article

Rebeca Romero Rainey: Nurturing the Community Bank Ecosystem

The start of a new year brings with it opportunities, and as we enter 2025, we do so with an eye toward the potential that awaits.

Jan 01, 2025
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Article

Charles Potts: The Innovations We'll See in 2025

They say the only constant is change, and 2025 is shaping up to prove that point. We are in for a dynamic year, influenced by customer demand, product accessibility and partner potential.

Jan 01, 2025
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Article

How to Balance Human and Machine While Using Chatbots

Community banks’ reputations are built on personal connection. But with an effective chatbot, banks can free up staff to focus on customers’ more complex needs. It just takes effective training.

Jan 01, 2025
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Article

Stearns Bank Lays Groundwork in Minnesota's Hmong Community

Stearns Bank is fostering trust, financial empowerment and meaningful relationships with Minnesota’s sizable Hmong community by establishing a branch in one of their cultural hubs.

Jan 01, 2025
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Article

Equip Your Leasing Finance Operations

Discover how lenders can navigate the evolving landscape of equipment lease financing with insights on risk mitigation and operational readiness.

Dec 01, 2024
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Article
Compliance Lending

Rebeca Romero Rainey: Nurturing the Community Bank Ecosystem

As I reflect on the impact community banks have had this year, I revel in this notion that we have created something special, a dynamic ecosystem that centers on people.

Dec 01, 2024
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Article

Charles Potts: Banking and Staffing Gen Z Into the Future

As Gen Z graduates into the full-time workforce, they are looking to community banks as financial partners as well as potential employers.

Dec 01, 2024
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Article

The Year in Compliance: 6 Notable Updates for Community Banks

New guidance and proposed rules from regulatory agencies in 2024 have kept community banks on the alert for forthcoming changes to compliance processes.

Dec 01, 2024
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Article
Compliance

Commercial Bank of Mott Helps Fund a Home Base for the Community

The Commercial Bank of Mott set out to plan, fund and build a community center that will serve as a new hub for all locals to enjoy.

Jan 01, 2025
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Article

How Can Community Banks Ride the Digital Wallet Wave?

Looking to drive card usage and ensure continued deposit recapture? As the use of digital wallets continues to accelerate, here’s how you can participate and benefit from this trend.

Jan 01, 2025
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Article
Payments

Powering Potential: ICBA Certification Q&A with Arlene Cooper

Arlene Cooper, internal audit officer at CNB Bank in Carlsbad, N.M., is a certified community bank internal auditor (CCBIA) and certified community bank compliance officer (CCBCO).

Jan 01, 2025
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Article

Lindsay LaNore: 8 Healthy Habits for Conflict Resolution

We’re all different. We work differently, and we have different opinions, biases and values. Some of us thrive under pressure, while others shy away from confrontation.

Jan 01, 2025
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Article

Strategies for Consumer-Centric Banking: an Exclusive Bud Webinar

Bud Financial has joined community bankers for an Independent Banker webinar where we’ve explored the actions they would take to drive success, revenue and customer engagement.

Jan 01, 2025
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Article
Growing the Community

ENTER NOW: 40 Under 40: Community Bank Leaders awards

Nominations for 40 Under 40: Community Bank Leaders 2025 are now open! 40 Under 40 seeks to recognize community banking’s brightest, most promising young professionals. Winners are featured in...

Jan 01, 2025
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Article

Can Software Solve Your Bank's Board Management Woes?

From scheduling and information-sharing to bolstered security, board management software could smooth the bumps in the road that come with manual management processes.

Dec 01, 2024
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Article
Payments

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